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CS/SB 2-D: Property Insurance

GENERAL BILL by Appropriations ; Boyd

Property Insurance; Creating the Reinsurance to Assist Policyholders program to be administered by the State Board of Administration; requiring certain property insurers to obtain coverage under the program; revising homeowner eligibility criteria for mitigation grants; requiring claimants to establish that property insurers have breached the insurance contract to prevail in certain claims for damages; requiring the Office of Insurance Regulation to aggregate on a statewide basis and make publicly available certain data submitted by insurers and insurer groups, etc. APPROPRIATION: $150,000,000

Effective Date: except as otherwise provided
 Last Action: 6/29/2022 - Chapter No. 2022-268
Bill Text: Web Page | PDF
Senate Committee References:
  1. Appropriations (AP)

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  • Bill History

    Date Chamber Action
    5/20/2022 Senate • Filed
    • Referred to Appropriations -SJ 2
    • On Committee agenda-- Appropriations, 05/23/22, 10:30 am, 412 Knott Building
    5/23/2022 Senate • CS by- Appropriations; YEAS 19 NAYS 2 -SJ 4
    • Pending reference review -under Rule 4.7(2) - (Committee Substitute)
    • Placed on Calendar, on 2nd reading
    • Placed on Special Order Calendar, 05/24/22
    • Introduced -SJ 2
    • CS by Appropriations read 1st time -SJ 4
    5/24/2022 Senate • Read 2nd time -SJ 13
    • Amendment(s) adopted (484216, 522372, 909730) -SJ 13
    • Amendment(s) failed (116884, 125058, 139186, 157972, 220380, 287014, 322868, 352416, 367274, 422768, 453462, 503666, 508274, 578438, 690394, 746282, 770908, 821180, 921852, 948766) -SJ 14
    • Read 3rd time -SJ 27
    • CS passed as amended; YEAS 30 NAYS 9 -SJ 27
    5/24/2022 House • In Messages
    • Bill referred to House Calendar
    • Bill added to Special Order Calendar (5/25/2022)
    • 1st Reading (Engrossed 1)
    5/25/2022 House • Read 2nd time
    • Amendment 681689 ruled out of order
    • Amendment 603415 Failed
    • Amendment 049687 Failed
    • Amendment 625343 temporarily postponed
    • Amendment 551411 Failed
    • Amendment 386139 Failed
    • Amendment 103441 Failed
    • Amendment 644665 Failed
    • Amendment 625343 Failed
    • Amendment 779627 Failed
    • Amendment 089233 Failed
    • Amendment 716817 Failed
    • Amendment 030587 Failed
    • Amendment 397785 Failed
    • Amendment 022983 Failed
    • Amendment 400891 Failed
    • Amendment 965699 Failed
    • Amendment 173275 Failed
    • Amendment 160261 Failed
    • Amendment 896531 ruled out of order
    • Amendment 356725 Failed
    • Amendment 716407 Failed
    • Amendment 510139 Failed
    • Read 3rd time
    • CS passed; YEAS 95, NAYS 14
    5/25/2022 Senate • Ordered enrolled -SJ 39
    5/26/2022 • Signed by Officers and presented to Governor -SJ 39
    • Approved by Governor -SJ 39
    6/29/2022 • Chapter No. 2022-268

    Top of SectionTop of Page

  • CS/SB 2-D, Enrolled (Current Bill Version) Posted 5/25/2022 at 3:24 PM

    Bill Text:   Web Page | PDF
    Analyses:   None

    Related Bills (3)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 1D (c1) Property Insurance Appropriations Committee Identical Last Action: 5/25/2022 H Laid on Table; companion bill(s) passed, see CS/SB 2-D (Ch. 2022-268) Track This Bill
    H 11D Insurance Gottlieb Compare Last Action: 5/18/2022 H Withdrawn prior to introduction; companion bill(s) passed, see CS/SB 2-D (Ch. 2022-268) Track This Bill
    H 15D Homeowners' Insurance Policies Hinson Compare Last Action: 5/24/2022 H Withdrawn prior to introduction; companion bill(s) passed, see CS/SB 2-D (Ch. 2022-268) Track This Bill

