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The Florida Senate

HB 771: Motor Vehicle Insurance

GENERAL BILL by Grall

Motor Vehicle Insurance; Repeals provisions relating Florida Motor Vehicle No-Fault Law; revises garage liability insurance requirements; revises minimum coverage requirements for proof of financial responsibility for motor vehicles; revises amount of certificate of deposit required to elect certain method of proof of financial responsibility; revises excess liability coverage requirements; revises financial responsibility requirements for owners or lessees of for-hire passenger transportation vehicles; revises coverages of motor vehicle policy which are subject to stacking prohibition; revises insurance requirements for transportation network company drivers. APPROPRIATION: $83,651

Effective Date: 1/1/2021
Last Action: 3/14/2020 House - Died on Calendar
Bill Text: PDF

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  • Bill History

    Date Chamber Action
    11/25/2019 House • Filed
    12/16/2019 House • Referred to Insurance and Banking Subcommittee; Government Operations and Technology Appropriations Subcommittee; Commerce Committee -HJ 65
    1/14/2020 House • Introduced -HJ 64
    1/31/2020 House • On Committee agenda-- Insurance and Banking Subcommittee, 02/04/20, 8:00 am, Sumner Hall
    2/4/2020 House • Favorable by Insurance and Banking Subcommittee; YEAS 13 NAYS 1 -HJ 487
    • Now in Government Operations and Technology Appropriations Subcommittee -HJ 487
    2/7/2020 House • On Committee agenda-- Government Operations and Technology Appropriations Subcommittee, 02/11/20, 1:30 pm, Mashburn Hall
    2/11/2020 House • Favorable by Government Operations and Technology Appropriations Subcommittee; YEAS 8 NAYS 4 -HJ 549
    • Now in Commerce Committee -HJ 549
    2/25/2020 House • On Committee agenda-- Commerce Committee, 02/27/20, 8:00 am, Webster Hall
    2/27/2020 House • Favorable by- Commerce Committee; YEAS 17 NAYS 7 -HJ 682
    2/28/2020 House • Placed on Calendar -HJ 682
    3/14/2020 House • Indefinitely postponed and withdrawn from consideration
    • Died on Calendar

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  • HB 771, Original Filed Version (Current Bill Version) Posted 11/25/2019 at 3:39 PM

    Bill Text:   PDF
    Analyses:   Insurance and Banking Subcommittee (Post-Meeting) 2/4/2020 (pdf)
    Government Operations and Technology Appropriations Subcommittee (Post-Meeting) 2/11/2020 (pdf)
    Commerce Committee (Post-Meeting) 2/28/2020 (pdf)

    Related Bills (2)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 378 Motor Vehicle Insurance Lee Similar Last Action: 3/14/2020 S Died in Banking and Insurance
    H 395 (e1) Transportation Andrade Compare Last Action: 3/14/2020 S Died in Infrastructure and Security, companion bill(s) passed, see CS/SB 7018 (Ch. 2020-21)

    Committee Amendments (1)

    Amendment Sponsor Filed Last Committee Action Format
    524235 - Amendment
    Between lines 1506 and 1507, insert:
    Sabatini 2/26/2020
    8:21 PM
    Withdrawn
    2/27/2020
    PDF

    Citations - Statutes (67)

