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CS/CS/HB 1063: Motor Vehicle Insurance

GENERAL BILL by Commerce Committee ; Insurance and Banking Subcommittee ; Grall ; (CO-INTRODUCERS) Hahnfeldt

Motor Vehicle Insurance; Creates Financial Responsibility Law of 2017; revises security requirements & proof of such security for owners & operators of motor vehicles; provides conditions, requirements, & dispute procedures for medical payments coverage; repeals portion of Florida Motor Vehicle No-Fault Law.

Effective Date: 7/1/2018
Last Action: 5/5/2017 Senate - Died in Appropriations Subcommittee on Health and Human Services
Bill Text: PDF
Senate Committee References:
  1. Appropriations Subcommittee on Health and Human Services (AHS)
  2. Appropriations (AP)

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  • Bill History

    Date Chamber Action
    2/27/2017 House • Filed
    3/6/2017 House • Referred to Insurance and Banking Subcommittee; Judiciary Committee; Commerce Committee -HJ 114
    3/7/2017 House • Introduced -HJ 114
    3/23/2017 House • PCS on Committee agenda-- Insurance and Banking Subcommittee, 03/27/17, 12:30 pm, Sumner Hall
    3/27/2017 House • CS by Insurance and Banking Subcommittee; YEAS 12 NAYS 2 -HJ 521
    3/31/2017 House • Pending review of CS under Rule 7.18(c)
    • CS by Insurance and Banking Subcommittee read 1st time -HJ 525
    4/3/2017 House • Original reference(s) removed: Judiciary Committee
    • CS referred to Commerce Committee -HJ 528
    • Now in Commerce Committee -HJ 528
    4/11/2017 House • On Committee agenda-- Commerce Committee, 04/13/17, 10:00 am, Webster Hall
    4/13/2017 House • CS/CS by- Commerce Committee; YEAS 22 NAYS 5 -HJ 685
    • Pending review of CS -under Rule 7.18(c)
    • Placed on Calendar -HJ 684
    • Placed on Special Order Calendar, 04/18/17
    • CS/CS by Commerce Committee read 1st time -HJ 682
    4/18/2017 House • Read 2nd time -HJ 705
    • Amendment(s) adopted (561239) -HJ 705, 714
    • Placed on 3rd reading
    4/19/2017 House • Read 3rd time -HJ 725
    • CS passed as amended; YEAS 89 NAYS 29 -HJ 726
    4/20/2017 Senate • In Messages
    • Referred to Appropriations Subcommittee on Health and Human Services; Appropriations -SJ 459
    4/25/2017 Senate • Received -SJ 459
    5/5/2017 Senate • Indefinitely postponed and withdrawn from consideration
    • Died in Appropriations Subcommittee on Health and Human Services

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  • CS/CS/HB 1063, Engrossed 1 (Current Bill Version) Posted 4/18/2017 at 9:17 PM

    Bill Text:   PDF
    Analyses:   None

    Related Bills (4)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 461 Motor Vehicle Insurance Hager Compare Last Action: 5/5/2017 H Died in Insurance and Banking Subcommittee
    S 156 Motor Vehicle Insurance Brandes Compare Last Action: 5/5/2017 S Died in Banking and Insurance
    S 1766 Motor Vehicle Insurance Lee Compare Last Action: 5/5/2017 S Died in Appropriations Subcommittee on Health and Human Services
    S 1768 (c2) Public Records/Medical Payments Coverage and Bodily Injury Liability Insurance Policies/Department of Highway Safety and Motor Vehicles Lee Compare Last Action: 5/5/2017 S Died in Appropriations

    Floor Votes (1)

    Date Chamber Result
    4/19/2017 2:37 PM House 89 Yeas - 29 Nays

    Citations - Statutes (37)

