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The Florida Senate

HB 1525: Motor Vehicle Insurance

GENERAL BILL by Grall

Motor Vehicle Insurance; Repeals Florida Motor Vehicle No-Fault Law; revises liability insurance requirements for motor vehicle dealer applicants, recreational vehicle dealer license applicants, & motor vehicle owners or operators; revises financial responsibility requirements for owners or lessees of for-hire passenger transportation vehicles; revises requirements for motor vehicle liability insurance policies relating to coverage, & exclusion from coverage, for certain drivers & vehicles; revises minimum net worth requirements to qualify certain persons as self-insurers; specifies persons whom medical payments coverage must protect; specifies minimum medical expense limits; specifies coverage options that insurer is required & authorized to offer; revises insurance requirements for transportation network company drivers. APPROPRIATION: $83,651

Effective Date: 7/1/2023
Last Action: 3/14/2022 House - Died in Judiciary Committee
Bill Text: PDF

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  • Bill History

    Date Chamber Action
    1/10/2022 House • Filed
    1/11/2022 House • 1st Reading (Original Filed Version)
    1/16/2022 House • Referred to Civil Justice & Property Rights Subcommittee
    • Referred to Judiciary Committee
    • Now in Civil Justice & Property Rights Subcommittee
    2/3/2022 House • Added to Civil Justice & Property Rights Subcommittee agenda
    2/7/2022 House • Favorable by Civil Justice & Property Rights Subcommittee
    • Reported out of Civil Justice & Property Rights Subcommittee
    • Now in Judiciary Committee
    3/12/2022 House • Indefinitely postponed and withdrawn from consideration
    3/14/2022 House • Died in Judiciary Committee

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  • HB 1525, Original Filed Version (Current Bill Version) Posted 1/10/2022 at 8:07 PM

    Bill Text:   PDF
    Analyses:   Civil Justice and Property Rights Subcommittee (Post-Meeting) 2/7/2022 (pdf)

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 150 Motor Vehicle Insurance Burgess Similar Last Action: 3/14/2022 S Died in Judiciary

    Citations - Statutes (72)

