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The Florida Senate

HB 943: Citizens Property Insurance Corporation

GENERAL BILL by Redondo

Citizens Property Insurance Corporation; Requires corporation to implement commercial lines clearinghouse for specified purposes; authorizes approved surplus lines clearinghouse insurers to participate in commercial lines clearinghouse; prohibits such insurers from participating in personal lines clearinghouse; specifies that participation in program is not mandatory for such insurers; specifies circumstances under which policyholders of corporation are not eligible for commercial lines residential coverage with corporation; authorizes applicants or insureds to elect to accept coverage with specified insurers or elect to accept or continue coverage with corporation; requires certain applicants & policyholders to pay specified premium for corporation coverage; revises rights & authorizations for certain independent insurance agents; removes prohibition relating to commercial nonresidential policies.

Effective Date: upon becoming a law
Last Action: 2/3/2026 House - Favorable with CS by Insurance & Banking Subcommittee
Bill Text: PDF



Bill History

Date Chamber Action
12/30/2025 House • Filed
1/12/2026 House • Referred to Insurance & Banking Subcommittee
• Referred to Commerce Committee
• Now in Insurance & Banking Subcommittee
1/13/2026 House • 1st Reading (Original Filed Version)
1/30/2026 House • Added to Insurance & Banking Subcommittee agenda
2/3/2026 House • Favorable with CS by Insurance & Banking Subcommittee