Florida Senate - 2012                        COMMITTEE AMENDMENT
       Bill No. SB 1684
                                Barcode 105714                          
                              LEGISLATIVE ACTION                        
                    Senate             .             House              

       The Committee on Military Affairs, Space, and Domestic Security
       (Storms) recommended the following:
    1         Senate Amendment (with title amendment)
    3         Delete lines 37 - 180
    4  and insert:
    5  division for the purposes set forth in this section. Of the
    6  amount:
    7         (a) Seven million dollars in funds shall be used for
    8  programs to improve the wind resistance of residences and mobile
    9  homes, including loans, subsidies, grants, demonstration
   10  projects, and direct assistance; educating persons concerning
   11  the Florida Building Code cooperative programs with local
   12  governments and the Federal Government; and other efforts to
   13  prevent or reduce losses or reduce the cost of rebuilding after
   14  a disaster.
   15         (b) Three million dollars in funds shall be used to
   16  retrofit existing facilities used as public hurricane shelters.
   17  Each year the division shall prioritize the use of these funds
   18  for projects included in the annual report of the Shelter
   19  Retrofit Report prepared in accordance with s. 252.385(3). The
   20  division must give funding priority to projects in regional
   21  planning council regions that have shelter deficits and to
   22  projects that maximize the use of state funds.
   23         (2)(a) Forty percent of the total appropriation in
   24  paragraph (1)(a) shall be used to inspect and improve tie-downs
   25  for mobile homes.
   26         (b)1. The Manufactured Housing and Mobile Home Mitigation
   27  and Enhancement Program is established. The program shall
   28  require the mitigation of damage to or the enhancement of homes
   29  for the areas of concern raised by the Department of Highway
   30  Safety and Motor Vehicles in the 2004-2005 Hurricane Reports on
   31  the effects of the 2004 and 2005 hurricanes on manufactured and
   32  mobile homes in this state. The mitigation or enhancement must
   33  include, but need not be limited to, problems associated with
   34  weakened trusses, studs, and other structural components caused
   35  by wood rot or termite damage; site-built additions; or tie-down
   36  systems and may also address any other issues deemed appropriate
   37  by Tallahassee Community College, the Federation of Manufactured
   38  Home Owners of Florida, Inc., the Florida Manufactured Housing
   39  Association, and the Department of Highway Safety and Motor
   40  Vehicles. The program shall include an education and outreach
   41  component to ensure that owners of manufactured and mobile homes
   42  are aware of the benefits of participation.
   43         2. The program shall be a grant program that ensures that
   44  entire manufactured home communities and mobile home parks may
   45  be improved wherever practicable. The moneys appropriated for
   46  this program shall be distributed directly to Tallahassee
   47  Community College for the uses set forth under this subsection.
   48         3. Upon evidence of completion of the program, the Citizens
   49  Property Insurance Corporation shall grant, on a pro rata basis,
   50  actuarially reasonable discounts, credits, or other rate
   51  differentials or appropriate reductions in deductibles for the
   52  properties of owners of manufactured homes or mobile homes on
   53  which fixtures or construction techniques that have been
   54  demonstrated to reduce the amount of loss in a windstorm have
   55  been installed or implemented. The discount on the premium must
   56  be applied to subsequent renewal premium amounts. Premiums of
   57  the Citizens Property Insurance Corporation must reflect the
   58  location of the home and the fact that the home has been
   59  installed in compliance with building codes adopted after
   60  Hurricane Andrew. Rates resulting from the completion of the
   61  Manufactured Housing and Mobile Home Mitigation and Enhancement
   62  Program are not considered competitive rates for the purposes of
   63  s. 627.351(6)(d)1. and 2.
   64         4. On or before January 1 of each year, Tallahassee
   65  Community College shall provide a report of activities under
   66  this subsection to the Governor, the President of the Senate,
   67  and the Speaker of the House of Representatives. The report must
   68  set forth the number of homes that have taken advantage of the
   69  program, the types of enhancements and improvements made to the
   70  manufactured or mobile homes and attachments to such homes, and
   71  whether there has been an increase in availability of insurance
   72  products to owners of manufactured or mobile homes.
