CODING: Words stricken are deletions; words underlined are additions.



                                                   HOUSE AMENDMENT

    hbd-032                                Bill No. CS for SB 1362

    Amendment No. ___ (for drafter's use only)

                            CHAMBER ACTION
              Senate                               House
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  4  ______________________________________________________________

  5                                           ORIGINAL STAMP BELOW

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  7

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10  ______________________________________________________________

11  Representative(s) Sobel offered the following:

12

13         Amendment to Amendment (803811) (with title amendment) 

14         On page 5, line 15, through page 8, line 4,

15  remove:  all of said lines,

16

17  and insert:

18         Section 4.  Paragraph (d) is added to subsection (1) of

19  section 627.736, Florida Statutes, and paragraph (b) of

20  subsection (5) and paragraph (b) of subsection (6) of said

21  section are amended, to read:

22         627.736  Required personal injury protection benefits;

23  exclusions; priority; claims.--

24         (1)  REQUIRED BENEFITS.--Every insurance policy

25  complying with the security requirements of s. 627.733 shall

26  provide personal injury protection to the named insured,

27  relatives residing in the same household, persons operating

28  the insured motor vehicle, passengers in such motor vehicle,

29  and other persons struck by such motor vehicle and suffering

30  bodily injury while not an occupant of a self-propelled

31  vehicle, subject to the provisions of subsection (2) and

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    File original & 9 copies    03/20/02
    hbd0022                     10:09 am         01362-0100-892427




                                                   HOUSE AMENDMENT

    hbd-032                                Bill No. CS for SB 1362

    Amendment No. ___ (for drafter's use only)





  1  paragraph (4)(d), to a limit of $10,000 for loss sustained by

  2  any such person as a result of bodily injury, sickness,

  3  disease, or death arising out of the ownership, maintenance,

  4  or use of a motor vehicle as follows:

  5         (d)  Any person covered under a personal injury

  6  protection policy is not prohibited from assigning the rights

  7  and benefits under the policy to any provider of medical

  8  services.

  9

10  Only insurers writing motor vehicle liability insurance in

11  this state may provide the required benefits of this section,

12  and no such insurer shall require the purchase of any other

13  motor vehicle coverage other than the purchase of property

14  damage liability coverage as required by s. 627.7275 as a

15  condition for providing such required benefits. Insurers may

16  not require that property damage liability insurance in an

17  amount greater than $10,000 be purchased in conjunction with

18  personal injury protection.  Such insurers shall make benefits

19  and required property damage liability insurance coverage

20  available through normal marketing channels. Any insurer

21  writing motor vehicle liability insurance in this state who

22  fails to comply with such availability requirement as a

23  general business practice shall be deemed to have violated

24  part IX of chapter 626, and such violation shall constitute an

25  unfair method of competition or an unfair or deceptive act or

26  practice involving the business of insurance; and any such

27  insurer committing such violation shall be subject to the

28  penalties afforded in such part, as well as those which may be

29  afforded elsewhere in the insurance code.

30         (5)  CHARGES FOR TREATMENT OF INJURED PERSONS.--

31         (b)1.  An insurer or insured is not required to pay a

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    File original & 9 copies    03/20/02
    hbd0022                     10:09 am         01362-0100-892427




                                                   HOUSE AMENDMENT

    hbd-032                                Bill No. CS for SB 1362

    Amendment No. ___ (for drafter's use only)





  1  claim made by a broker or by a person making a claim on behalf

  2  of a broker.  However, this sub-paragraph shall not be

  3  construed to require reimbursement for persons not otherwise

  4  reimbursable.

  5         2.  Charges for medically necessary cephalic

  6  thermograms, peripheral thermograms, spinal ultrasounds,

  7  extremity ultrasounds, video fluoroscopy, and surface

  8  electromyography shall not exceed the maximum reimbursement

  9  allowance for such procedures as set forth in the applicable

10  fee schedule or other payment methodology established pursuant

11  to s. 440.13.  If the procedures referenced in this

12  sub-paragraph are not listed, the procedure is not

13  reimbursable.