    Citation Catchline Location in Bill Location In Bill Help
    316.646 Security required; proof of security and display thereof. Page 3 (pdf)
    318.18 Amount of penalties. Page 4 (pdf)
    320.02 Registration required; application for registration; forms. Page 5 (pdf)
    320.0609 Transfer and exchange of registration license plates; transfer fee. Page 8 (pdf)
    320.27 Motor vehicle dealers. Page 9 (pdf)
    320.771 License required of recreational vehicle dealers. Page 12 (pdf)
    324.011 Purpose of chapter. Page 13 (pdf)
    324.015 Page 14 (pdf)
    324.021 Definitions; minimum insurance required. Page 18 (pdf)
    324.022 Financial responsibility for property damage. Page 19 (pdf)
    324.0221 Reports by insurers to the department; suspension of driver license and vehicle registrations; reinstatement. Page 23 (pdf)
    324.051 Reports of crashes; suspensions of licenses and registrations. Page 25 (pdf)
    324.091 Notice to department; notice to insurer. Page 27 (pdf)
    324.151 Motor vehicle liability policies; required provisions. Page 28 (pdf)
    324.161 Proof of financial responsibility; deposit. Page 31 (pdf)
    324.171 Self-insurer. Page 32 (pdf)
    324.251 Short title. Page 34 (pdf)
    626.9541 Unfair methods of competition and unfair or deceptive acts or practices defined. Page 34 (pdf)
    627.06501 Insurance discounts for certain persons completing driver improvement course. Page 39 (pdf)
    627.0652 Insurance discounts for certain persons completing safety course. Page 40 (pdf)
    627.0653 Insurance discounts for specified motor vehicle equipment. Page 41 (pdf)
    627.4132 Stacking of coverages prohibited. Page 42 (pdf)
    627.7263 Rental and leasing driver’s insurance to be primary; exception. Page 42 (pdf)
    627.727 Motor vehicle insurance; uninsured and underinsured vehicle coverage; insolvent insurer protection. Page 43 (pdf)
    627.7275 Motor vehicle liability. Page 47 (pdf)
    627.728 Cancellations; nonrenewals. Page 49 (pdf)
    627.7295 Motor vehicle insurance contracts. Page 50 (pdf)
    627.730 Florida Motor Vehicle No-Fault Law. Page 66 (pdf)
    627.731 Purpose. Page 66 (pdf)
    627.7311 Effect of law on personal injury protection policies. Page 66 (pdf)
    627.736 Required personal injury protection benefits; exclusions; priority; claims. Page 53 (pdf)
    627.739 Personal injury protection; optional limitations; deductibles. Page 66 (pdf)
    627.7401 Notification of insured’s rights. Page 66 (pdf)
    627.7407 Application of the Florida Motor Vehicle No-Fault Law. Page 66 (pdf)
    627.8405 Prohibited acts; financing companies. Page 66 (pdf)
    627.915 Insurer experience reporting. Page 68 (pdf)
    628.909 Applicability of other laws. Page 69 (pdf), Page 70 (pdf)

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  • CS/CS/HB 1063, Committee Substitute 2 Posted 4/13/2017 at 3:53 PM

    Bill Text:   PDF
    Analyses:   None

    Related Bills (4)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 461 Motor Vehicle Insurance Hager Compare Last Action: 5/5/2017 H Died in Insurance and Banking Subcommittee
    S 156 Motor Vehicle Insurance Brandes Compare Last Action: 5/5/2017 S Died in Banking and Insurance
    S 1766 Motor Vehicle Insurance Lee Compare Last Action: 5/5/2017 S Died in Appropriations Subcommittee on Health and Human Services
    S 1768 (c1) Public Records/Medical Payments Coverage and Liability Motor Vehicle Insurance Policies/Department of Highway Safety and Motor Vehicles Lee Compare Last Action: 5/5/2017 S Died in Appropriations

    Floor Amendments (1)

    Amendment Sponsor Filed Last Floor Action Format
    561239 - Amendment
    Remove lines 343-1768 and insert:
    Grall 4/14/2017
    3:50 PM
    House: Adopted
    4/18/2017
    PDF

    Citations - Statutes (37)

