Skip to Navigation | Skip to Main Content | Skip to Site Map

MyFloridaHouse.gov | Mobile Site

Senate Tracker: Sign Up | Login

The Florida Senate

CS/CS/HB 743: Property Insurance

GENERAL BILL by Regulatory Affairs Committee ; Insurance and Banking Subcommittee ; Hood

Property Insurance; Provides that claim for residential property insurance cannot be denied based on certain credit information; provides that policy or contract may not be cancelled based on certain credit information; revises rule requirements relating to property insurance mediation program administered by DFS; provides grounds for challenging umpire's impartiality in estimating amount of property loss; redefines term "neutral evaluator"; specifies grounds for denying, suspending, or revoking approval of neutral evaluator; establishes Homeowner Claims Bill of Rights for personal lines residential property insurance policyholders; provides that such bill of rights does not provide cause of action; defines terms; provides requirements for emergency mitigation repair agreements; requires emergency mitigation contractor to be appropriately certified or to possess contracting license.

Effective Date: 7/1/2014
Last Action: 4/29/2014 House - Laid on Table, companion bill(s) passed, see CS/CS/SB 708 (Ch. 2014-86), CS/CS/HB 633 (Ch. 2014-123) -HJ 851
Bill Text: PDF

Expand All Collapse All

  • Bill History

    Date Chamber Action
    1/27/2014 House • Filed
    2/6/2014 House • Referred to Insurance and Banking Subcommittee; Government Operations Appropriations Subcommittee; Regulatory Affairs Committee -HJ 64
    3/4/2014 House • Introduced -HJ 63
    3/7/2014 House • PCS on Committee agenda-- Insurance and Banking Subcommittee, 03/11/14, 9:30 am, Sumner Hall
    3/11/2014 House • CS by Insurance and Banking Subcommittee; YEAS 13 NAYS 0 -HJ 284
    3/13/2014 House • Pending review of CS under Rule 7.19(c)
    3/14/2014 House • CS by Insurance and Banking Subcommittee read 1st time -HJ 282
    3/18/2014 House • Original reference(s) removed: Government Operations Appropriations Subcommittee
    • CS referred to Regulatory Affairs Committee -HJ 292
    • Now in Regulatory Affairs Committee -HJ 292
    4/8/2014 House • PCS on Committee agenda-- Regulatory Affairs Committee, 04/10/14, 8:00 am, Sumner Hall
    4/10/2014 House • CS/CS by- Regulatory Affairs Committee; YEAS 18 NAYS 0 -HJ 546
    4/15/2014 House • Pending review of CS -under Rule 7.19(c)
    4/16/2014 House • CS/CS by Regulatory Affairs Committee read 1st time -HJ 544
    4/17/2014 House • Placed on Calendar -HJ 551
    4/28/2014 House • Placed on Special Order Calendar, 04/29/14
    4/29/2014 House • Substituted CS/CS/SB 708 -HJ 851
    • Laid on Table, companion bill(s) passed, see CS/CS/SB 708 (Ch. 2014-86), CS/CS/HB 633 (Ch. 2014-123) -HJ 851

    Top of SectionTop of Page

  • CS/CS/HB 743, Committee Substitute 2 (Current Bill Version) Posted 4/15/2014 at 4:43 PM

    Bill Text:   PDF
    Analyses:   None

    Related Bills (7)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 708 (er) Insurance Claims Bean Similar Last Action: 6/13/2014 Chapter No. 2014-86, companion bill(s) passed, see CS/CS/HB 633 (Ch. 2014-123)
    Location: Became Law
    H 471 Insurance Boyd Compare Last Action: 1/8/2014 H Withdrawn prior to introduction, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104) -HJ 40
    Location: Withdrawn from consideration
    H 565 (e1) Insurance Santiago Compare Last Action: 5/2/2014 S Died in returning Messages, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104)
    Location: In returning messages from House
    H 633 (er) Division of Insurance Agents & Agency Services Ingram Compare Last Action: 6/13/2014 Chapter No. 2014-123, companion bill(s) passed, see CS/CS/SB 708 (Ch. 2014-86)
    Location: Became Law
    H 759 Insurance Claims Moraitis Compare Last Action: 5/2/2014 H Died in Insurance and Banking Subcommittee, companion bill(s) passed, see CS/CS/HB 633 (Ch. 2014-123), CS/CS/SB 708 (Ch. 2014-86)
    Location: In committee/council (IBS)
    S 1210 (c1) Division of Insurance Agents and Agency Services Bean Compare Last Action: 4/23/2014 S Laid on Table, companion bill(s) passed, see CS/CS/HB 633 (Ch. 2014-123), CS/CS/SB 708 (Ch. 2014-86) -SJ 569
    Location: Laid on Table
    S 1260 (c2) Insurance Brandes Compare Last Action: 5/1/2014 S Laid on Table, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/HB 7005 (Ch. 2014-216), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104) -SJ 913
    Location: Laid on Table

    Citations - Statutes (9)

