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The Florida Senate

CS/HB 275: Consumer Finance Charges

GENERAL BILL by Insurance and Banking Subcommittee ; Burgin

Consumer Finance Charges; Increases proportionate loan amounts subject to descending maximum rates of interest; increases maximum delinquency charge that may be imposed for each loan payment in default for not less than specified time; revises maximum amount lender may impose as service charge on borrower who gives lender bad check in full or partial payment of loan; reenacts & revises provisions relating to penalties; provides application.

Effective Date: July 1, 2012, and shall apply to all consumer finance loans entered into on or after that date
Last Action: 3/9/2012 House - Died in Economic Affairs Committee
Bill Text: Web Page | PDF

Bill History

Date Chamber Action
10/5/2011 House • Filed
10/17/2011 House • Referred to Insurance and Banking Subcommittee; Economic Affairs Committee -HJ 28
11/9/2011 House • On Committee agenda-- Insurance and Banking Subcommittee, 11/16/11, 8:00 am, 404 HOB
11/16/2011 House • CS by Insurance and Banking Subcommittee; YEAS 9 NAYS 6 -HJ 174
11/21/2011 House • Pending review of CS under Rule 7.19(c)
11/22/2011 House • Now in Economic Affairs Committee -HJ 169
1/10/2012 House • Introduced -HJ 28
• CS by Insurance and Banking Subcommittee read 1st time -HJ 163
3/9/2012 House • Died in Economic Affairs Committee