14         3.  Allowable amounts that may be charged to a personal

15  injury protection insurance insurer and insured for medically

16  necessary nerve conduction testing when done in conjunction

17  with a needle electromyography procedure and both are

18  performed and billed solely by a physician licensed under

19  chapter 458, chapter 459, chapter 460, or chapter 461 who is

20  also certified by the American Board of Electrodiagnostic

21  Medicine or by a board recognized by the American Board of

22  Medical Specialties or the American Osteopathic Association or

23  who holds diplomate status with the American Chiropractic

24  Neurology Board or its predecessors shall not exceed 200

25  percent of the allowable amount under the participating

26  physician fee schedule of Medicare Part B for year 2001, in

27  effect on June 19, 2001 for the area in which the treatment

28  was rendered, adjusted annually in February of each year,

29  beginning with February 2003, by an additional amount equal to

30  the prior year's annual Medical Care Item of the Consumer

31  Price Index for All Urban Consumers as determined by the

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    File original & 9 copies    03/20/02
    hbd0022                     10:09 am         01362-0100-892427




                                                   HOUSE AMENDMENT

    hbd-032                                Bill No. CS for SB 1362

    Amendment No. ___ (for drafter's use only)





  1  Bureau of Labor Statistics of the United States Department of

  2  Labor medical Consumer Price Index for Florida.

  3         4.  Allowable amounts that may be charged to a personal

  4  injury protection insurance insurer and insured for medically

  5  necessary nerve conduction testing that does not meet the

  6  requirements of subparagraph 3. shall not exceed the

  7  applicable fee schedule or other payment methodology

  8  established pursuant to s. 440.13.

  9         5.  From June 19, 2001 Effective upon this act becoming

10  a law and before November 1, 2001, allowable amounts that may

11  be charged to a personal injury protection insurance insurer

12  and insured for magnetic resonance imaging services shall not

13  exceed 200 percent of the allowable amount under the

14  participating physician fee schedule of Medicare Part B for

15  year 2001 in effect on June 19, 2001, for the area in which

16  the treatment was rendered. Beginning November 1, 2001,

17  allowable amounts that may be charged to a personal injury

18  protection insurance insurer and insured for magnetic

19  resonance imaging services shall not exceed 175 percent of the

20  allowable amount under the participating physician fee

21  schedule of Medicare Part B for year 2001 in effect on June

22  19, 2001, for the area in which the treatment was rendered,

23  adjusted annually in February of each year, beginning with

24  February 2003, by an additional amount equal to the prior

25  year's annual Medical Care Item of the Consumer Price Index

26  for All Urban Consumers as determined by the Bureau of Labor

27  Statistics of the United States Department of Labor medical

28  Consumer Price Index for Florida, except that allowable

29  amounts that may be charged to a personal injury protection

30  insurance insurer and insured for magnetic resonance imaging

31  services provided in facilities accredited by the American

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    File original & 9 copies    03/20/02
    hbd0022                     10:09 am         01362-0100-892427




                                                   HOUSE AMENDMENT

    hbd-032                                Bill No. CS for SB 1362

    Amendment No. ___ (for drafter's use only)





  1  College of Radiology or the Joint Commission on Accreditation

  2  of Healthcare Organizations shall not exceed 200 percent of

  3  the allowable amount under the participating physician fee

  4  schedule of Medicare Part B for year 2001 in effect on June

  5  19, 2001, for the area in which the treatment was rendered,

  6  adjusted annually in February of each year, beginning with

  7  February 2003, by an additional amount equal to the prior

  8  year's annual Medical Care Item of the Consumer Price Index

  9  for All Urban Consumers as determined by the Bureau of Labor

10  Statistics of the United States Department of Labor medical

11  Consumer Price Index for Florida. This paragraph does not

12  apply to charges for magnetic resonance imaging services and

13  nerve conduction testing for inpatients and emergency services

14  and care as defined in chapter 395 rendered by facilities

15  licensed under chapter 395.

