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SB 282: Consumer Finance Charges

GENERAL BILL by Richter

Consumer Finance Charges; Increasing the proportionate loan amounts that are subject to descending maximum rates of interest; increasing the maximum delinquency charge that may be imposed for each loan payment in default for not less than a specified time; providing penalties, etc.

Effective Date: July 1, 2013, and applies to all consumer finance loans entered into on or after that date
Last Action: 6/10/2013 - Chapter No. 2013-124
Location: Became Law
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Commerce and Tourism (CM)



Bill History

Date Chamber Action
1/14/2013 Senate • Filed
1/17/2013 Senate • Referred to Banking and Insurance; Commerce and Tourism -SJ 25
3/5/2013 Senate • Introduced -SJ 25
3/15/2013 Senate • On Committee agenda-- Banking and Insurance, 03/20/13, 3:00 pm, 110 Senate Office Building
3/20/2013 Senate • Favorable by Banking and Insurance; YEAS 11 NAYS 0 -SJ 239
3/21/2013 Senate • Now in Commerce and Tourism -SJ 239
4/3/2013 Senate • On Committee agenda-- Commerce and Tourism, 04/08/13, 1:00 pm, 110 Senate Office Building
4/8/2013 Senate • Favorable by- Commerce and Tourism; YEAS 11 NAYS 0 -SJ 363
• Placed on Calendar, on 2nd reading -SJ 363
4/11/2013 Senate • Placed on Special Order Calendar, 04/16/13
4/16/2013 Senate • Read 2nd time -SJ 445
• Placed on 3rd reading
4/24/2013 Senate • Read 3rd time -SJ 555
• Passed; YEAS 31 NAYS 3 -SJ 555
4/26/2013 House • In Messages
4/29/2013 House • Referred to Calendar -HJ 970
• Placed on Special Order Calendar, 04/30/13
• Received -HJ 970
4/30/2013 House • Read 2nd time -HJ 1005
• Substituted for HB 425 -HJ 1005
• Placed on 3rd reading
5/1/2013 House • Read 3rd time -HJ 1036
• Passed; YEAS 109 NAYS 6 -HJ 1036
5/1/2013 Senate • Ordered enrolled -SJ 986
5/28/2013 • Signed by Officers and presented to Governor
6/7/2013 • Approved by Governor
6/10/2013 • Chapter No. 2013-124