    Citation Catchline Location in Bill Location In Bill Help
    316.646 Security required; proof of security and display thereof. Page 3 (pdf)
    318.18 Amount of penalties. Page 4 (pdf)
    320.02 Registration required; application for registration; forms. Page 5 (pdf)
    320.0609 Transfer and exchange of registration license plates; transfer fee. Page 8 (pdf)
    320.27 Motor vehicle dealers. Page 9 (pdf)
    320.771 License required of recreational vehicle dealers. Page 12 (pdf)
    324.011 Purpose of chapter. Page 13 (pdf)
    324.015 Page 14 (pdf)
    324.021 Definitions; minimum insurance required. Page 18 (pdf)
    324.022 Financial responsibility for property damage. Page 19 (pdf)
    324.0221 Reports by insurers to the department; suspension of driver license and vehicle registrations; reinstatement. Page 23 (pdf)
    324.051 Reports of crashes; suspensions of licenses and registrations. Page 25 (pdf)
    324.091 Notice to department; notice to insurer. Page 27 (pdf)
    324.151 Motor vehicle liability policies; required provisions. Page 28 (pdf)
    324.161 Proof of financial responsibility; deposit. Page 31 (pdf)
    324.171 Self-insurer. Page 32 (pdf)
    324.251 Short title. Page 34 (pdf)
    626.9541 Unfair methods of competition and unfair or deceptive acts or practices defined. Page 34 (pdf)
    627.06501 Insurance discounts for certain persons completing driver improvement course. Page 39 (pdf)
    627.0652 Insurance discounts for certain persons completing safety course. Page 40 (pdf)
    627.0653 Insurance discounts for specified motor vehicle equipment. Page 41 (pdf)
    627.4132 Stacking of coverages prohibited. Page 42 (pdf)
    627.7263 Rental and leasing driver’s insurance to be primary; exception. Page 42 (pdf)
    627.727 Motor vehicle insurance; uninsured and underinsured vehicle coverage; insolvent insurer protection. Page 43 (pdf)
    627.7275 Motor vehicle liability. Page 47 (pdf)
    627.728 Cancellations; nonrenewals. Page 49 (pdf)
    627.7295 Motor vehicle insurance contracts. Page 50 (pdf)
    627.730 Florida Motor Vehicle No-Fault Law. Page 66 (pdf)
    627.731 Purpose. Page 66 (pdf)
    627.7311 Effect of law on personal injury protection policies. Page 66 (pdf)
    627.736 Required personal injury protection benefits; exclusions; priority; claims. Page 53 (pdf)
    627.739 Personal injury protection; optional limitations; deductibles. Page 66 (pdf)
    627.7401 Notification of insured’s rights. Page 66 (pdf)
    627.7407 Application of the Florida Motor Vehicle No-Fault Law. Page 66 (pdf)
    627.8405 Prohibited acts; financing companies. Page 66 (pdf)
    627.915 Insurer experience reporting. Page 68 (pdf)
    628.909 Applicability of other laws. Page 69 (pdf), Page 70 (pdf)

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  • CS/HB 1063, Committee Substitute 1 Posted 3/31/2017 at 8:43 AM

    Bill Text:   PDF
    Analyses:   Commerce Committee (Post-Meeting) 4/13/2017 (pdf)

    Related Bills (4)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 461 Motor Vehicle Insurance Hager Compare Last Action: 5/5/2017 H Died in Insurance and Banking Subcommittee
    S 156 Motor Vehicle Insurance Brandes Compare Last Action: 5/5/2017 S Died in Banking and Insurance
    S 1766 Motor Vehicle Insurance Lee Compare Last Action: 5/5/2017 S Died in Appropriations Subcommittee on Health and Human Services
    S 1768 (c1) Public Records/Medical Payments Coverage and Liability Motor Vehicle Insurance Policies/Department of Highway Safety and Motor Vehicles Lee Compare Last Action: 5/5/2017 S Died in Appropriations

    Committee Amendments (5)

    Amendment Sponsor Filed Last Committee Action Format
    157949 - Amendment
    Remove lines 55-103 and insert:
    Grall 4/12/2017
    5:53 PM
    Adopted without Objection
    4/13/2017
    PDF
    259095 - Amendment
    Remove lines 173-190 and insert:
    Grall 4/12/2017
    5:54 PM
    Adopted without Objection
    4/13/2017
    PDF
    693783 - Amendment
    Remove lines 321-323 and insert:
    Grall 4/12/2017
    5:54 PM
    Adopted without Objection
    4/13/2017
    PDF
    512017 - Amendment
    Remove line 588 and insert:
    Grall 4/12/2017
    5:55 PM
    Adopted without Objection
    4/13/2017
    PDF
    322041 - Amendment
    Remove line 697 and insert:
    Grall 4/12/2017
    6:05 PM
    Adopted without Objection
    4/13/2017
    PDF

    Citations - Statutes (37)

