HB 753: Insurance
GENERAL BILL by Holder
Insurance; Provides application of standard personal lines residential insurance policy to certain commercial lines residential property insurance policies; specifies that upon written request of claimant, insurer providing liability insurance coverage must disclose information to claimant within specified time after written request; authorizes surplus lines carrier to issue real or personal property coverage containing coinsurance clause imposing liability on insured; requires policy containing separate windstorm deductible or coinsurance provision to include disclosures in boldfaced type; voids separate deductibles for hurricane or windstorm coverage if policy fails to make disclosures relating to separate deductibles; provides applicable deductible in policy reverts to all covered perils deductible; specifies policies that contain commercial lines residential coverage must include specified statements relating to dwelling policy limits & deductibles; voids separate deductibles for hurricane or windstorm coverage if certain policies containing commercial lines residential coverage fail to make required disclosures relating to dwelling policy limits & deductibles.
Last Action: 3/9/2012 House - Died in Insurance and Banking Subcommittee
Location: In committee/council (INBS)
Bill Text: PDF
• Referred to Insurance and Banking Subcommittee; Government Operations Appropriations Subcommittee; Economic Affairs Committee -HJ 74
• Introduced -HJ 74
• Died in Insurance and Banking Subcommittee
Companion bills that are identical word-for-word, not including titles. However, Resolutions and Concurrent Resolutions are considered identical if the only difference is the word "House" or "Senate."
Companion bills that are substantially similar in text or have substantial portions of text that are largely the same.
Bills that have selected provisions that are similar in text.
A bill that is contingent upon passage of another bill within the same chamber, e.g., a trust fund bill, a bill providing a public record exemption, or an implementing bill.
The page numbers, when listed, for citations are constantly under review. The journals or printed bills of the respective chambers should be consulted as the official documents of the Legislature.
The links for the page numbers are formatted to open the bill text PDF directly to the page containing the citation. However, if your browser is set to open PDFs in a new window, as is often the case with 64-bit browsers, the bill text will open to the first page.