CS/SB 1452: Department of Financial Services
GENERAL BILL by Banking and Insurance ; Truenow
Department of Financial Services; Revising the Chief Financial Officer’s rulemaking authority; revising eligibility requirements for a hurricane mitigation inspection under the My Safe Florida Home Program; authorizing the department to determine what property insurance coverage is necessary; revising the timeframe in which health care providers must petition the department to resolve utilization and reimbursement disputes; revising the timelines and conditions under which stock, other equity interests, or debt of a business association is considered abandoned, etc.
Effective Date: Upon becoming a law
Last Action: 2/10/2026 Senate - CS by Banking and Insurance read 1st time
Bill Text: Web Page | PDF
Last Action: 2/10/2026 Senate - CS by Banking and Insurance read 1st time
Bill Text: Web Page | PDF
Senate Committee References:
Bill History
| Date | Chamber | Action |
|---|---|---|
| 1/8/2026 | Senate |
• Filed |
| 1/16/2026 | Senate |
• Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules |
| 1/22/2026 | Senate |
• Introduced |
| 1/30/2026 | Senate |
• On Committee agenda-- Banking and Insurance, 02/04/26, 10:30 am, 412 Knott Building |
| 2/4/2026 | Senate |
• CS by Banking and Insurance; YEAS 10 NAYS 0 |
| 2/6/2026 | Senate |
• Pending reference review under Rule 4.7(2) - (Committee Substitute) |
| 2/9/2026 | Senate |
• Now in Appropriations Committee on Agriculture, Environment, and General Government |
| 2/10/2026 | Senate |
• CS by Banking and Insurance read 1st time |
Related Bills
| Bill Number | Subject | Filed By | Relationship | Last Action and Location | Track Bills |
|---|---|---|---|---|---|
| H 1221 (c2) | Department of Financial Services | Insurance & Banking Subcommittee | Similar | Last Action: 2/13/2026 H CS Filed |
|
Bill Text
| Version | Posted | Format |
|---|---|---|
| S 1452 Filed | 1/8/2026 1:22 PM | Web Page | PDF |
| S 1452 c1 | 2/6/2026 5:46 PM | Web Page | PDF |
Committee Amendments
Floor Amendments
No Floor Amendments Available
Bill Analyses
| Type | Analysis | Author | Posted | Format |
|---|---|---|---|---|
| Bill Analysis | S 1452 | Banking and Insurance (Pre-Meeting) | 2/3/2026 10:25 AM | |
| Bill Analysis | S 1452 | Banking and Insurance (Post-Meeting) | 2/5/2026 4:21 PM |
Vote History - Committee
| Version | Committee | Date | Result |
|---|---|---|---|
| S 1452 Filed | Banking and Insurance | 2/4/2026 10:30 AM | 10 Yeas - 0 Nays |
Vote History - Floor
No Vote History AvailableCitations - Statutes (79)
| Citation | Catchline | Location in Bill Location In Bill Help |
|---|---|---|
| 197.582 | Disbursement of proceeds of sale. | Page 133 (pdf) |
| 215.422 | Payments, warrants, and invoices; processing time limits; dispute resolution; agency or judicial branch compliance. | Page 10 (pdf) |
| 215.5586 | My Safe Florida Home Program. | Page 11 (pdf) |
| 215.96 | Coordinating council and design and coordination staff. | Page 20 (pdf) |
| 284.08 | Reinsurance on excess coverage and approval by Department of Management Services. | Page 23 (pdf) |
| 284.33 | Purchase of insurance, reinsurance, and services. | Page 23 (pdf) |
| 440.13 | Medical services and supplies; penalty for violations; limitations. | Page 25 (pdf) |
| 497.1411 | Page 27 (pdf) | |
| 497.142 | Licensing; fingerprinting and criminal background checks. | Page 30 (pdf) |
| 626.0428 | Agency personnel powers, duties, and limitations. | Page 31 (pdf) |
| 626.171 | Application for license as an agent, customer representative, adjuster, service representative, or reinsurance intermediary. | Page 33 (pdf) |
| 626.292 | Transfer of license from another state. | Page 35 (pdf) |
| 626.611 | Grounds for compulsory refusal, suspension, or revocation of agent’s, title agency’s, adjuster’s, customer representative’s, service representative’s, or managing general agent’s license or appointment. | Page 36 (pdf) |
| 626.621 | Grounds for discretionary refusal, suspension, or revocation of agent’s, adjuster’s, customer representative’s, service representative’s, or managing general agent’s license or appointment. | Page 39 (pdf) |
| 626.731 | Qualifications for general lines agent’s license. | Page 42 (pdf) |
| 626.785 | Qualifications for license. | Page 43 (pdf) |
| 626.831 | Qualifications for license. | Page 44 (pdf) |
| 626.8417 | Title insurance agent licensure; exemptions. | Page 45 (pdf) |
| 626.854 | “Public adjuster” defined; prohibitions. | Page 45 (pdf) |
| 626.9541 | Unfair methods of competition and unfair or deceptive acts or practices defined. | Page 136 (pdf) |
| 627.797 | Exempt agent list. | Page 46 (pdf) |
| 648.34 | Bail bond agents; qualifications. | Page 46 (pdf) |
| 648.382 | Appointment of bail bond agents and bail bond agencies; effective date of appointment. | Page 46 (pdf) |
| 717.001 | Short title. | Page 48 (pdf) |
