Florida Senate - 2022              PROPOSED COMMITTEE SUBSTITUTE
       Bill No. SB 252
       
       
       
       
       
                               Ì526990AÎ526990                          
       
       576-01980-22                                                    
       Proposed Committee Substitute by the Committee on Appropriations
       (Appropriations Subcommittee on Agriculture, Environment, and
       General Government)
    1                        A bill to be entitled                      
    2         An act relating to health care cost savings; amending
    3         ss. 627.6387, 627.6648, and 641.31076, F.S.; revising
    4         the definition of the term “shoppable health care
    5         service” to include certain items and services
    6         specified in federal regulation; requiring, rather
    7         than authorizing, health insurers and health
    8         maintenance organizations, respectively, to offer
    9         shared savings incentive programs; providing an
   10         effective date.
   11          
   12  Be It Enacted by the Legislature of the State of Florida:
   13  
   14         Section 1. Paragraph (e) of subsection (2) and subsection
   15  (3) of section 627.6387, Florida Statutes, are amended to read:
   16         627.6387 Shared savings incentive program.—
   17         (2) As used in this section, the term:
   18         (e) “Shoppable health care service” means a lower-cost,
   19  high-quality nonemergency health care service for which a shared
   20  savings incentive is available for insureds under a health
   21  insurer’s shared savings incentive program. Shoppable health
   22  care services may be provided within or outside this state and
   23  include, but are not limited to:
   24         1. Clinical laboratory services.
   25         2. Infusion therapy.
   26         3. Inpatient and outpatient surgical procedures.
   27         4. Obstetrical and gynecological services.
   28         5. Inpatient and outpatient nonsurgical diagnostic tests
   29  and procedures.
   30         6. Physical and occupational therapy services.
   31         7. Radiology and imaging services.
   32         8. Prescription drugs.
   33         9. Services provided through telehealth.
   34         10. Any additional services published by the Agency for
   35  Health Care Administration that have the most significant price
   36  variation pursuant to s. 408.05(3)(m).
   37         11.The items and services listed in Table 1—500 Items and
   38  Services List as published in Volume 85, No. 219 of the Federal
   39  Register, pages 72182-72190 (2020).
   40         (3) A health insurer shall may offer a shared savings
   41  incentive program to provide incentives to an insured when the
   42  insured obtains a shoppable health care service from the health
   43  insurer’s shared savings list. An insured may not be required to
   44  participate in a shared savings incentive program. A health
   45  insurer that offers a shared savings incentive program must:
   46         (a) Establish the program as a component part of the policy
   47  or certificate of insurance provided by the health insurer and
   48  notify the insureds and the office at least 30 days before
   49  program termination.
   50         (b) File a description of the program on a form prescribed
   51  by commission rule. The office must review the filing and
   52  determine whether the shared savings incentive program complies
   53  with this section.
   54         (c) Notify an insured annually and at the time of renewal,
   55  and an applicant for insurance at the time of enrollment, of the
   56  availability of the shared savings incentive program and the
   57  procedure to participate in the program.
   58         (d) Publish on a web page easily accessible to insureds and
   59  to applicants for insurance a list of shoppable health care
   60  services and health care providers and the shared savings
   61  incentive amount applicable for each service. A shared savings
   62  incentive may not be less than 25 percent of the savings
   63  generated by the insured’s participation in any shared savings
   64  incentive offered by the health insurer. The baseline for the
   65  savings calculation is the average in-network amount paid for
   66  that service in the most recent 12-month period or some other
   67  methodology established by the health insurer and approved by
   68  the office.
   69         (e) At least quarterly, credit or deposit the shared
   70  savings incentive amount to the insured’s account as a return or
   71  reduction in premium, or credit the shared savings incentive
   72  amount to the insured’s flexible spending account, health
   73  savings account, or health reimbursement account, or reward the
   74  insured directly with cash or a cash equivalent.
