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The Florida Senate

HB 753: Insurance

GENERAL BILL by Holder

Insurance; Provides application of standard personal lines residential insurance policy to certain commercial lines residential property insurance policies; specifies that upon written request of claimant, insurer providing liability insurance coverage must disclose information to claimant within specified time after written request; authorizes surplus lines carrier to issue real or personal property coverage containing coinsurance clause imposing liability on insured; requires policy containing separate windstorm deductible or coinsurance provision to include disclosures in boldfaced type; voids separate deductibles for hurricane or windstorm coverage if policy fails to make disclosures relating to separate deductibles; provides applicable deductible in policy reverts to all covered perils deductible; specifies policies that contain commercial lines residential coverage must include specified statements relating to dwelling policy limits & deductibles; voids separate deductibles for hurricane or windstorm coverage if certain policies containing commercial lines residential coverage fail to make required disclosures relating to dwelling policy limits & deductibles.

Effective Date: 7/1/2012
Last Action: 3/9/2012 House - Died in Insurance and Banking Subcommittee
Bill Text: Web Page | PDF

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  • Bill History

    Date Chamber Action
    11/22/2011 House • Filed
    11/29/2011 House • Referred to Insurance and Banking Subcommittee; Government Operations Appropriations Subcommittee; Economic Affairs Committee -HJ 74
    1/10/2012 House • Introduced -HJ 74
    3/9/2012 House • Died in Insurance and Banking Subcommittee

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  • HB 753, Original Filed Version (Current Bill Version) Posted 11/22/2011 at 10:53 AM

    Bill Text:   Web Page | PDF
    Analyses:   None

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 728 Residential Property Insurance Ring Compare Last Action: 3/9/2012 S Died in Banking and Insurance
    Location: In committee/council (BI)

    Citations - Statutes (3)

    Citation Catchline Location in Bill Location In Bill Help
    627.40951 Standard personal lines residential insurance policy. Page 2 (pdf)
    627.4137 Disclosure of certain information required. Page 3 (pdf)
    627.701 Liability of insureds; coinsurance; deductibles. Page 4 (pdf)

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