| 717.101 | Definitions. | Page 49 (pdf) |
| 717.102 | Property presumed unclaimed; general rule. | Page 55 (pdf) |
| 717.103 | General rules for taking custody of intangible unclaimed property. | Page 58 (pdf) |
| 717.1035 | Property originated or issued by this state, any political subdivision of this state, or any entity incorporated, organized, created, or otherwise located in the state. | Page 60 (pdf) |
| 717.104 | Traveler’s checks and money orders. | Page 60 (pdf) |
| 717.1045 | Gift certificates and similar credit items. | Page 62 (pdf) |
| 717.105 | Checks, drafts, and similar instruments issued or certified by banking and financial organizations. | Page 62 (pdf) |
| 717.106 | Bank deposits and funds in financial organizations. | Page 63 (pdf) |
| 717.107 | Funds owing under life insurance policies, annuity contracts, and retained asset accounts; fines, penalties, and interest; United States Social Security Administration Death Master File. | Page 66 (pdf) |
| 717.1071 | Lost owners of unclaimed demutualization, rehabilitation, or related reorganization proceeds. | Page 66 (pdf) |
| 717.108 | Deposits held by utilities. | Page 67 (pdf) |
| 717.109 | Refunds held by business associations. | Page 68 (pdf) |
| 717.1101 | Unclaimed equity and debt of business associations. | Page 68 (pdf) |
| 717.111 | Property of business associations held in course of dissolution. | Page 72 (pdf) |
| 717.112 | Property held by agents and fiduciaries. | Page 72 (pdf) |
| 717.1125 | Property held by fiduciaries under trust instruments. | Page 73 (pdf) |
| 717.113 | Property held by courts and public agencies. | Page 73 (pdf) |
| 717.115 | Wages. | Page 74 (pdf) |
| 717.116 | Contents of safe-deposit box or other safekeeping repository. | Page 74 (pdf) |
| 717.117 | Report of unclaimed property. | Page 74 (pdf) |
| 717.118 | Notification of apparent owners of unclaimed property. | Page 82 (pdf) |
| 717.119 | Payment or delivery of unclaimed property. | Page 84 (pdf) |
| 717.1201 | Custody by state; holder liability; reimbursement of holder paying claim; reclaiming for owner; payment of safe-deposit box or repository charges. | Page 88 (pdf) |
| 717.122 | Public sale of unclaimed property. | Page 90 (pdf) |
| 717.123 | Deposit of funds. | Page 93 (pdf) |
| 717.1235 | Dormant campaign accounts; report of unclaimed property. | Page 93 (pdf) |
| 717.124 | Unclaimed property claims. | Page 94 (pdf) |
| 717.12403 | Unclaimed demand, savings, or checking account in a financial institution held in the name of more than one person. | Page 100 (pdf) |
| 717.12404 | Claims on behalf of a business entity or trust. | Page 102 (pdf) |
| 717.12405 | Claims by estates. | Page 103 (pdf) |
| 717.12406 | Joint ownership of unclaimed securities or dividends. | Page 103 (pdf) |
| 717.1241 | Conflicting claims. | Page 104 (pdf) |
| 717.1242 | Restatement of jurisdiction of the circuit court sitting in probate and the department. | Page 106 (pdf) |
| 717.1243 | Small estate accounts. | Page 106 (pdf) |
| 717.1244 | Determinations of unclaimed property claims. | Page 107 (pdf) |
| 717.1245 | Garnishment of unclaimed property. | Page 107 (pdf) |
| 717.125 | Claim of another state to recover property; procedure. | Page 108 (pdf) |
| 717.126 | Administrative hearing; burden of proof; proof of entitlement; venue. | Page 109 (pdf) |
| 717.1261 | Death certificates. | Page 109 (pdf) |
| 717.1262 | Court documents. | Page 110 (pdf) |
| 717.129 | Periods of limitation. | Page 110 (pdf) |
| 717.1301 | Investigations; examinations; subpoenas. | Page 111 (pdf) |
| 717.1315 | Retention of records by claimant’s representatives and buyers of unclaimed property. | Page 112 (pdf) |
| 717.132 | Enforcement; cease and desist orders; fines. | Page 113 (pdf) |
| 717.1322 | Administrative and civil enforcement. | Page 114 (pdf) |
| 717.133 | Interstate agreements and cooperation; joint and reciprocal actions with other states. | Page 117 (pdf) |
| 717.1333 | Evidence; estimations; audit reports and worksheets, investigator reports and worksheets, other related documents. | Page 117 (pdf) |
| 717.1341 | Invalid claims, recovery of property, interest and penalties. | Page 118 (pdf) |
| 717.135 | Recovery agreements and purchase agreements for claims filed by a claimant’s representative; fees and costs or total net gain. | Page 119 (pdf) |
| 717.1356 | Page 123 (pdf) | |
| 717.138 | Rulemaking authority. | Page 125 (pdf) |
| 717.1382 | United States savings bond; unclaimed property; escheatment; procedure. | Page 125 (pdf) |
| 717.139 | Uniformity of application and construction. | Page 127 (pdf) |
| 717.1400 | Registration. | Page 128 (pdf) |
| 772.13 | Civil remedy for terrorism or facilitating or furthering terrorism. | Page 137 (pdf) |
Citations - Constitution (0)
No Constitutional citations.
Citations - Chapter Law (0)
No Chapter Law citations.
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