    Citation Catchline Location in Bill Location In Bill Help
    316.646 Security required; proof of security and display thereof. Page 8 (pdf)
    318.18 Amount of penalties. Page 9 (pdf)
    320.02 Registration required; application for registration; forms. Page 11 (pdf)
    320.0609 Transfer and exchange of registration license plates; transfer fee. Page 14 (pdf)
    320.27 Motor vehicle dealers. Page 15 (pdf)
    320.771 License required of recreational vehicle dealers. Page 19 (pdf)
    322.251 Notice of cancellation, suspension, revocation, or disqualification of license. Page 19 (pdf)
    322.34 Driving while license suspended, revoked, canceled, or disqualified. Page 20 (pdf)
    324.011 Purpose of chapter. Page 21 (pdf)
    324.021 Definitions; minimum insurance required. Page 22 (pdf)
    324.022 Financial responsibility for property damage. Page 26 (pdf)
    324.0221 Reports by insurers to the department; suspension of driver license and vehicle registrations; reinstatement. Page 30 (pdf)
    324.0222 Page 32 (pdf)
    324.023 Financial responsibility for bodily injury or death. Page 32 (pdf)
    324.031 Manner of proving financial responsibility. Page 33 (pdf)
    324.032 Manner of proving financial responsibility; for-hire passenger transportation vehicles. Page 35 (pdf)
    324.051 Reports of crashes; suspensions of licenses and registrations. Page 37 (pdf)
    324.071 Reinstatement; renewal of license; reinstatement fee. Page 38 (pdf)
    324.091 Notice to department; notice to insurer. Page 39 (pdf)
    324.151 Motor vehicle liability policies; required provisions. Page 40 (pdf)
    324.161 Proof of financial responsibility; deposit. Page 44 (pdf)
    324.171 Self-insurer. Page 45 (pdf)
    324.251 Short title. Page 46 (pdf)
    400.9905 Definitions. Page 46 (pdf)
    400.991 License requirements; background screenings; prohibitions. Page 55 (pdf)
    400.9935 Clinic responsibilities. Page 56 (pdf)
    409.901 Definitions; ss. 409.901-409.920. Page 57 (pdf)
    409.910 Responsibility for payments on behalf of Medicaid-eligible persons when other parties are liable. Page 58 (pdf)
    456.057 Ownership and control of patient records; report or copies of records to be furnished; disclosure of information. Page 59 (pdf)
    456.072 Grounds for discipline; penalties; enforcement. Page 60 (pdf)
    626.9541 Unfair methods of competition and unfair or deceptive acts or practices defined. Page 61 (pdf)
    626.989 Investigation by department or Division of Investigative and Forensic Services; compliance; immunity; confidential information; reports to division; division investigator’s power of arrest. Page 69 (pdf)
    627.06501 Insurance discounts for certain persons completing driver improvement course. Page 70 (pdf)
    627.0651 Making and use of rates for motor vehicle insurance. Page 71 (pdf)
    627.0652 Insurance discounts for certain persons completing safety course. Page 71 (pdf)
    627.0653 Insurance discounts for specified motor vehicle equipment. Page 72 (pdf)
    627.4132 Stacking of coverages prohibited. Page 73 (pdf)
    627.7263 Rental and leasing driver’s insurance to be primary; exception. Page 74 (pdf)
    627.7265 Page 75 (pdf)
    627.727 Motor vehicle insurance; uninsured and underinsured vehicle coverage; insolvent insurer protection. Page 79 (pdf)
    627.7275 Motor vehicle liability. Page 82 (pdf)
    627.7278 Page 84 (pdf)
    627.728 Cancellations; nonrenewals. Page 89 (pdf)
    627.7295 Motor vehicle insurance contracts. Page 90 (pdf)
    627.730 Florida Motor Vehicle No-Fault Law. Page 8 (pdf)
    627.731 Purpose. Page 8 (pdf)
    627.7311 Effect of law on personal injury protection policies. Page 8 (pdf)
    627.732 Definitions. Page 8 (pdf)
    627.733 Required security. Page 8 (pdf)
    627.734 Proof of security; security requirements; penalties. Page 8 (pdf)
    627.736 Required personal injury protection benefits; exclusions; priority; claims. Page 8 (pdf)
    627.737 Tort exemption; limitation on right to damages; punitive damages. Page 8 (pdf)
    627.739 Personal injury protection; optional limitations; deductibles. Page 8 (pdf)
    627.7401 Notification of insured’s rights. Page 8 (pdf)
    627.7403 Mandatory joinder of derivative claim. Page 8 (pdf)
    627.7405 Insurers’ right of reimbursement. Page 8 (pdf)
    627.7407 Application of the Florida Motor Vehicle No-Fault Law. Page 8 (pdf)
    627.7415 Commercial motor vehicles; additional liability insurance coverage. Page 93 (pdf)
    627.747 Page 94 (pdf)
    627.748 Transportation network companies. Page 95 (pdf)
    627.749 Autonomous vehicles; insurance requirements. Page 99 (pdf)
    627.8405 Prohibited acts; financing companies. Page 99 (pdf)
    627.915 Insurer experience reporting. Page 101 (pdf)
    628.909 Applicability of other laws. Page 102 (pdf)
    705.184 Derelict or abandoned motor vehicles on the premises of public-use airports. Page 103 (pdf)
    713.78 Liens for recovering, towing, or storing vehicles and vessels. Page 108 (pdf)
    817.234 False and fraudulent insurance claims. Page 113 (pdf)

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