Skip to Navigation | Skip to Main Content | Skip to Site Map

MyFloridaHouse.gov | Mobile Site

Senate Tracker: Sign Up | Login

The Florida Senate

CS/CS/HB 413: Consumer Collection Practices

GENERAL BILL by Regulatory Affairs Committee ; Insurance and Banking Subcommittee ; Santiago

Consumer Collection Practices; Deletes provision entitling prospective consumer collection agency registrants to registration when specified conditions are met; provides powers & duties of OFR & FSC; requires fees, charges, & fines to be deposited in specified trust fund; authorizes OFR to make investigations or examinations to determine violations; revises registration procedures & application requirements for consumer collection agencies; requires applicants & certain registrants to submit fingerprints; provides that registrations are not transferable or assignable; requires consumer collection agencies to report changes in specified information within specified period; provides registration renewal & fingerprint retention fees; provides notification requirements for consumer collection agencies; authorizes office to bring administrative action; provides grounds for disciplinary action; provides penalties.

Effective Date: 10/1/2014
Last Action: 6/13/2014 - Chapter No. 2014-116, companion bill(s) passed, see CS/CS/HB 415 (Ch. 2014-117)
Bill Text: PDF

Expand All Collapse All

  • Bill History

    Date Chamber Action
    12/12/2013 House • Filed
    1/8/2014 House • Referred to Insurance and Banking Subcommittee; Government Operations Appropriations Subcommittee; Regulatory Affairs Committee -HJ 36
    1/28/2014 House • On Committee agenda-- Insurance and Banking Subcommittee, 02/04/14, 4:00 pm, Sumner Hall
    2/4/2014 House • CS by Insurance and Banking Subcommittee; YEAS 13 NAYS 0 -HJ 156
    2/11/2014 House • Pending review of CS under Rule 7.19(c)
    2/12/2014 House • Now in Government Operations Appropriations Subcommittee -HJ 151
    2/28/2014 House • On Committee agenda-- Government Operations Appropriations Subcommittee, 03/04/14, 1:30 pm, Morris Hall
    3/4/2014 House • Introduced -HJ 36
    • Favorable by Government Operations Appropriations Subcommittee; YEAS 12 NAYS 0 -HJ 205
    • Now in Regulatory Affairs Committee -HJ 205
    • CS by Insurance and Banking Subcommittee read 1st time -HJ 140
    3/10/2014 House • On Committee agenda-- Regulatory Affairs Committee, 03/12/14, 1:00 pm, Sumner Hall
    3/12/2014 House • CS/CS by- Regulatory Affairs Committee; YEAS 16 NAYS 0 -HJ 284
    3/13/2014 House • Pending review of CS -under Rule 7.19(c)
    3/14/2014 House • CS/CS by Regulatory Affairs Committee read 1st time -HJ 281
    3/18/2014 House • Placed on Calendar -HJ 292
    4/7/2014 House • Placed on Special Order Calendar, 04/09/14
    4/9/2014 House • Read 2nd time -HJ 489
    • Amendment(s) adopted (307575) -HJ 490
    • Placed on 3rd reading
    4/11/2014 House • Read 3rd time -HJ 513
    • CS passed as amended; YEAS 114 NAYS 0 -HJ 513
    4/21/2014 Senate • In Messages
    • Referred to Banking and Insurance; Criminal Justice; Appropriations -SJ 525
    4/22/2014 Senate • Received -SJ 525
    4/25/2014 Senate • Withdrawn from Banking and Insurance; Criminal Justice; Appropriations -SJ 678
    • Placed on Calendar, on 2nd reading -SJ 678
    • Substituted for CS/SB 1006 -SJ 678
    • Read 2nd time -SJ 678, 687
    • Placed on 3rd reading
    4/28/2014 Senate • Read 3rd time -SJ 720
    • CS passed; YEAS 38 NAYS 0 -SJ 720
    4/28/2014 House • Ordered enrolled -HJ 823
    6/5/2014 • Signed by Officers and presented to Governor
    6/13/2014 • Approved by Governor
    • Chapter No. 2014-116, companion bill(s) passed, see CS/CS/HB 415 (Ch. 2014-117)

