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HB 857: Business Services

GENERAL BILL by Fernandez-Barquin ; (CO-INTRODUCERS) Altman ; Jones ; Perez ; Santiago

Business Services; Creates Access to Responsible Credit Pilot Program within OFR to provide consumer loans; requires persons to obtain program license from office before engaging in certain actions relating to program loans; requires program licensee's program branch offices to be licensed; provides requirements for program licensees, program loans, loan repayments, loan rescissions, interest rates, program loan refinancing, receipts, disclosures & statements provided by program licensees to borrowers, origination fees, insufficient funds fees, & delinquency charges; authorizes program licensees to provide program loans only to residents of specified counties; specifies program loan underwriting requirements for program licensees. APPROPRIATION: $407,520

Effective Date: 7/1/2020
Last Action: 3/14/2020 House - Died in Insurance and Banking Subcommittee
Bill Text: PDF

Bill History

Date Chamber Action
12/4/2019 House • Filed
12/16/2019 House • Referred to Insurance and Banking Subcommittee; Government Operations and Technology Appropriations Subcommittee; Commerce Committee -HJ 73
1/14/2020 House • Introduced -HJ 73
3/14/2020 House • Indefinitely postponed and withdrawn from consideration
• Died in Insurance and Banking Subcommittee