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The Florida Senate

SB 896: Motor Vehicle Insurance


Motor Vehicle Insurance; Citing this act as the “Responsible Roadways Act”; providing that motor vehicle liability policies issued or renewed after a specified date may not include personal injury protection; increasing the minimum required limits of bodily injury and property damage liability coverages for proof of financial responsibility; providing that, under certain third-party claims, a motor vehicle liability insurer is not liable beyond available policy limits if it meets certain conditions; repealing provisions which comprise the Florida Motor Vehicle No-Fault Law, etc.

Effective Date: Except as otherwise expressly provided in this act and except for this section, which shall take effect upon this act becoming a law, this act shall take effect January 1, 2021
Last Action: 5/3/2019 Senate - Died in Infrastructure and Security, companion bill(s) passed, see CS/CS/CS/HB 301 (Ch. 2019-108)
Bill Text: Web Page | PDF
Senate Committee References:
  1. Infrastructure and Security (IS)
  2. Banking and Insurance (BI)
  3. Appropriations (AP)

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  • Bill History

    Date Chamber Action
    2/8/2019 Senate • Filed
    2/19/2019 Senate • Referred to Infrastructure and Security; Banking and Insurance; Appropriations -SJ 102
    3/5/2019 Senate • Introduced -SJ 101
    5/3/2019 Senate • Indefinitely postponed and withdrawn from consideration
    • Died in Infrastructure and Security, companion bill(s) passed, see CS/CS/CS/HB 301 (Ch. 2019-108)

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  • SB 896, Original Filed Version (Current Bill Version) Posted 2/8/2019 at 10:22 AM

    Bill Text:   Web Page | PDF
    Analyses:   None

    Related Bills (4)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 733 Motor Vehicle Insurance Grall Similar Last Action: 5/3/2019 H Died in Insurance and Banking Subcommittee
    H 301 (er) Insurance Insurance and Banking Subcommittee Compare Last Action: 6/18/2019 Chapter No. 2019-108
    S 1052 (c1) Motor Vehicle Insurance Lee Compare Last Action: 5/3/2019 S Died in Appropriations
    S 1464 Fair Settlement Act Brandes Compare Last Action: 5/3/2019 S Died in Banking and Insurance, companion bill(s) passed, see CS/CS/CS/HB 301 (Ch. 2019-108)

    Citations - Statutes (58)

    Citation Catchline Location in Bill Location In Bill Help
    316.646 Security required; proof of security and display thereof. Page 4 (pdf)
    318.18 Amount of penalties. Page 5 (pdf)
    320.02 Registration required; application for registration; forms. Page 6 (pdf)
    320.0609 Transfer and exchange of registration license plates; transfer fee. Page 9 (pdf)
    320.27 Motor vehicle dealers. Page 9 (pdf)
    320.771 License required of recreational vehicle dealers. Page 12 (pdf)
    322.251 Notice of cancellation, suspension, revocation, or disqualification of license. Page 13 (pdf)
    322.34 Driving while license suspended, revoked, canceled, or disqualified. Page 14 (pdf)
    324.011 Purpose of chapter. Page 15 (pdf)
    324.015 Page 15 (pdf)
    324.021 Definitions; minimum insurance required. Page 18 (pdf)
    324.022 Financial responsibility for property damage. Page 21 (pdf)
    324.0221 Reports by insurers to the department; suspension of driver license and vehicle registrations; reinstatement. Page 24 (pdf)
    324.032 Manner of proving financial responsibility; for-hire passenger transportation vehicles. Page 26 (pdf)
    324.051 Reports of crashes; suspensions of licenses and registrations. Page 27 (pdf)
    324.091 Notice to department; notice to insurer. Page 29 (pdf)
    324.151 Motor vehicle liability policies; required provisions. Page 30 (pdf)
    324.161 Proof of financial responsibility; deposit. Page 33 (pdf)
    324.171 Self-insurer. Page 33 (pdf)
    324.251 Short title. Page 35 (pdf)
    400.9905 Definitions. Page 35 (pdf)
    400.991 License requirements; background screenings; prohibitions. Page 41 (pdf)
    400.9935 Clinic responsibilities. Page 42 (pdf)
    409.901 Definitions; ss. 409.901-409.920. Page 42 (pdf)
    409.910 Responsibility for payments on behalf of Medicaid-eligible persons when other parties are liable. Page 44 (pdf)
    456.057 Ownership and control of patient records; report or copies of records to be furnished; disclosure of information. Page 45 (pdf)
    456.072 Grounds for discipline; penalties; enforcement. Page 45 (pdf)
    624.155 Civil remedy. Page 46 (pdf)
    626.9541 Unfair methods of competition and unfair or deceptive acts or practices defined. Page 50 (pdf)
    626.989 Investigation by department or Division of Investigative and Forensic Services; compliance; immunity; confidential information; reports to division; division investigator’s power of arrest. Page 57 (pdf)
    627.06501 Insurance discounts for certain persons completing driver improvement course. Page 58 (pdf)
    627.0652 Insurance discounts for certain persons completing safety course. Page 58 (pdf)
    627.0653 Insurance discounts for specified motor vehicle equipment. Page 59 (pdf)
    627.4132 Stacking of coverages prohibited. Page 60 (pdf)
    627.7263 Rental and leasing driver’s insurance to be primary; exception. Page 60 (pdf)
    627.727 Motor vehicle insurance; uninsured and underinsured vehicle coverage; insolvent insurer protection. Page 61 (pdf)
    627.7275 Motor vehicle liability. Page 65 (pdf)
    627.728 Cancellations; nonrenewals. Page 66 (pdf)
    627.7295 Motor vehicle insurance contracts. Page 67 (pdf)
    627.730 Florida Motor Vehicle No-Fault Law. Page 69 (pdf)
    627.731 Purpose. Page 69 (pdf)
    627.7311 Effect of law on personal injury protection policies. Page 69 (pdf)
    627.732 Definitions. Page 69 (pdf)
    627.733 Required security. Page 70 (pdf)
    627.734 Proof of security; security requirements; penalties. Page 70 (pdf)
    627.736 Required personal injury protection benefits; exclusions; priority; claims. Page 70 (pdf)
    627.737 Tort exemption; limitation on right to damages; punitive damages. Page 70 (pdf)
    627.739 Personal injury protection; optional limitations; deductibles. Page 70 (pdf)
    627.7401 Notification of insured’s rights. Page 70 (pdf)
    627.7403 Mandatory joinder of derivative claim. Page 70 (pdf)
    627.7405 Insurers’ right of reimbursement. Page 70 (pdf)
    627.7407 Application of the Florida Motor Vehicle No-Fault Law. Page 70 (pdf)
    627.748 Transportation network companies. Page 70 (pdf)
    627.8405 Prohibited acts; financing companies. Page 73 (pdf)
    628.909 Applicability of other laws. Page 74 (pdf)
    705.184 Derelict or abandoned motor vehicles on the premises of public-use airports. Page 75 (pdf)
    713.78 Liens for recovering, towing, or storing vehicles and vessels. Page 79 (pdf)
    817.234 False and fraudulent insurance claims. Page 80 (pdf)

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