Senate Bill 0792

CODING: Words stricken are deletions; words underlined are additions.



    Florida Senate - 1998                                   SB 792

    By Senators Latvala, Myers, Gutman, Bronson, Casas and
    Campbell




    19-576-98                                               See HB

  1                      A bill to be entitled

  2         An act relating to dental insurance coverage;

  3         creating ss. 627.4295 and 627.65755, F.S., and

  4         amending ss. 627.6471, 627.6472, 641.31, F.S.;

  5         requiring health insurance policies and

  6         contracts to provide coverage for general

  7         anesthesia and hospitalization for certain

  8         persons under certain circumstances; providing

  9         an effective date.

10

11  Be It Enacted by the Legislature of the State of Florida:

12

13         Section 1.  Section 627.4295, Florida Statutes, is

14  created to read:

15         627.4295  Coverage for dental procedures; anesthesia

16  and hospitalization.--Each individual health insurance policy

17  sold in this state shall provide coverage for charges for

18  general anesthesia or hospitalization for dental care provided

19  to a covered person who is a minor, is severely disabled, or

20  has a medical condition requiring hospitalization or general

21  anesthesia for dental care treatment. The insurer issuing such

22  policy may require prior authorization for hospitalization for

23  dental care procedures in the same manner that the insurer

24  requires prior authorization for hospitalization for other

25  covered diseases or conditions.

26         Section 2.  Subsection (6) is added to section

27  627.6471, Florida Statutes, to read:

28         627.6471  Contracts for reduced rates of payment;

29  limitations; coinsurance and deductibles.--

30         (6)  Each health insurance contract entered into by a

31  preferred provider shall provide coverage for charges for

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CODING: Words stricken are deletions; words underlined are additions.






    Florida Senate - 1998                                   SB 792
    19-576-98                                               See HB




  1  general anesthesia or hospitalization for dental care provided

  2  to a covered person who is a minor, is severely disabled, or

  3  has a medical condition requiring hospitalization or general

  4  anesthesia for dental care treatment. Such contract may

  5  require prior authorization for hospitalization for dental

  6  care procedures in the same manner that the provider requires

  7  prior authorization for hospitalization for other covered

  8  diseases or conditions.

  9         Section 3.  Subsection (17) is added to section

10  627.6472, Florida Statutes, to read:

11         627.6472  Exclusive provider organizations.--

12         (17)  Each health insurance contract entered into by an

13  exclusive provider shall provide coverage for charges for

14  general anesthesia or hospitalization for dental care provided

15  to a covered person who is a minor, is severely disabled, or

16  has a medical condition requiring hospitalization or general

17  anesthesia for dental care treatment. Such contract may

18  require prior authorization for hospitalization for dental

19  care procedures in the same manner that the provider requires

20  prior authorization for hospitalization for other covered

21  diseases or conditions.

22         Section 4.  Section 627.65755, Florida Statutes, is

23  created to read:

24         627.65755  Coverage for dental procedures; anesthesia

25  and hospitalization.--Each group, blanket, or franchise health

26  insurance policy sold in this state shall provide coverage for

27  charges for general anesthesia or hospitalization for dental

28  care provided to a covered person who is a minor, is severely

29  disabled, or has a medical condition requiring hospitalization

30  or general anesthesia for dental care treatment. The insurer

31  issuing such policy may require prior authorization for

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CODING: Words stricken are deletions; words underlined are additions.






    Florida Senate - 1998                                   SB 792
    19-576-98                                               See HB




  1  hospitalization for dental care procedures in the same manner

  2  that the insurer requires prior authorization for

  3  hospitalization for other covered diseases or conditions.

  4         Section 5.  Subsection (34) is added to section 641.31,

  5  Florida Statutes, to read:

  6         641.31  Health maintenance contracts.--

  7         (34)  Each health maintenance contract entered into by

  8  a health maintenance organization shall provide coverage for

  9  charges for general anesthesia or hospitalization for dental

10  care provided to a covered person who is a minor, is severely

11  disabled, or has a medical condition requiring hospitalization

12  or general anesthesia for dental care treatment. Such contract

13  may require prior authorization for hospitalization for dental

14  care procedures in the same manner that the health maintenance

15  organization requires prior authorization for hospitalization

16  for other covered diseases or conditions.

17         Section 6.  This act shall take effect upon becoming a

18  law.

19

20            *****************************************

21                          HOUSE SUMMARY

22
      Requires health insurance policies or contracts to
23    provide coverage for charges for general anesthesia or
      hospitalization for dental care for minors, the severely
24    disabled, or those with a medical condition requiring
      hospitalization or general anesthesia for dental care
25    treatment. See bill for details.

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