HB 425: Consumer Finance Charges
GENERAL BILL by Goodson
Consumer Finance Charges; Increases proportionate loan amounts that are subject to descending maximum rates of interest; increases maximum delinquency charge that may be imposed for each loan payment in default for not less than specified time; provides penalties.
Effective Date: 7/1/2013
Last Action: 4/30/2013 House - Laid on Table, companion bill(s) passed, see SB 282 (Ch. 2013-124) -HJ 1005
Bill Text: PDF
Last Action: 4/30/2013 House - Laid on Table, companion bill(s) passed, see SB 282 (Ch. 2013-124) -HJ 1005
Bill Text: PDF
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Bill History
Date Chamber Action 1/22/2013 House • Filed
1/30/2013 House • Referred to Insurance and Banking Subcommittee; Regulatory Affairs Committee -HJ 53
2/6/2013 House • On Committee agenda-- Insurance and Banking Subcommittee, 02/13/13, 9:00 am, 404 HOB
2/13/2013 House • Favorable by Insurance and Banking Subcommittee; YEAS 12 NAYS 1 -HJ 154
• Now in Regulatory Affairs Committee -HJ 154
3/5/2013 House • Introduced -HJ 53
3/20/2013 House • On Committee agenda-- Regulatory Affairs Committee, 03/22/13, 8:30 am, 404 HOB
3/22/2013 House • Favorable by- Regulatory Affairs Committee; YEAS 14 NAYS 0 -HJ 332
• Placed on Calendar -HJ 332
4/29/2013 House • Placed on Special Order Calendar, 04/30/13
4/30/2013 House • Substituted SB 282 -HJ 1005
• Laid on Table, companion bill(s) passed, see SB 282 (Ch. 2013-124) -HJ 1005
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HB 425, Original Filed Version (Current Bill Version) Posted 1/22/2013 at 9:42 AM
Bill Text: PDF Analyses: Insurance and Banking Subcommittee (Post-Meeting) 6/12/2013 (pdf)
Regulatory Affairs Committee (Post-Meeting) 3/22/2013 (pdf)
Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 282 (er) Consumer Finance Charges Richter Identical Last Action: 6/10/2013 Chapter No. 2013-124
Location: Became Law
Citations - Statutes (2)
Citation Catchline Location in Bill Location In Bill Help 516.031 Finance charge; maximum rates. 516.19 Penalties.