    Citation Catchline Location in Bill Location In Bill Help
    316.2122 Operation of a low-speed vehicle, mini truck, or low-speed autonomous delivery vehicle on certain roadways. Page 9 (pdf)
    316.646 Security required; proof of security and display thereof. Page 9 (pdf)
    318.18 Amount of penalties. Page 10 (pdf)
    320.02 Registration required; application for registration; forms. Page 12 (pdf)
    320.0609 Transfer and exchange of registration license plates; transfer fee. Page 15 (pdf)
    320.27 Motor vehicle dealers. Page 16 (pdf)
    320.771 License required of recreational vehicle dealers. Page 20 (pdf)
    322.251 Notice of cancellation, suspension, revocation, or disqualification of license. Page 21 (pdf)
    322.34 Driving while license suspended, revoked, canceled, or disqualified. Page 22 (pdf)
    324.011 Purpose of chapter. Page 22 (pdf)
    324.021 Definitions; minimum insurance required. Page 24 (pdf)
    324.022 Financial responsibility for property damage. Page 29 (pdf)
    324.0221 Reports by insurers to the department; suspension of driver license and vehicle registrations; reinstatement. Page 33 (pdf)
    324.0222 Page 35 (pdf)
    324.023 Financial responsibility for bodily injury or death. Page 35 (pdf)
    324.031 Manner of proving financial responsibility. Page 36 (pdf)
    324.032 Manner of proving financial responsibility; for-hire passenger transportation vehicles. Page 38 (pdf)
    324.051 Reports of crashes; suspensions of licenses and registrations. Page 41 (pdf)
    324.071 Reinstatement; renewal of license; reinstatement fee. Page 43 (pdf)
    324.091 Notice to department; notice to insurer. Page 44 (pdf)
    324.151 Motor vehicle liability policies; required provisions. Page 45 (pdf)
    324.161 Proof of financial responsibility; deposit. Page 48 (pdf)
    324.171 Self-insurer. Page 49 (pdf)
    324.251 Short title. Page 51 (pdf)
    400.9905 Definitions. Page 51 (pdf)
    400.991 License requirements; background screenings; prohibitions. Page 61 (pdf)
    400.9935 Clinic responsibilities. Page 62 (pdf)
    409.901 Definitions; ss. 409.901-409.920. Page 63 (pdf)
    409.910 Responsibility for payments on behalf of Medicaid-eligible persons when other parties are liable. Page 64 (pdf)
    456.057 Ownership and control of patient records; report or copies of records to be furnished; disclosure of information. Page 66 (pdf)
    456.072 Grounds for discipline; penalties; enforcement. Page 66 (pdf)
    626.9541 Unfair methods of competition and unfair or deceptive acts or practices defined. Page 67 (pdf)
    626.989 Investigation by department or Division of Investigative and Forensic Services; compliance; immunity; confidential information; reports to division; division investigator’s power of arrest. Page 75 (pdf)
    627.06501 Insurance discounts for certain persons completing driver improvement course. Page 77 (pdf)
    627.0651 Making and use of rates for motor vehicle insurance. Page 77 (pdf)
    627.0652 Insurance discounts for certain persons completing safety course. Page 78 (pdf)
    627.0653 Insurance discounts for specified motor vehicle equipment. Page 78 (pdf)
    627.4132 Stacking of coverages prohibited. Page 79 (pdf)
    627.4137 Disclosure of certain information required. Page 80 (pdf)
    627.7263 Rental and leasing driver’s insurance to be primary; exception. Page 81 (pdf)
    627.7265 Page 83 (pdf)
    627.727 Motor vehicle insurance; uninsured and underinsured vehicle coverage; insolvent insurer protection. Page 85 (pdf)
    627.7275 Motor vehicle liability. Page 89 (pdf)
    627.72761 Page 91 (pdf)
    627.7278 Page 92 (pdf)
    627.728 Cancellations; nonrenewals. Page 97 (pdf)
    627.7295 Motor vehicle insurance contracts. Page 98 (pdf)
    627.730 Florida Motor Vehicle No-Fault Law. Page 8 (pdf)
    627.731 Purpose. Page 8 (pdf)
    627.7311 Effect of law on personal injury protection policies. Page 8 (pdf)
    627.732 Definitions. Page 8 (pdf)
    627.733 Required security. Page 8 (pdf)
    627.734 Proof of security; security requirements; penalties. Page 8 (pdf)
    627.736 Required personal injury protection benefits; exclusions; priority; claims. Page 8 (pdf)
    627.737 Tort exemption; limitation on right to damages; punitive damages. Page 8 (pdf)
    627.739 Personal injury protection; optional limitations; deductibles. Page 8 (pdf)
    627.7401 Notification of insured’s rights. Page 8 (pdf)
    627.7403 Mandatory joinder of derivative claim. Page 8 (pdf)
    627.7405 Insurers’ right of reimbursement. Page 9 (pdf)
    627.7407 Application of the Florida Motor Vehicle No-Fault Law. Page 9 (pdf)
    627.7415 Commercial motor vehicles; additional liability insurance coverage. Page 101 (pdf)
    627.747 Named driver exclusion. Page 102 (pdf)
    627.748 Transportation network companies. Page 103 (pdf)
    627.7483 Peer-to-peer car sharing; insurance requirements. Page 108 (pdf)
    627.749 Autonomous vehicles; insurance requirements. Page 113 (pdf)
    627.8405 Prohibited acts; financing companies. Page 114 (pdf)
    627.915 Insurer experience reporting. Page 115 (pdf)
    628.909 Applicability of other laws. Page 117 (pdf)
    705.184 Derelict or abandoned motor vehicles on the premises of public-use airports. Page 118 (pdf)
    713.78 Liens for recovering, towing, or storing vehicles and vessels. Page 122 (pdf)
    768.852 Page 125 (pdf)
    817.234 False and fraudulent insurance claims. Page 126 (pdf)

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