HB 1067 2003
1	A bill to be entitled
2	An act relating to communications equipment property
3	insurance; amending s. 626.321, F.S.; including
4	certificates under a group master policy in an
5	authorization to sell under a license; exempting certain
6	communications equipment property insurance licensees from
7	certain fingerprinting requirements; providing an
8	effective date.
9
10	Be It Enacted by the Legislature of the State of Florida:
11
12	Section 1. Paragraph (i) of subsection (1) and subsection
13	(3) of section 626.321, Florida Statutes, are amended to read:
14	626.321 Limited licenses.--
15	(1) The department shall issue to a qualified individual,
16	or a qualified individual or entity under paragraphs (c), (d),
17	(e), and (i), a license as agent authorized to transact a
18	limited class of business in any of the following categories:
19	(i) In-transit and storage personal property insurance;
20	communications equipment property insurance or communications
21	equipment inland marine insurance.--
22	1. A license covering only the insurance of personal
23	property not held for resale, covering the risks of
24	transportation or storage in rented or leased motor vehicles,
25	trailers, or self-service storage facilities, as the latter are
26	defined in s. 83.803, may be issued, without examination, only
27	to employees or authorized representatives of lessors who rent
28	or lease motor vehicles, trailers, or self-service storage
29	facilities and who are authorized by an insurer to issue
30	certificates or other evidences of insurance to lessees of such
31	motor vehicles, trailers, or self-service storage facilities
32	under an insurance policy issued to the lessor. A person
33	licensed under this paragraph shall give a prospective purchaser
34	of in-transit or storage personal property insurance written
35	notice that his or her homeowner's policy may provide coverage
36	for the loss of personal property and that the purchase of such
37	insurance is not required under the lease terms.
38	2. A license covering only communications equipment, for
39	the loss, theft, mechanical failure, malfunction of or damage
40	to, communications equipment. The license may be issued only to:
41	a. Employees or authorized representatives of a licensed
42	general lines agent;
43	b. Each business location of a retail vendor of
44	communications equipment; or
45	c. Employees, agents, or authorized representatives of a
46	retail vendor of communications equipment.
47
48	The license authorizes the sale of such policies, or
49	certificates under a group master policy,only with respect to
50	the sale of, or provision of communications service for,
51	communications equipment. A general lines agent is not required
52	to obtain a license under this subparagraph to offer or sell
53	communications equipment property insurance or communication
54	equipment inland marine insurance. The provisions of this
55	chapter requiring submission of fingerprints do not apply to
56	communications equipment licenses issued to qualified entities
57	under this subparagraph.Licensees offering policies under this
58	subparagraph must receive initial training from, and have a
59	contractual relationship with, a general lines agent. For the
60	purposes of this subparagraph, the term "communications
61	equipment" means handsets, pagers, personal digital assistants,
62	portable computers, automatic answering devices, and other
63	devices or accessories used to originate or receive
64	communications signals or service, and includes services related
65	to the use of such devices, such as consumer access to a
66	wireless network; however, the term does not include
67	telecommunications switching equipment, transmission wires, cell
68	site transceiver equipment, or other equipment and systems used
69	by telecommunications companies to provide telecommunications
70	service to consumers.
71	(3) Except as otherwise expressly provided, a personan
72	individualapplying for or holding a limited license shall be
73	subject to the same applicable requirements and responsibilities
74	as apply to general lines agents in general, if licensed as to
75	motor vehicle physical damage and mechanical breakdown
76	insurance, credit property insurance, industrial fire insurance
77	or burglary insurance, in-transit and storage personal property
78	insurance, communications equipment property insurance or
79	communications equipment inland marine insurance, baggage and
80	motor vehicle excess liability insurance, or credit insurance;
81	or as apply to life agents or health agents in general, as the
82	case may be, if licensed as to personal accident insurance or
83	credit life or credit disability insurance.
84	Section 2. This act shall take effect upon becoming a law.