Florida Senate - 2016                                      SB 94
       By Senator Gibson
       9-00200-16                                              201694__
    1                        A bill to be entitled                      
    2         An act relating to renter insurance; creating s.
    3         83.491, F.S.; requiring a residential rental agreement
    4         to specify whether renter insurance is required;
    5         specifying provisions that must be included if
    6         insurance is or is not required; providing an
    7         effective date.
    9  Be It Enacted by the Legislature of the State of Florida:
   11         Section 1. Section 83.491, Florida Statutes, is created to
   12  read:
   13         83.491 Renter insurance.—A rental agreement must specify
   14  whether a tenant is required to obtain renter insurance and must
   15  provide in the agreement a line for the tenant’s initials
   16  immediately following that provision.
   17         (1) If renter insurance is required, the rental agreement
   18  must specify the coverage required.
   19         (2) If renter insurance is not required, the rental
   20  agreement must provide a statement in substantially the
   21  following form: “The tenant is not required to obtain renter
   22  insurance; however, the tenant is strongly advised to obtain
   23  renter insurance to cover damage to or loss of personal
   24  property.”
   25         Section 2. This act shall take effect July 1, 2016.