    Top of SectionTop of Page

  • CS/CS/HB 413, Enrolled (Current Bill Version) Posted 4/28/2014 at 2:28 PM

    Bill Text:   PDF
    Analyses:   None

    Related Bills (3)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 415 (er) Pub. Rec./Investigations and Examinations by Office of Financial Regulation Santiago Linked Last Action: 6/13/2014 Chapter No. 2014-117, companion bill(s) passed, see CS/CS/HB 413 (Ch. 2014-116)
    Location: Became Law
    S 1006 (c1) Consumer Collection Practices Hays Similar Last Action: 4/25/2014 S Laid on Table, companion bill(s) passed, see CS/CS/HB 413 (Ch. 2014-116), CS/CS/HB 415 (Ch. 2014-117) -SJ 678
    Location: Laid on Table
    S 1002 (c1) Public Records/Office of Financial Regulation Hays Compare Last Action: 4/23/2014 S Laid on Table, companion bill(s) passed, see CS/CS/HB 415 (Ch. 2014-117), CS/CS/HB 413 (Ch. 2014-116) -SJ 581
    Location: Laid on Table

    Citations - Statutes (8)

    Citation Catchline Location in Bill Location In Bill Help
    559.55 Definitions. Page 2 (pdf)
    559.553 Registration of consumer collection agencies required; exemptions. Page 6 (pdf)
    559.554 Page 8 (pdf)
    559.5541 Page 9 (pdf)
    559.555 Registration of consumer collection agencies; procedure. Page 10 (pdf)
    559.5551 Page 14 (pdf)
    559.565 Enforcement action against out-of-state consumer debt collector. Page 15 (pdf)
    559.730 Administrative remedies. Page 16 (pdf)

    Top of SectionTop of Page

  • CS/CS/HB 413, Engrossed 1 Posted 4/9/2014 at 3:28 PM

    Bill Text:   PDF
    Analyses:   None

    Related Bills (3)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 415 (er) Pub. Rec./Investigations and Examinations by Office of Financial Regulation Santiago Linked Last Action: 6/13/2014 Chapter No. 2014-117, companion bill(s) passed, see CS/CS/HB 413 (Ch. 2014-116)
    Location: Became Law
    S 1006 (c1) Consumer Collection Practices Hays Similar Last Action: 4/25/2014 S Laid on Table, companion bill(s) passed, see CS/CS/HB 413 (Ch. 2014-116), CS/CS/HB 415 (Ch. 2014-117) -SJ 678
    Location: Laid on Table
    S 1002 (c1) Public Records/Office of Financial Regulation Hays Compare Last Action: 4/23/2014 S Laid on Table, companion bill(s) passed, see CS/CS/HB 415 (Ch. 2014-117), CS/CS/HB 413 (Ch. 2014-116) -SJ 581
    Location: Laid on Table

    Floor Votes (2)

    Date Chamber Result
    4/11/2014 2:08 PM House 114 Yeas - 0 Nays
    4/28/2014 10:15 AM Senate 38 Yeas - 0 Nays

    Citations - Statutes (8)

    Citation Catchline Location in Bill Location In Bill Help
    559.55 Definitions. Page 2 (pdf)
    559.553 Registration of consumer collection agencies required; exemptions. Page 6 (pdf)
    559.554 Page 8 (pdf)
    559.5541 Page 9 (pdf)
    559.555 Registration of consumer collection agencies; procedure. Page 10 (pdf)
    559.5551 Page 14 (pdf)
    559.565 Enforcement action against out-of-state consumer debt collector. Page 15 (pdf)
    559.730 Administrative remedies. Page 16 (pdf)

    Top of SectionTop of Page

  • CS/CS/HB 413, Committee Substitute 2 Posted 3/13/2014 at 5:42 PM

    Bill Text:   PDF
    Analyses:   None

    Related Bills (3)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 415 (c2) Pub. Rec./Investigations and Examinations by Office of Financial Regulation Santiago Linked Last Action: 6/13/2014 Chapter No. 2014-117, companion bill(s) passed, see CS/CS/HB 413 (Ch. 2014-116)
    Location: Became Law
    S 1006 (c1) Consumer Collection Practices Hays Similar Last Action: 4/25/2014 S Laid on Table, companion bill(s) passed, see CS/CS/HB 413 (Ch. 2014-116), CS/CS/HB 415 (Ch. 2014-117) -SJ 678
    Location: Laid on Table
    S 1002 (c1) Public Records/Office of Financial Regulation Hays Compare Last Action: 4/23/2014 S Laid on Table, companion bill(s) passed, see CS/CS/HB 415 (Ch. 2014-117), CS/CS/HB 413 (Ch. 2014-116) -SJ 581
    Location: Laid on Table

    Floor Amendments (1)