   75         (f) Submit an annual report to the office within 90
   76  business days after the close of each plan year. At a minimum,
   77  the report must include the following information:
   78         1. The number of insureds who participated in the program
   79  during the plan year and the number of instances of
   80  participation.
   81         2. The total cost of services provided as a part of the
   82  program.
   83         3. The total value of the shared savings incentive payments
   84  made to insureds participating in the program and the values
   85  distributed as premium reductions, credits to flexible spending
   86  accounts, credits to health savings accounts, or credits to
   87  health reimbursement accounts.
   88         4. An inventory of the shoppable health care services
   89  offered by the health insurer.
   90         Section 2. Paragraph (e) of subsection (2) and subsection
   91  (3) of section 627.6648, Florida Statutes, are amended to read:
   92         627.6648 Shared savings incentive program.—
   93         (2) As used in this section, the term:
   94         (e) “Shoppable health care service” means a lower-cost,
   95  high-quality nonemergency health care service for which a shared
   96  savings incentive is available for insureds under a health
   97  insurer’s shared savings incentive program. Shoppable health
   98  care services may be provided within or outside this state and
   99  include, but are not limited to:
  100         1. Clinical laboratory services.
  101         2. Infusion therapy.
  102         3. Inpatient and outpatient surgical procedures.
  103         4. Obstetrical and gynecological services.
  104         5. Inpatient and outpatient nonsurgical diagnostic tests
  105  and procedures.
  106         6. Physical and occupational therapy services.
  107         7. Radiology and imaging services.
  108         8. Prescription drugs.
  109         9. Services provided through telehealth.
  110         10. Any additional services published by the Agency for
  111  Health Care Administration that have the most significant price
  112  variation pursuant to s. 408.05(3)(m).
  113         11.The items and services listed in Table 1—500 Items and
  114  Services List as published in Volume 85, No. 219 of the Federal
  115  Register, pages 72182-72190 (2020).
  116         (3) A health insurer shall may offer a shared savings
  117  incentive program to provide incentives to an insured when the
  118  insured obtains a shoppable health care service from the health
  119  insurer’s shared savings list. An insured may not be required to
  120  participate in a shared savings incentive program. A health
  121  insurer that offers a shared savings incentive program must:
  122         (a) Establish the program as a component part of the policy
  123  or certificate of insurance provided by the health insurer and
  124  notify the insureds and the office at least 30 days before
  125  program termination.
  126         (b) File a description of the program on a form prescribed
  127  by commission rule. The office must review the filing and
  128  determine whether the shared savings incentive program complies
  129  with this section.
  130         (c) Notify an insured annually and at the time of renewal,
  131  and an applicant for insurance at the time of enrollment, of the
  132  availability of the shared savings incentive program and the
  133  procedure to participate in the program.
  134         (d) Publish on a web page easily accessible to insureds and
  135  to applicants for insurance a list of shoppable health care
  136  services and health care providers and the shared savings
  137  incentive amount applicable for each service. A shared savings
  138  incentive may not be less than 25 percent of the savings
  139  generated by the insured’s participation in any shared savings
  140  incentive offered by the health insurer. The baseline for the
  141  savings calculation is the average in-network amount paid for
  142  that service in the most recent 12-month period or some other
  143  methodology established by the health insurer and approved by
  144  the office.
  145         (e) At least quarterly, credit or deposit the shared
  146  savings incentive amount to the insured’s account as a return or
  147  reduction in premium, or credit the shared savings incentive
  148  amount to the insured’s flexible spending account, health
  149  savings account, or health reimbursement account, or reward the
  150  insured directly with cash or a cash equivalent.
  151         (f) Submit an annual report to the office within 90
  152  business days after the close of each plan year. At a minimum,
  153  the report must include the following information:
  154         1. The number of insureds who participated in the program
  155  during the plan year and the number of instances of
  156  participation.
  157         2. The total cost of services provided as a part of the
  158  program.
  159         3. The total value of the shared savings incentive payments
  160  made to insureds participating in the program and the values
  161  distributed as premium reductions, credits to flexible spending
  162  accounts, credits to health savings accounts, or credits to
  163  health reimbursement accounts.
