Florida Senate - 2026                                     SB 224
       
       
        
       By Senator Smith
       
       
       
       
       
       17-00160-26                                            2026224__
    1                        A bill to be entitled                      
    2         An act relating to rating factors for automobile
    3         liability insurers; creating s. 627.72612, F.S.;
    4         prohibiting insurers providing automobile liability
    5         coverage from establishing or maintaining rates or
    6         rating classifications based on certain information;
    7         providing an effective date.
    8          
    9  Be It Enacted by the Legislature of the State of Florida:
   10  
   11         Section 1. Section 627.72612, Florida Statutes, is created
   12  to read:
   13         627.72612 Prohibited rating factors.—An insurer providing
   14  automobile liability coverage may not establish or maintain
   15  rates or rating classifications for automobile insurance based
   16  on any of the following:
   17         (1) Sex.
   18         (2) Marital status.
   19         (3) Home ownership.
   20         (4) Educational level.
   21         (5) Occupation.
   22         (6) The postal zone in which the insured resides.
   23         (7) Credit score.
   24         Section 2. This act shall take effect July 1, 2026.