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HB 753: Insurance

GENERAL BILL by Holder

Insurance; Provides application of standard personal lines residential insurance policy to certain commercial lines residential property insurance policies; specifies that upon written request of claimant, insurer providing liability insurance coverage must disclose information to claimant within specified time after written request; authorizes surplus lines carrier to issue real or personal property coverage containing coinsurance clause imposing liability on insured; requires policy containing separate windstorm deductible or coinsurance provision to include disclosures in boldfaced type; voids separate deductibles for hurricane or windstorm coverage if policy fails to make disclosures relating to separate deductibles; provides applicable deductible in policy reverts to all covered perils deductible; specifies policies that contain commercial lines residential coverage must include specified statements relating to dwelling policy limits & deductibles; voids separate deductibles for hurricane or windstorm coverage if certain policies containing commercial lines residential coverage fail to make required disclosures relating to dwelling policy limits & deductibles.

Effective Date: 7/1/2012
Last Action: 3/9/2012 House - Died in Insurance and Banking Subcommittee
Location: In committee/council (INBS)
Bill Text: PDF



Bill History

Date Chamber Action
11/22/2011 House • Filed
11/29/2011 House • Referred to Insurance and Banking Subcommittee; Government Operations Appropriations Subcommittee; Economic Affairs Committee -HJ 74
1/10/2012 House • Introduced -HJ 74
3/9/2012 House • Died in Insurance and Banking Subcommittee