| 1 | A bill to be entitled |
| 2 | An act relating to health insurance; amending ss. 627.642, |
| 3 | 627.657, and 641.31, F.S.; requiring an identification |
| 4 | card containing specified information to be given to |
| 5 | insureds under health benefit plans and group health |
| 6 | insurance policies and persons having health care services |
| 7 | through health maintenance contracts; providing |
| 8 | applicability; providing an effective date. |
| 9 |
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| 10 | Be It Enacted by the Legislature of the State of Florida: |
| 11 |
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| 12 | Section 1. Subsection (3) is added to section 627.642, |
| 13 | Florida Statutes, to read: |
| 14 | 627.642 Outline of coverage.-- |
| 15 | (3) In addition to the outline of coverage, a policy as |
| 16 | specified in s. 627.6699(3)(k) must be accompanied by an |
| 17 | identification card that contains, at a minimum: |
| 18 | (a) The name of the organization issuing the policy or the |
| 19 | name of the organization administering the policy, whichever |
| 20 | applies. |
| 21 | (b) The name of the contract holder. |
| 22 | (c) The type of plan only if the plan is filed in the |
| 23 | state, an indication that the plan is self-funded, or the name |
| 24 | of the network. |
| 25 | (d) The member identification number, contract number, and |
| 26 | policy or group number, if applicable. |
| 27 | (e) A contact phone number or electronic address for |
| 28 | authorizations. |
| 29 | (f) A phone number or electronic address whereby the |
| 30 | covered person or hospital, physician, or other person rendering |
| 31 | services covered by the policy may determine if the plan is |
| 32 | insured and may obtain a benefits verification in order to |
| 33 | estimate patient financial responsibility, in compliance with |
| 34 | privacy rules under the Health Insurance Portability and |
| 35 | Accountability Act. |
| 36 | (g) The national plan identifier, in accordance with the |
| 37 | compliance date set forth by the federal Department of Health |
| 38 | and Human Services. |
| 39 |
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| 40 | The identification card must present the information in a |
| 41 | readily identifiable manner or, alternatively, the information |
| 42 | may be embedded on the card and available through magnetic |
| 43 | stripe or smart card. The information may also be provided |
| 44 | through other electronic technology. |
| 45 | Section 2. Present subsection (2) of section 627.657, |
| 46 | Florida Statutes, is renumbered as subsection (3), and a new |
| 47 | subsection (2) is added to that section, to read: |
| 48 | 627.657 Provisions of group health insurance policies.-- |
| 49 | (2) The medical policy as specified in s. 627.6699(3)(k) |
| 50 | must be accompanied by an identification card that contains, at |
| 51 | a minimum: |
| 52 | (a) The name of the organization issuing the policy or |
| 53 | name of the organization administering the policy, whichever |
| 54 | applies. |
| 55 | (b) The name of the certificateholder. |
| 56 | (c) The type of plan only if the plan is filed in the |
| 57 | state, an indication that the plan is self-funded, or the name |
| 58 | of the network. |
| 59 | (d) The member identification number, contract number, and |
| 60 | policy or group number, if applicable. |
| 61 | (e) A contact phone number or electronic address for |
| 62 | authorizations. |
| 63 | (f) A phone number or electronic address whereby the |
| 64 | covered person or hospital, physician, or other person rendering |
| 65 | services covered by the policy may determine if the plan is |
| 66 | insured and may obtain a benefits verification in order to |
| 67 | estimate patient financial responsibility, in compliance with |
| 68 | privacy rules under the Health Insurance Portability and |
| 69 | Accountability Act. |
| 70 | (g) The national plan identifier, in accordance with the |
| 71 | compliance date set forth by the federal Department of Health |
| 72 | and Human Services. |
| 73 |
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| 74 | The identification card must present the information in a |
| 75 | readily identifiable manner or, alternatively, the information |
| 76 | may be embedded on the card and available through magnetic |
| 77 | stripe or smart card. The information may also be provided |
| 78 | through other electronic technology. |
| 79 | Section 3. Subsection (41) is added to section 641.31, |
| 80 | Florida Statutes, to read: |
| 81 | 641.31 Health maintenance contracts.-- |
| 82 | (41) The contract, certificate, or member handbook must be |
| 83 | accompanied by an identification card that contains, at a |
| 84 | minimum: |
| 85 | (a) The name of the organization offering the contract or |
| 86 | name of the organization administering the contract, whichever |
| 87 | applies. |
| 88 | (b) The name of the subscriber. |
| 89 | (c) A statement that the health plan is a health |
| 90 | maintenance organization. Only a health plan with a certificate |
| 91 | of authority issued under this chapter may be identified as a |
| 92 | health maintenance organization. |
| 93 | (d) The member identification number, contract number, and |
| 94 | group number, if applicable. |
| 95 | (e) A contact phone number or electronic address for |
| 96 | authorizations. |
| 97 | (f) A phone number or electronic address whereby the |
| 98 | covered person or hospital, physician, or other person rendering |
| 99 | services covered by the contract may determine if the plan is |
| 100 | insured and may obtain a benefits verification in order to |
| 101 | estimate patient financial responsibility, in compliance with |
| 102 | privacy rules under the Health Insurance Portability and |
| 103 | Accountability Act. |
| 104 | (g) The national plan identifier, in accordance with the |
| 105 | compliance date set forth by the federal Department of Health |
| 106 | and Human Services. |
| 107 |
|
| 108 | The identification card must present the information in a |
| 109 | readily identifiable manner or, alternatively, the information |
| 110 | may be embedded on the card and available through magnetic |
| 111 | stripe or smart card. The information may also be provided |
| 112 | through other electronic technology. |
| 113 | Section 4. This act shall take effect January 1, 2008, and |
| 114 | shall apply to identification cards issued for policies or |
| 115 | certificates issued or renewed on or after that date. |