  164         4. An inventory of the shoppable health care services
  165  offered by the health insurer.
  166         Section 3. Paragraph (e) of subsection (2) and subsection
  167  (3) of section 641.31076, Florida Statutes, are amended to read:
  168         641.31076 Shared savings incentive program.—
  169         (2) As used in this section, the term:
  170         (e) “Shoppable health care service” means a lower-cost,
  171  high-quality nonemergency health care service for which a shared
  172  savings incentive is available for subscribers under a health
  173  maintenance organization’s shared savings incentive program.
  174  Shoppable health care services may be provided within or outside
  175  this state and include, but are not limited to:
  176         1. Clinical laboratory services.
  177         2. Infusion therapy.
  178         3. Inpatient and outpatient surgical procedures.
  179         4. Obstetrical and gynecological services.
  180         5. Inpatient and outpatient nonsurgical diagnostic tests
  181  and procedures.
  182         6. Physical and occupational therapy services.
  183         7. Radiology and imaging services.
  184         8. Prescription drugs.
  185         9. Services provided through telehealth.
  186         10. Any additional services published by the Agency for
  187  Health Care Administration that have the most significant price
  188  variation pursuant to s. 408.05(3)(m).
  189         11.The items and services listed in Table 1—500 Items and
  190  Services List as published in Volume 85, No. 219 of the Federal
  191  Register, pages 72182-72190 (2020).
  192         (3) A health maintenance organization shall may offer a
  193  shared savings incentive program to provide incentives to a
  194  subscriber when the subscriber obtains a shoppable health care
  195  service from the health maintenance organization’s shared
  196  savings list. A subscriber may not be required to participate in
  197  a shared savings incentive program. A health maintenance
  198  organization that offers a shared savings incentive program
  199  must:
  200         (a) Establish the program as a component part of the
  201  contract of coverage provided by the health maintenance
  202  organization and notify the subscribers and the office at least
  203  30 days before program termination.
  204         (b) File a description of the program on a form prescribed
  205  by commission rule. The office must review the filing and
  206  determine whether the shared savings incentive program complies
  207  with this section.
  208         (c) Notify a subscriber annually and at the time of
  209  renewal, and an applicant for coverage at the time of
  210  enrollment, of the availability of the shared savings incentive
  211  program and the procedure to participate in the program.
  212         (d) Publish on a web page easily accessible to subscribers
  213  and to applicants for coverage a list of shoppable health care
  214  services and health care providers and the shared savings
  215  incentive amount applicable for each service. A shared savings
  216  incentive may not be less than 25 percent of the savings
  217  generated by the subscriber’s participation in any shared
  218  savings incentive offered by the health maintenance
  219  organization. The baseline for the savings calculation is the
  220  average in-network amount paid for that service in the most
  221  recent 12-month period or some other methodology established by
  222  the health maintenance organization and approved by the office.
  223         (e) At least quarterly, credit or deposit the shared
  224  savings incentive amount to the subscriber’s account as a return
  225  or reduction in premium, or credit the shared savings incentive
  226  amount to the subscriber’s flexible spending account, health
  227  savings account, or health reimbursement account, or reward the
  228  subscriber directly with cash or a cash equivalent.
  229         (f) Submit an annual report to the office within 90
  230  business days after the close of each plan year. At a minimum,
  231  the report must include the following information:
  232         1. The number of subscribers who participated in the
  233  program during the plan year and the number of instances of
  234  participation.
  235         2. The total cost of services provided as a part of the
  236  program.
  237         3. The total value of the shared savings incentive payments
  238  made to subscribers participating in the program and the values
  239  distributed as premium reductions, credits to flexible spending
  240  accounts, credits to health savings accounts, or credits to
  241  health reimbursement accounts.
  242         4. An inventory of the shoppable health care services
  243  offered by the health maintenance organization.
  244         Section 4. This act shall take effect July 1, 2022.