    Citation Catchline Location in Bill Location In Bill Help
    316.646 Security required; proof of security and display thereof. Page 3 (pdf)
    318.18 Amount of penalties. Page 4 (pdf)
    320.02 Registration required; application for registration; forms. Page 5 (pdf)
    320.0609 Transfer and exchange of registration license plates; transfer fee. Page 8 (pdf)
    320.27 Motor vehicle dealers. Page 9 (pdf)
    320.771 License required of recreational vehicle dealers. Page 12 (pdf)
    324.011 Purpose of chapter. Page 12 (pdf)
    324.015 Page 14 (pdf)
    324.021 Definitions; minimum insurance required. Page 18 (pdf)
    324.022 Financial responsibility for property damage. Page 19 (pdf)
    324.0221 Reports by insurers to the department; suspension of driver license and vehicle registrations; reinstatement. Page 22 (pdf)
    324.051 Reports of crashes; suspensions of licenses and registrations. Page 25 (pdf)
    324.091 Notice to department; notice to insurer. Page 27 (pdf)
    324.151 Motor vehicle liability policies; required provisions. Page 28 (pdf)
    324.161 Proof of financial responsibility; deposit. Page 31 (pdf)
    324.171 Self-insurer. Page 32 (pdf)
    324.251 Short title. Page 34 (pdf)
    626.9541 Unfair methods of competition and unfair or deceptive acts or practices defined. Page 34 (pdf)
    627.06501 Insurance discounts for certain persons completing driver improvement course. Page 39 (pdf)
    627.0652 Insurance discounts for certain persons completing safety course. Page 40 (pdf)
    627.0653 Insurance discounts for specified motor vehicle equipment. Page 40 (pdf)
    627.4132 Stacking of coverages prohibited. Page 41 (pdf)
    627.7263 Rental and leasing driver’s insurance to be primary; exception. Page 42 (pdf)
    627.727 Motor vehicle insurance; uninsured and underinsured vehicle coverage; insolvent insurer protection. Page 43 (pdf)
    627.7275 Motor vehicle liability. Page 47 (pdf)
    627.728 Cancellations; nonrenewals. Page 49 (pdf)
    627.7295 Motor vehicle insurance contracts. Page 50 (pdf)
    627.730 Florida Motor Vehicle No-Fault Law. Page 66 (pdf)
    627.731 Purpose. Page 66 (pdf)
    627.7311 Effect of law on personal injury protection policies. Page 66 (pdf)
    627.736 Required personal injury protection benefits; exclusions; priority; claims. Page 52 (pdf)
    627.739 Personal injury protection; optional limitations; deductibles. Page 66 (pdf)
    627.7401 Notification of insured’s rights. Page 66 (pdf)
    627.7407 Application of the Florida Motor Vehicle No-Fault Law. Page 66 (pdf)
    627.8405 Prohibited acts; financing companies. Page 66 (pdf)
    627.915 Insurer experience reporting. Page 67 (pdf)
    628.909 Applicability of other laws. Page 69 (pdf), Page 70 (pdf)

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  • HB 1063, Original Filed Version Posted 2/27/2017 at 11:31 AM

    Bill Text:   PDF
    Analyses:   Insurance and Banking Subcommittee (Post-Meeting) 3/30/2017 (pdf)

    Related Bills (4)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 1766 Motor Vehicle Insurance Lee Similar Last Action: 5/5/2017 S Died in Appropriations Subcommittee on Health and Human Services
    H 461 Motor Vehicle Insurance Hager Compare Last Action: 5/5/2017 H Died in Insurance and Banking Subcommittee
    S 156 Motor Vehicle Insurance Brandes Compare Last Action: 5/5/2017 S Died in Banking and Insurance
    S 1768 Public Records/Medical Payments Coverage and Liability Motor Vehicle Insurance Policies/Department of Highway Safety and Motor Vehicles Lee Compare Last Action: 5/5/2017 S Died in Appropriations

    Committee Amendments (1)

    Amendment Sponsor Filed Last Committee Action Format
    647547 - Amendment
    Remove line 132 and insert:
    Stark 3/27/2017
    3:54 PM
    Withdrawn Prior to Consideration
    3/27/2017
    PDF

    Citations - Statutes (66)

