Florida Senate - 2026                        COMMITTEE AMENDMENT
       Bill No. SB 158
       
       
       
       
       
       
                                Ì9054182Î905418                         
       
                              LEGISLATIVE ACTION                        
                    Senate             .             House              
                  Comm: RCS            .                                
                  02/06/2026           .                                
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       The Committee on Banking and Insurance (Jones) recommended the
       following:
       
    1         Senate Amendment (with title amendment)
    2  
    3         Delete lines 14 - 64
    4  and insert:
    5         Section 1. Present subsection (11) of section 627.71545,
    6  Florida Statutes, is redesignated as subsection (12), a new
    7  subsection (11) is added to that section, and paragraph (e) of
    8  subsection (6) and paragraph (a) of subsection (10) of that
    9  section are amended, to read:
   10         627.71545 Pet insurance; noninsurance wellness programs.—
   11         (6)
   12         (e) At the time a pet insurance policy is issued or
   13  delivered to a policyholder, the pet insurer shall provide the
   14  policyholder with a copy of the Insurer Disclosure of Important
   15  Policy Provisions document required under paragraph (d), in at
   16  least 12-point type. At such time, the pet insurer shall also
   17  include a written disclosure with all of the following:
   18         1. Contact information for the Division of Consumer
   19  Services of the department, including a link and toll-free
   20  telephone number, for consumers to submit inquiries and
   21  complaints relating to pet insurance products regulated by the
   22  department or office.
   23         2. The address and customer service telephone number of the
   24  pet insurance agent.
   25         3. A summary of the key policy features, written in plain
   26  language and on a form adopted by the commission by rule,
   27  including, at a minimum, coverage limits and deductibles,
   28  waiting periods, exclusions, preexisting condition rules, and
   29  whether the policy includes wellness benefits.
   30         (10)(a)1. An agent may not solicit the sale of a pet
   31  insurance policy or a pet wellness product unless the agent has
   32  adequate knowledge of the policy or product, is in compliance
   33  with the insurer’s standards applicable to the sale of the
   34  policy or product, and completes a biennial 2-hour training
   35  course on the topics specified in paragraph (b). An agent may
   36  rely on insurer-provided, policy, or product-specific training
   37  standards and materials to comply with this subsection.
   38         2. The insurer-provided, policy, or product-provided
   39  training standards specified in subparagraph 1. are not part of
   40  an agent’s continuing education requirement in s. 626.2815;
   41  however, if a course provider submits and receives approval from
   42  the department, the course is eligible for continuing education
   43  credit pursuant to s. 626.2815 A pet insurer must ensure that
   44  its agents are trained on the topics specified in paragraph (b)
   45  and that its agents have been appropriately trained on the
   46  coverages and conditions of its pet insurance products.
   47         (11) Each pet insurer authorized to transact pet insurance
   48  
   49  ================= T I T L E  A M E N D M E N T ================
   50  And the title is amended as follows:
   51         Delete lines 3 - 6
   52  and insert:
   53         627.71545, F.S.; revising requirements for disclosures
   54         from a pet insurer to a policyholder; prohibiting
   55         agents from soliciting the sale of pet insurance
   56         policies or pet wellness products under certain
   57         circumstances; authorizing agents to rely on certain
   58         standards and materials; specifying that certain
   59         training standards are not part of certain continuing
   60         education requirements; providing that certain courses
   61         are eligible for certain continuing education credit;
   62         deleting a requirement that insurers ensure their
   63         agents are trained in a specified manner;