    Amendment Sponsor Filed Last Floor Action Format
    307575 - Amendment
    Remove lines 270-285 and insert:
    Santiago 4/8/2014
    1:53 PM
    House: Adopted
    4/9/2014
    PDF

    Citations - Statutes (8)

    Citation Catchline Location in Bill Location In Bill Help
    559.55 Definitions. Page 2 (pdf)
    559.553 Registration of consumer collection agencies required; exemptions. Page 6 (pdf)
    559.554 Page 8 (pdf)
    559.5541 Page 9 (pdf)
    559.555 Registration of consumer collection agencies; procedure. Page 10 (pdf)
    559.5551 Page 14 (pdf)
    559.565 Enforcement action against out-of-state consumer debt collector. Page 15 (pdf)
    559.730 Administrative remedies. Page 16 (pdf)

    Top of SectionTop of Page

  • CS/HB 413, Committee Substitute 1 Posted 2/11/2014 at 9:42 AM

    Bill Text:   PDF
    Analyses:   Government Operations Appropriations Subcommittee (Post-Meeting) 3/4/2014 (pdf)
    Regulatory Affairs Committee (Post-Meeting) 3/13/2014 (pdf)

    Related Bills (3)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 415 (c2) Pub. Rec./Investigations and Examinations by Office of Financial Regulation Santiago Linked Last Action: 6/13/2014 Chapter No. 2014-117, companion bill(s) passed, see CS/CS/HB 413 (Ch. 2014-116)
    Location: Became Law
    S 1006 Consumer Collection Practices Hays Similar Last Action: 4/25/2014 S Laid on Table, companion bill(s) passed, see CS/CS/HB 413 (Ch. 2014-116), CS/CS/HB 415 (Ch. 2014-117) -SJ 678
    Location: Laid on Table
    S 1002 (c1) Public Records/Office of Financial Regulation Hays Compare Last Action: 4/23/2014 S Laid on Table, companion bill(s) passed, see CS/CS/HB 415 (Ch. 2014-117), CS/CS/HB 413 (Ch. 2014-116) -SJ 581
    Location: Laid on Table

    Committee Amendments (1)

    Amendment Sponsor Filed Last Committee Action Format
    920801 - Amendment
    Remove line 476 and insert:
    Santiago 3/11/2014
    6:54 PM
    Adopted without Objection
    3/12/2014
    PDF

    Citations - Statutes (8)

    Citation Catchline Location in Bill Location In Bill Help
    559.55 Definitions. Page 2 (pdf)
    559.553 Registration of consumer collection agencies required; exemptions. Page 6 (pdf)
    559.554 Page 8 (pdf)
    559.5541 Page 9 (pdf)
    559.555 Registration of consumer collection agencies; procedure. Page 10 (pdf)
    559.5551 Page 14 (pdf)
    559.565 Enforcement action against out-of-state consumer debt collector. Page 15 (pdf)
    559.730 Administrative remedies. Page 16 (pdf)

    Top of SectionTop of Page

  • HB 413, Original Filed Version Posted 12/12/2013 at 4:17 PM

    Bill Text:   PDF
    Analyses:   Insurance and Banking Subcommittee (Post-Meeting) 6/26/2014 (pdf)

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 415 Pub. Rec./Investigations and Examinations by the Office of Financial Regulation Santiago Linked Last Action: 6/13/2014 Chapter No. 2014-117, companion bill(s) passed, see CS/CS/HB 413 (Ch. 2014-116)
    Location: Became Law

    Committee Amendments (1)

    Amendment Sponsor Filed Last Committee Action Format
    765353 - Strike All Amendment
    Remove everything after the enacting clause and insert:
    Santiago 2/3/2014
    6:07 PM
    Adopted
    2/5/2014
    PDF

    Citations - Statutes (10)

    Citation Catchline Location in Bill Location In Bill Help
    559.55 Definitions. Page 2 (pdf)
    559.553 Registration of consumer collection agencies required; exemptions. Page 6 (pdf)
    559.554 Page 8 (pdf)
    559.5541 Page 9 (pdf)
    559.555 Registration of consumer collection agencies; procedure. Page 10 (pdf)
    559.5551 Page 14 (pdf)
    559.565 Enforcement action against out-of-state consumer debt collector. Page 15 (pdf)
    559.715 Assignment of consumer debts. Page 16 (pdf)
    559.72 Prohibited practices generally. Page 17 (pdf)
    559.730 Administrative remedies. Page 20 (pdf)

    Top of SectionTop of Page