16         (6)  DISCOVERY OF FACTS ABOUT AN INJURED PERSON;

17  DISPUTES.--

18         (b)  Every physician, hospital, clinic, or other

19  medical institution providing, before or after bodily injury

20  upon which a claim for personal injury protection insurance

21  benefits is based, any products, services, or accommodations

22  in relation to that or any other injury, or in relation to a

23  condition claimed to be connected with that or any other

24  injury, shall, if requested to do so by the insurer against

25  whom the claim has been made, furnish forthwith a written

26  report of the history, condition, treatment, dates, and costs

27  of such treatment of the injured person and why the items

28  identified by the insurer were reasonable in amount and

29  medically necessary, together with a sworn statement that the

30  treatment or services rendered were reasonable and necessary

31  with respect to the bodily injury sustained and identifying

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    File original & 9 copies    03/20/02
    hbd0022                     10:09 am         01362-0100-892427




                                                   HOUSE AMENDMENT

    hbd-032                                Bill No. CS for SB 1362

    Amendment No. ___ (for drafter's use only)





  1  which portion of the expenses for such treatment or services

  2  was incurred as a result of such bodily injury, and produce

  3  forthwith, and permit the inspection and copying of, his or

  4  her or its records regarding such history, condition,

  5  treatment, dates, and costs of treatment; provided that this

  6  shall not limit the introduction of evidence at trial. Such

  7  sworn statement shall read as follows: "Under penalty of

  8  perjury, I declare that I have read the foregoing, and the

  9  facts alleged are true, to the best of my knowledge and

10  belief." Regardless of status as an assignee, nothing in this

11  section shall be construed as granting any insurance carrier

12  any right to require any medical provider to submit to a

13  presuit examination under oath unless ordered to do so by a

14  court of competent jurisdiction pursuant to a pure bill of

15  discovery.  No cause of action for violation of the

16  physician-patient privilege or invasion of the right of

17  privacy shall be permitted against any physician, hospital,

18  clinic, or other medical institution complying with the

19  provisions of this section. The person requesting such records

20  and such sworn statement shall pay all reasonable costs

21  connected therewith. If an insurer makes a written request for

22  documentation or information under this paragraph within 30

23  days after having received notice of the amount of a covered

24  loss under paragraph (4)(a), the amount or the partial amount

25  which is the subject of the insurer's inquiry shall become

26  overdue if the insurer does not pay in accordance with

27  paragraph (4)(b) or within 10 days after the insurer's receipt

28  of the requested documentation or information, whichever

29  occurs later. For purposes of this paragraph, the term

30  "receipt" includes, but is not limited to, inspection and

31  copying pursuant to this paragraph. Any insurer that requests

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    File original & 9 copies    03/20/02
    hbd0022                     10:09 am         01362-0100-892427




                                                   HOUSE AMENDMENT

    hbd-032                                Bill No. CS for SB 1362

    Amendment No. ___ (for drafter's use only)





  1  documentation or information pertaining to reasonableness of

  2  charges or medical necessity under this paragraph without a

  3  reasonable basis for such requests as a general business

  4  practice is engaging in an unfair trade practice under the

  5  insurance code.

  6

  7

  8  ================ T I T L E   A M E N D M E N T ===============

  9  And the title is amended as follows:

10         On page 8, lines 26-28, of the amendment

11  remove:  all of said lines,

12

13  and insert:

14         insurance; amending s. 627.736, F.S.; providing

15         for assignment of certain rights and benefits

16         under a personal injury protection policy to a

17         provider of medical services; revising

18         provisions for charges for treatment of injured

19         persons; providing construction relating to

20         presuit examinations under certain

21         circumstances; providing an effective date.

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    File original & 9 copies    03/20/02
    hbd0022                     10:09 am         01362-0100-892427