    Citation Catchline Location in Bill Location In Bill Help
    316.646 Security required; proof of security and display thereof. Page 6 (pdf)
    318.18 Amount of penalties. Page 7 (pdf)
    320.02 Registration required; application for registration; forms. Page 9 (pdf)
    320.0609 Transfer and exchange of registration license plates; transfer fee. Page 12 (pdf)
    320.27 Motor vehicle dealers. Page 12 (pdf)
    320.771 License required of recreational vehicle dealers. Page 16 (pdf)
    322.251 Notice of cancellation, suspension, revocation, or disqualification of license. Page 16 (pdf)
    322.34 Driving while license suspended, revoked, canceled, or disqualified. Page 18 (pdf)
    324.011 Purpose of chapter. Page 18 (pdf)
    324.015 Page 19 (pdf)
    324.021 Definitions; minimum insurance required. Page 23 (pdf)
    324.022 Financial responsibility for property damage. Page 25 (pdf)
    324.0221 Reports by insurers to the department; suspension of driver license and vehicle registrations; reinstatement. Page 29 (pdf)
    324.023 Financial responsibility for bodily injury or death. Page 31 (pdf)
    324.031 Manner of proving financial responsibility. Page 32 (pdf)
    324.032 Manner of proving financial responsibility; for-hire passenger transportation vehicles. Page 34 (pdf)
    324.051 Reports of crashes; suspensions of licenses and registrations. Page 37 (pdf)
    324.071 Reinstatement; renewal of license; reinstatement fee. Page 39 (pdf)
    324.091 Notice to department; notice to insurer. Page 40 (pdf)
    324.151 Motor vehicle liability policies; required provisions. Page 41 (pdf)
    324.161 Proof of financial responsibility; deposit. Page 44 (pdf)
    324.171 Self-insurer. Page 45 (pdf)
    324.242 Personal injury protection and property damage liability insurance policies; public records exemption. Page 47 (pdf)
    324.251 Short title. Page 48 (pdf)
    400.9905 Definitions. Page 48 (pdf)
    400.991 License requirements; background screenings; prohibitions. Page 49 (pdf)
    400.9935 Clinic responsibilities. Page 50 (pdf)
    409.901 Definitions; ss. 409.901-409.920. Page 51 (pdf)
    409.910 Responsibility for payments on behalf of Medicaid-eligible persons when other parties are liable. Page 52 (pdf)
    456.057 Ownership and control of patient records; report or copies of records to be furnished; disclosure of information. Page 54 (pdf)
    456.072 Grounds for discipline; penalties; enforcement. Page 54 (pdf)
    626.9541 Unfair methods of competition and unfair or deceptive acts or practices defined. Page 55 (pdf)
    626.989 Investigation by department or Division of Investigative and Forensic Services; compliance; immunity; confidential information; reports to division; division investigator’s power of arrest. Page 63 (pdf)
    627.06501 Insurance discounts for certain persons completing driver improvement course. Page 65 (pdf)
    627.0652 Insurance discounts for certain persons completing safety course. Page 65 (pdf)
    627.0653 Insurance discounts for specified motor vehicle equipment. Page 66 (pdf)
    627.4132 Stacking of coverages prohibited. Page 67 (pdf)
    627.7015 Alternative procedure for resolution of disputed property insurance claims. Page 67 (pdf)
    627.7263 Rental and leasing driver’s insurance to be primary; exception. Page 68 (pdf)
    627.7265 Page 69 (pdf)
    627.7266 Page 73 (pdf)
    627.727 Motor vehicle insurance; uninsured and underinsured vehicle coverage; insolvent insurer protection. Page 102 (pdf)
    627.7275 Motor vehicle liability. Page 105 (pdf)
    627.728 Cancellations; nonrenewals. Page 107 (pdf)
    627.7295 Motor vehicle insurance contracts. Page 109 (pdf)
    627.730 Florida Motor Vehicle No-Fault Law. Page 112 (pdf)
    627.731 Purpose. Page 112 (pdf)
    627.7311 Effect of law on personal injury protection policies. Page 112 (pdf)
    627.732 Definitions. Page 112 (pdf)
    627.733 Required security. Page 112 (pdf)
    627.734 Proof of security; security requirements; penalties. Page 112 (pdf)
    627.736 Required personal injury protection benefits; exclusions; priority; claims. Page 112 (pdf)
    627.737 Tort exemption; limitation on right to damages; punitive damages. Page 112 (pdf)
    627.739 Personal injury protection; optional limitations; deductibles. Page 112 (pdf)
    627.7401 Notification of insured’s rights. Page 112 (pdf)
    627.7403 Mandatory joinder of derivative claim. Page 112 (pdf)
    627.7405 Insurers’ right of reimbursement. Page 112 (pdf)
    627.7407 Application of the Florida Motor Vehicle No-Fault Law. Page 112 (pdf)
    627.7415 Commercial motor vehicles; additional liability insurance coverage. Page 111 (pdf)
    627.745 Mediation of claims. Page 112 (pdf)
    627.8405 Prohibited acts; financing companies. Page 112 (pdf)
    627.915 Insurer experience reporting. Page 113 (pdf)
    628.909 Applicability of other laws. Page 115 (pdf)
    705.184 Derelict or abandoned motor vehicles on the premises of public-use airports. Page 116 (pdf)
    713.78 Liens for recovering, towing, or storing vehicles and vessels. Page 120 (pdf)
    817.234 False and fraudulent insurance claims. Page 124 (pdf)

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