Florida Senate - 2010                                     SB 352
       
       
       
       By Senator Dean
       
       
       
       
       3-00277-10                                             2010352__
    1                        A bill to be entitled                      
    2         An act relating to homeowners’ insurance; requiring
    3         that the Office of Insurance Regulation provide
    4         policyholders with written notice of certain
    5         information regarding the termination of a policy and
    6         the selection of a new policy; specifying deadlines by
    7         which such information must be provided under certain
    8         conditions; requiring that the office provide
    9         policyholders with written instructions for contacting
   10         a broker, agent, or counselor for the purpose of
   11         selecting a new coverage plan or making changes to an
   12         existing policy; providing an effective date.
   13  
   14  Be It Enacted by the Legislature of the State of Florida:
   15  
   16         Section 1. Termination of homeowners’ insurance; notice;
   17  assistance.—
   18         (1) The Office of Insurance Regulation or its designee
   19  shall provide written notice to each homeowners’ insurance
   20  policyholder in this state regarding:
   21         (a) The possibility that his or her policy may be
   22  terminated by the provider or insurer, including potential
   23  reasons for termination.
   24         (b) Any options available to the policyholder with regard
   25  to choosing a new plan or provider if his or her policy is
   26  terminated, including the names of any providers or provider
   27  networks having the capacity to accept new enrollees in this
   28  state.
   29         (2) The office shall immediately provide the written notice
   30  required in subsection (1) to any policyholder whose policy has
   31  been terminated by his or her provider.
   32         (3) The office shall provide the written notice required in
   33  subsection (1) at least 60 days before the last date on which a
   34  policy remains in effect to any policyholder who cancels,
   35  decides not to renew, or otherwise terminates his or her policy.
   36         (4) The office shall provide written instructions to all
   37  homeowners’ insurance policyholders in this state regarding how
   38  to contact a broker, agent, or counselor for the purpose of
   39  selecting a new coverage plan or making changes to an existing
   40  policy.
   41         Section 2. This act shall take effect July 1, 2010.