    Citation Catchline Location in Bill Location In Bill Help
    627.3518 Citizens Property Insurance Corporation policyholder eligibility clearinghouse program. Page 2 (pdf)
    627.409 Representations in applications; warranties. Page 2 (pdf)
    627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 3 (pdf)
    627.7015 Alternative procedure for resolution of disputed property insurance claims. Page 7 (pdf)
    627.70151 Page 8 (pdf)
    627.706 Sinkhole insurance; catastrophic ground cover collapse; definitions. Page 9 (pdf)
    627.7074 Alternative procedure for resolution of disputed sinkhole insurance claims. Page 10 (pdf)
    627.7142 Page 12 (pdf)
    627.715 Page 16 (pdf)

    Top of SectionTop of Page

  • CS/HB 743, Committee Substitute 1 Posted 3/13/2014 at 5:51 PM

    Bill Text:   PDF
    Analyses:   Regulatory Affairs Committee (Post-Meeting) 4/15/2014 (pdf)

    Related Bills (7)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 471 Insurance Boyd Compare Last Action: 1/8/2014 H Withdrawn prior to introduction, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104) -HJ 40
    Location: Withdrawn from consideration
    H 565 (e1) Insurance Santiago Compare Last Action: 5/2/2014 S Died in returning Messages, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104)
    Location: In returning messages from House
    H 633 (e1) Division of Insurance Agents & Agency Services Ingram Compare Last Action: 6/13/2014 Chapter No. 2014-123, companion bill(s) passed, see CS/CS/SB 708 (Ch. 2014-86)
    Location: Became Law
    H 759 Insurance Claims Moraitis Compare Last Action: 5/2/2014 H Died in Insurance and Banking Subcommittee, companion bill(s) passed, see CS/CS/HB 633 (Ch. 2014-123), CS/CS/SB 708 (Ch. 2014-86)
    Location: In committee/council (IBS)
    S 708 (c2) Insurance Claims Bean Compare Last Action: 6/13/2014 Chapter No. 2014-86, companion bill(s) passed, see CS/CS/HB 633 (Ch. 2014-123)
    Location: Became Law
    S 1210 (c1) Division of Insurance Agents and Agency Services Bean Compare Last Action: 4/23/2014 S Laid on Table, companion bill(s) passed, see CS/CS/HB 633 (Ch. 2014-123), CS/CS/SB 708 (Ch. 2014-86) -SJ 569
    Location: Laid on Table
    S 1260 (c1) Insurance Brandes Compare Last Action: 5/1/2014 S Laid on Table, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/HB 7005 (Ch. 2014-216), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104) -SJ 913
    Location: Laid on Table

    Citations - Statutes (10)

    Citation Catchline Location in Bill Location In Bill Help
    627.3518 Citizens Property Insurance Corporation policyholder eligibility clearinghouse program. Page 2 (pdf)
    627.409 Representations in applications; warranties. Page 2 (pdf)
    627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 3 (pdf)
    627.422 Assignment of policies. Page 7 (pdf)
    627.7015 Alternative procedure for resolution of disputed property insurance claims. Page 9 (pdf)
    627.70151 Page 9 (pdf)
    627.706 Sinkhole insurance; catastrophic ground cover collapse; definitions. Page 10 (pdf)
    627.7074 Alternative procedure for resolution of disputed sinkhole insurance claims. Page 11 (pdf)
    627.7142 Page 13 (pdf)
    627.715 Page 17 (pdf)

    Top of SectionTop of Page

  • HB 743, Original Filed Version Posted 1/27/2014 at 4:36 PM

    Bill Text:   PDF
    Analyses:   Insurance and Banking Subcommittee (Post-Meeting) 6/16/2014 (pdf)

    Related Bills (3)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 759 Insurance Claims Moraitis Compare Last Action: 5/2/2014 H Died in Insurance and Banking Subcommittee, companion bill(s) passed, see CS/CS/HB 633 (Ch. 2014-123), CS/CS/SB 708 (Ch. 2014-86)
    Location: In committee/council (IBS)
    H 1109 Insurance Wood Compare Last Action: 4/29/2014 H Laid on Table, companion bill(s) passed, see CS/CS/SB 1672 (Ch. 2014-104) -HJ 876
    Location: Laid on Table
    S 708 (c1) Insurance Claims Bean Compare Last Action: 6/13/2014 Chapter No. 2014-86, companion bill(s) passed, see CS/CS/HB 633 (Ch. 2014-123)
    Location: Became Law

    Citations - Statutes (11)

    Citation Catchline Location in Bill Location In Bill Help
    624.462 Commercial self-insurance funds. Page 2 (pdf)
    626.854 “Public adjuster” defined; prohibitions. Page 34 (pdf)
    627.062 Rate standards. Page 2 (pdf)
    627.0629 Residential property insurance; rate filings. Page 4 (pdf)
    627.351 Insurance risk apportionment plans. Page 6 (pdf)
    627.3511 Depopulation of Citizens Property Insurance Corporation. Page 24 (pdf)
    627.4102 Informational filing of forms. Page 28 (pdf)
    627.422 Assignment of policies. Page 30 (pdf)
    627.701 Liability of insureds; coinsurance; deductibles. Page 31 (pdf)
    627.706 Sinkhole insurance; catastrophic ground cover collapse; definitions. Page 32 (pdf)
    627.7074 Alternative procedure for resolution of disputed sinkhole insurance claims. Page 33 (pdf)

    Top of SectionTop of Page