| 1 | A bill to be entitled |
| 2 | An act relating to long-term care coverage; amending s. |
| 3 | 409.902, F.S.; directing the Agency for Health Care |
| 4 | Administration to establish the Long-term Care Partnership |
| 5 | Program; providing purpose and duties; amending s. |
| 6 | 409.905, F.S.; providing conditions for eligibility; |
| 7 | directing the agency to submit a plan and proposed |
| 8 | legislation to the Legislature; providing a contingent |
| 9 | effective date. |
| 10 |
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| 11 | Be It Enacted by the Legislature of the State of Florida: |
| 12 |
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| 13 | Section 1. Section 409.902, Florida Statutes, is amended |
| 14 | to read: |
| 15 | 409.902 Designated single state agency; payment |
| 16 | requirements; program title; release of medical records; Florida |
| 17 | Long-term Care Partnership Program.-- |
| 18 | (1) The Agency for Health Care Administration is |
| 19 | designated as the single state agency authorized to make |
| 20 | payments for medical assistance and related services under Title |
| 21 | XIX of the Social Security Act. These payments shall be made, |
| 22 | subject to any limitations or directions provided for in the |
| 23 | General Appropriations Act, only for services included in the |
| 24 | program, shall be made only on behalf of eligible individuals, |
| 25 | and shall be made only to qualified providers in accordance with |
| 26 | federal requirements for Title XIX of the Social Security Act |
| 27 | and the provisions of state law. This program of medical |
| 28 | assistance is designated the "Medicaid program." The Department |
| 29 | of Children and Family Services is responsible for Medicaid |
| 30 | eligibility determinations, including, but not limited to, |
| 31 | policy, rules, and the agreement with the Social Security |
| 32 | Administration for Medicaid eligibility determinations for |
| 33 | Supplemental Security Income recipients, as well as the actual |
| 34 | determination of eligibility. As a condition of Medicaid |
| 35 | eligibility, subject to federal approval, the Agency for Health |
| 36 | Care Administration and the Department of Children and Family |
| 37 | Services shall ensure that each recipient of Medicaid consents |
| 38 | to the release of her or his medical records to the Agency for |
| 39 | Health Care Administration and the Medicaid Fraud Control Unit |
| 40 | of the Department of Legal Affairs. |
| 41 | (2) The Agency for Health Care Administration is directed |
| 42 | to establish the Florida Long-term Care Partnership Program, |
| 43 | which shall: |
| 44 | (a) Provide incentives for an individual to obtain |
| 45 | insurance to cover the costs of long-term care. |
| 46 | (b) Review and approve, in consultation with the Office of |
| 47 | Insurance Regulation, long-term care insurance policies for |
| 48 | designation as approved long-term care partnership program |
| 49 | policies. |
| 50 | (c) Provide a mechanism to qualify for coverage of the |
| 51 | costs of long-term care needs under Medicaid without first being |
| 52 | required to substantially exhaust his or her resources, |
| 53 | including a reduction of the individual's asset valuation by $1 |
| 54 | for each $1 of benefits paid out under the individual's approved |
| 55 | long-term care partnership program policy as a determination of |
| 56 | Medicaid eligibility. |
| 57 | (d) Provide counseling services to assist an individual in |
| 58 | planning for long-term care needs. |
| 59 | (e) Alleviate the financial burden on the state's medical |
| 60 | assistance program by encouraging the pursuit of private |
| 61 | initiatives. |
| 62 | Section 2. Subsection (8) of section 409.905, Florida |
| 63 | Statutes, is amended to read: |
| 64 | 409.905 Mandatory Medicaid services.--The agency may make |
| 65 | payments for the following services, which are required of the |
| 66 | state by Title XIX of the Social Security Act, furnished by |
| 67 | Medicaid providers to recipients who are determined to be |
| 68 | eligible on the dates on which the services were provided. Any |
| 69 | service under this section shall be provided only when medically |
| 70 | necessary and in accordance with state and federal law. |
| 71 | Mandatory services rendered by providers in mobile units to |
| 72 | Medicaid recipients may be restricted by the agency. Nothing in |
| 73 | this section shall be construed to prevent or limit the agency |
| 74 | from adjusting fees, reimbursement rates, lengths of stay, |
| 75 | number of visits, number of services, or any other adjustments |
| 76 | necessary to comply with the availability of moneys and any |
| 77 | limitations or directions provided for in the General |
| 78 | Appropriations Act or chapter 216. |
| 79 | (8) NURSING FACILITY SERVICES.--The agency shall pay for |
| 80 | 24-hour-a-day nursing and rehabilitative services for a |
| 81 | recipient in a nursing facility licensed under part II of |
| 82 | chapter 400 or in a rural hospital, as defined in s. 395.602, or |
| 83 | in a Medicare certified skilled nursing facility operated by a |
| 84 | hospital, as defined by s. 395.002(11), that is licensed under |
| 85 | part I of chapter 395, and in accordance with provisions set |
| 86 | forth in s. 409.908(2)(a), which services are ordered by and |
| 87 | provided under the direction of a licensed physician. However, |
| 88 | if a nursing facility has been destroyed or otherwise made |
| 89 | uninhabitable by natural disaster or other emergency and another |
| 90 | nursing facility is not available, the agency must pay for |
| 91 | similar services temporarily in a hospital licensed under part I |
| 92 | of chapter 395 provided federal funding is approved and |
| 93 | available. The agency shall pay only for bed-hold days if the |
| 94 | facility has an occupancy rate of 95 percent or greater. When |
| 95 | determining eligibility for nursing and rehabilitative services, |
| 96 | if the individual is a beneficiary of an approved long-term care |
| 97 | partnership program policy and has exhausted the benefits of the |
| 98 | policy, the total countable assets of the individual shall be |
| 99 | reduced by $1 for each $1 of benefits paid out under the |
| 100 | individual's approved long-term care partnership program policy. |
| 101 | The agency is authorized to seek any federal waivers to |
| 102 | implement this policy. |
| 103 | Section 3. The Agency for Health Care Administration shall |
| 104 | develop a plan for implementation of the Florida Long-term Care |
| 105 | Partnership Program. The agency shall present the plan in the |
| 106 | form of recommended legislation to the President of the Senate |
| 107 | and the Speaker of House of Representatives prior to the |
| 108 | commencement of the next legislative session. |
| 109 | Section 4. This act shall take effect upon becoming a law, |
| 110 | except that the amendments to sections 409.902 and 409.905, |
| 111 | Florida Statutes, provided in this act shall take effect |
| 112 | contingent upon amendment to section 1917(b)(1)(c) of the Social |
| 113 | Security Act by the United States Congress to delete the "May |
| 114 | 14, 1993," deadline for approval by states of long-term care |
| 115 | partnership plans. |