Florida Senate - 2018                                     SB 604
       By Senator Steube
       23-00870-18                                            2018604__
    1                        A bill to be entitled                      
    2         An act relating to actions against contractors without
    3         required insurance coverage; creating s. 768.0426,
    4         F.S.; providing that a contractor who fails to carry
    5         required insurance may be personally liable for
    6         damages that would have been covered by such
    7         insurance; providing an effective date.
    9  Be It Enacted by the Legislature of the State of Florida:
   11         Section 1. Section 768.0426, Florida Statutes, is created
   12  to read:
   13         768.0426Damages in actions against contractors without
   14  required insurance coverage.—A contractor required to carry
   15  public liability insurance and property damage insurance under
   16  s. 489.115 who fails to carry such insurance, or who knowingly
   17  carries a policy that excludes such required coverage, shall,
   18  notwithstanding the organizational form of the contractor’s
   19  business, be personally liable for damages to a consumer that
   20  otherwise would have been covered under such a required policy.
   21         Section 2. This act shall take effect July 1, 2018.