Florida Senate - 2013                          SENATOR AMENDMENT
       Bill No. CS for CS for SB 1046
                                Barcode 759004                          
                              LEGISLATIVE ACTION                        
                    Senate             .             House              
                 Floor: WD/2R          .                                
             04/26/2013 12:10 PM       .                                

       Senators Negron and Joyner moved the following:
    1         Senate Amendment 
    3         Delete line 1492
    4  and insert:
    5  class of insureds. An insurer that uses a credit report, public
    6  record, or other public information to determine whether there
    7  is a misstatement or omission in the application for insurance
    8  related to the insured’s credit history must make such
    9  determination within 90 days after the effective date of the
   10  policy. After such 90 day period, an insurer may not cancel or
   11  rescind the policy or deny coverage for a claim based on a
   12  misstatement or omission in the application regarding the
   13  insured’s credit history which the insurer could have reasonably
   14  discovered by a review of the insured’s credit report, public
   15  records, or other public information. This subparagraph does not
   16  apply to