Florida Senate - 2022                        COMMITTEE AMENDMENT
       Bill No. SB 1026
       
       
       
       
       
       
                                Ì611868NÎ611868                         
       
                              LEGISLATIVE ACTION                        
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       The Committee on Banking and Insurance (Cruz) recommended the
       following:
       
    1         Senate Amendment (with title amendment)
    2  
    3         Delete everything after the enacting clause
    4  and insert:
    5         Section 1. Section 626.97075, Florida Statutes, is created
    6  to read:
    7         626.97075 Life insurance, disability insurance, and long
    8  term care insurance; discrimination against living organ donors
    9  prohibited.—
   10         (1) As used in this section, the term “policy” means any of
   11  the following:
   12         (a) An individual or group life insurance policy.
   13         (b) An industrial life insurance policy, as the term
   14  “industrial life insurance” is defined in s. 627.502(1).
   15         (c) A credit life insurance or credit disability insurance
   16  policy, as defined in s. 627.677(1) and (2), respectively.
   17         (d) A long-term care insurance policy as defined in s.
   18  627.9404(1).
   19         (2) Notwithstanding any other law, an insurer may not,
   20  under a policy:
   21         (a) Decline or limit coverage of a person solely due to his
   22  or her status as a living organ donor;
   23         (b) Preclude an insured from donating all or part of an
   24  organ as a condition to continuing to receive coverage under the
   25  policy; or
   26         (c) Otherwise discriminate in the offering, issuance,
   27  cancellation, coverage, premium, or any other condition of the
   28  policy for a person without any additional actuarial risk and
   29  based solely on his or her status as a living organ donor.
   30         (3) The commission may adopt rules and take actions
   31  necessary to enforce this section.
   32         Section 2. This act shall take effect July 1, 2022.
   33  
   34  ================= T I T L E  A M E N D M E N T ================
   35  And the title is amended as follows:
   36         Delete everything before the enacting clause
   37  and insert:
   38                        A bill to be entitled                      
   39         An act relating to living organ donors in insurance
   40         policies; creating s. 626.97075, F.S.; defining the
   41         term “policy”; prohibiting insurers under specified
   42         policies from declining or limiting coverages and
   43         discriminating against persons based solely on their
   44         status as living organ donors, and from precluding
   45         insureds from donating organs; authorizing the
   46         Financial Services Commission to adopt rules and take
   47         actions to enforce specified laws; providing an
   48         effective date.