   74  Tallahassee Community College shall develop the programs set
   75  forth in this subsection in consultation with the Federation of
   76  Manufactured Home Owners of Florida, Inc., the Florida
   77  Manufactured Housing Association, and the Department of Highway
   78  Safety and Motor Vehicles. The moneys appropriated for the
   79  programs set forth in this subsection shall be distributed
   80  directly to Tallahassee Community College to be used as set
   81  forth in this subsection.
   82         (3) Of moneys provided to the division in paragraph (1)(a),
   83  10 percent shall be allocated to the Florida International
   84  University center dedicated to hurricane research. The center
   85  shall develop a preliminary work plan approved by the advisory
   86  council set forth in subsection (4) to eliminate the state and
   87  local barriers to upgrading existing mobile homes and
   88  communities, research and develop a program for the recycling of
   89  existing older mobile homes, and support programs of research
   90  and development relating to hurricane loss reduction devices and
   91  techniques for site-built residences. The State University
   92  System also shall consult with the division and assist the
   93  division with the report required under subsection (6).
   94         (4) Except for the programs set forth in subsection (3),
   95  the division shall develop the programs set forth in this
   96  section in consultation with an advisory council consisting of a
   97  representative designated by the Chief Financial Officer, a
   98  representative designated by the Florida Home Builders
   99  Association, a representative designated by the Florida
  100  Insurance Council, a representative designated by the Federation
  101  of Manufactured Home Owners, a representative designated by the
  102  Florida Association of Counties, a representative designated by
  103  the Florida Manufactured Housing Association, and a
  104  representative designated by the Florida Building Commission.
  105         (5) Moneys provided to the division under this section are
  106  intended to supplement, not supplant, the division’s other
  107  funding sources.
  108         (6) An advisory council shall be established to provide
  109  advice and assistance regarding the administration of the
  110  program. The advisory council shall consist of:
  111         (a) The Director of the Office of Insurance Regulation, or
  112  his or her designee, who may not serve as chair of the
  113  committee;
  114         (b) The Insurance Consumer Advocate, or his or her
  115  designee;
  116         (c) Two representatives of homeowners’ insurance companies,
  117  one of whom represents small companies and is appointed by the
  118  President of the Senate, and one of whom represents large
  119  companies and is appointed by the Speaker of the House of
  120  Representatives;
  121         (d) Two scientists, one of whom has experience and training
  122  in the sciences related to wind or the building code and is
  123  appointed by the President of the Senate, and one of whom has a
  124  background in engineering and is appointed by the Speaker of the
  125  House of Representatives;
  126         (e) Two legislators, one appointed by the President of the
  127  Senate, and one appointed by the Speaker of the House of
  128  Representatives;
  129         (f) One representative of the reinsurance industry, who is
  130  appointed jointly by the President of the Senate and the Speaker
  131  of the House of Representatives; and
  132         (f) One scientist who has a background in modeling
  133  appointed by the division.
  134         (7)(6) On January 1st of each year, the division shall
  135  provide a full report and accounting of activities under this
  136  section and an evaluation of such activities to the Speaker of
  137  the House of Representatives, the President of the Senate, and
  138  the Majority and Minority Leaders of the House of
  139  Representatives and the Senate. Upon completion of the report,
  140  the division shall deliver the report to the Office of Insurance
  141  Regulation. The Office of Insurance Regulation shall review the
  142  report and shall make such recommendations available to the
  143  insurance industry as the Office of Insurance Regulation deems
  144  appropriate. These recommendations may be used by insurers for
  145  potential discounts or rebates pursuant to s. 627.0629. The
  146  Office of Insurance Regulation shall make such recommendations
  147  within 1 year after receiving the report.
  148         (8)(7) This section expires is repealed June 30, 2021.
  150  ================= T I T L E  A M E N D M E N T ================
  151         And the title is amended as follows:
  152         Delete lines 6 - 9
  153  and insert:
  154         advisory council; providing an effective date.