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| 1 | A bill to be entitled | ||
| 2 | An act relating to credit reports; requiring consumer | ||
| 3 | reporting agencies to provide a copy of a consumer report | ||
| 4 | to a person in their birth month under certain | ||
| 5 | circumstances; requiring report explanations; providing an | ||
| 6 | effective date. | ||
| 7 | |||
| 8 | Be It Enacted by the Legislature of the State of Florida: | ||
| 9 | |||
| 10 | Section 1. Any consumer reporting agency, as defined in s. | ||
| 11 | 603(f) of the Fair Credit Reporting Act, shall provide to any | ||
| 12 | person, free of charge and without regard to any failure to | ||
| 13 | extend credit to that person, a consumer report in the month of | ||
| 14 | their birth including explanations of the codes contained in | ||
| 15 | such report if such agency has released that individual’s credit | ||
| 16 | information to any entity doing business in this state within | ||
| 17 | the previous calendar year. | ||
| 18 | Section 2. This act shall take effect upon becoming a law. | ||