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The Florida Senate

SB 1012: Consumer Loans


Consumer Loans; Providing terms for certain consumer loans made by licensees; specifying authorized amounts of certain fees and charges; authorizing a borrower to rescind an installment loan within a specified period; requiring the licensee to refund or credit the borrower certain charges under specified conditions; prohibiting a licensee from making payments to a person as a reward for referring loan applications to the licensee under certain circumstances, etc.

Effective Date: 7/1/2015
Last Action: 5/1/2015 Senate - Died in Banking and Insurance
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Commerce and Tourism (CM)
  3. Fiscal Policy (FP)

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  • Bill History

    Date Chamber Action
    2/18/2015 Senate • Filed
    2/27/2015 Senate • Referred to Banking and Insurance; Commerce and Tourism; Fiscal Policy -SJ 101
    3/3/2015 Senate • Introduced -SJ 101
    5/1/2015 Senate • Died in Banking and Insurance

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  • SB 1012, Original Filed Version (Current Bill Version) Posted 2/18/2015 at 1:02 PM

    Bill Text:   Web Page | PDF
    Analyses:   None

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 1081 Consumer Loans Burton Similar Last Action: 4/28/2015 H Died in Regulatory Affairs Committee
    Location: In committee/council (RAC)

    Citations - Statutes (2)

    Citation Catchline Location in Bill Location In Bill Help
    516.031 Finance charge; maximum rates. Page 1 (pdf)
    516.07 Grounds for denial of license or for disciplinary action. Page 3 (pdf)

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