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The Florida Senate

SB 728: Residential Property Insurance

GENERAL BILL by Ring

Residential Property Insurance; Amending provisions relating to checklists of policy contents; applying provisions to commercial lines residential insurance policies entered into on or after a certain date; revising provisions relating to the disclosure of certain insurer and policy information to claimants; revising provisions relating to deductibles included in policies entered into on or after a certain date; allowing deductibles for windstorm losses; providing that the failure to provide certain statements on a policy will result in voiding certain deductibles; providing that the deductible for hurricane losses is based on dwelling policy limits for insurance contracts entered into on or after a certain date, specifying that certain provisions relating to deductibles must be stated in the policy, capping the amount of the deductible, and providing that failure to provide certain notice requirements voids a separate deductible for hurricane or windstorm losses, etc.

Effective Date: 7/1/2012
Last Action: 3/9/2012 Senate - Died in Banking and Insurance
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Budget (BC)

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  • Bill History

    Date Chamber Action
    10/27/2011 Senate • Filed
    11/16/2011 Senate • Referred to Banking and Insurance; Budget -SJ 62
    1/10/2012 Senate • Introduced -SJ 62
    3/9/2012 Senate • Died in Banking and Insurance

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  • SB 728, Original Filed Version (Current Bill Version) Posted 10/27/2011 at 12:59 PM

    Bill Text:   Web Page | PDF
    Analyses:   None

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 753 Insurance Holder Compare Last Action: 3/9/2012 H Died in Insurance and Banking Subcommittee
    Location: In committee/council (INBS)

    Citations - Statutes (3)

    Citation Catchline Location in Bill Location In Bill Help
    627.40951 Standard personal lines residential insurance policy. Page 1 (pdf)
    627.4137 Disclosure of certain information required. Page 3 (pdf)
    627.701 Liability of insureds; coinsurance; deductibles. Page 4 (pdf)

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