SB 1476: Homeowners’ Insurance Premium Discounts
GENERAL BILL by Bernard
Homeowners’ Insurance Premium Discounts; Requiring residential property insurers to provide specified premium reductions for claim-free periods and mitigation improvements; prohibiting the use of storm-related claims to deny eligibility for a premium reduction; requiring the Office of Insurance Regulation to adopt rules relating to mitigation upgrades; prohibiting certain claims that are the result of an act of God from being used as a cause for premium discount ineligibility, etc.
Senate Committee References:
Bill History
| Date | Chamber | Action |
|---|---|---|
| 1/8/2026 | Senate |
• Filed |
| 1/16/2026 | Senate |
• Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Fiscal Policy |
| 1/22/2026 | Senate |
• Introduced |