    Citations - Statutes (19)

    Citation Catchline Location in Bill Location In Bill Help
    215.5551 Page 6 (pdf)
    215.5586 My Safe Florida Home Program. Page 16 (pdf)
    489.147 Prohibited property insurance practices. Page 20 (pdf)
    624.1551 Page 21 (pdf)
    624.307 General powers; duties. Page 21 (pdf)
    624.313 Publications. Page 22 (pdf)
    624.315 Department; annual report. Page 22 (pdf)
    624.424 Annual statement and other information. Page 23 (pdf)
    626.9373 Attorney fees. Page 24 (pdf)
    627.428 Attorney fees. Page 25 (pdf)
    627.701 Liability of insureds; coinsurance; deductibles. Page 26 (pdf)
    627.7011 Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. Page 30 (pdf)
    627.70131 Insurer’s duty to acknowledge communications regarding claims; investigation. Page 32 (pdf)
    627.70152 Suits arising under a property insurance policy. Page 35 (pdf)
    627.7142 Homeowner Claims Bill of Rights. Page 36 (pdf)
    627.7152 Assignment agreements. Page 40 (pdf)
    627.7154 Page 45 (pdf)
    631.031 Initiation and commencement of delinquency proceeding. Page 51 (pdf)
    631.398 Prevention of insolvencies. Page 52 (pdf)

    Top of SectionTop of Page

  • CS/SB 2-D, Engrossed 1 Posted 5/24/2022 at 5:17 PM

    Bill Text:   Web Page | PDF
    Analyses:   None

    Related Bills (3)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 1D (c1) Property Insurance Appropriations Committee Identical Last Action: 5/25/2022 H Laid on Table; companion bill(s) passed, see CS/SB 2-D (Ch. 2022-268) Track This Bill
    H 11D Insurance Gottlieb Compare Last Action: 5/18/2022 H Withdrawn prior to introduction; companion bill(s) passed, see CS/SB 2-D (Ch. 2022-268) Track This Bill
    H 15D Homeowners' Insurance Policies Hinson Compare Last Action: 5/24/2022 H Withdrawn prior to introduction; companion bill(s) passed, see CS/SB 2-D (Ch. 2022-268) Track This Bill

    Floor Amendments (28)

    Amendment Sponsor Filed Last Floor Action Format
    846531 - Amendment
    Between lines 170 and 171, insert:     		Eskamani 5/24/2022
    6:10 PM     		House: Withdrawn
    5/25/2022     		PDF
    681689 - Amendment
    Between lines 170 and 171, insert:     		Nixon 5/24/2022
    8:45 PM     		House: Ruled Out of Order
    5/25/2022     		PDF
    787053 - Amendment
    Between lines 170 and 171, insert:     		Eskamani 5/24/2022
    10:40 PM     		House: Withdrawn
    5/25/2022     		PDF
    603415 - Amendment
    Remove lines 268-562 and insert:     		Learned 5/25/2022
    7:59 AM     		House: Failed
    5/25/2022     		PDF
    049687 - Amendment
    Remove line 456 and insert:     		Grieco 5/24/2022
    10:24 PM     		House: Failed
    5/25/2022     		PDF
    625343 - Amendment
    Remove lines 539-540 and insert:     		Edmonds 5/24/2022
    5:41 PM     		House: Failed
    5/25/2022     		PDF
    551411 - Amendment
    Remove lines 588-594     		Joseph 5/24/2022
    10:31 PM     		House: Failed
    5/25/2022     		PDF
    302997 - Amendment
    Between lines 608 and 609, insert:     		Campbell 5/24/2022
    11:41 PM     		House: Withdrawn
    5/25/2022     		PDF
    386139 - Amendment
    Between lines 653 and 654, insert:     		Hinson 5/24/2022
    10:59 PM     		House: Failed
    5/25/2022     		PDF
    103441 - Amendment
    Remove lines 657-688 and insert:     		Eskamani 5/24/2022
    6:06 PM     		House: Failed
    5/25/2022     		PDF
    644665 - Amendment
    Between lines 679 and 680, insert:     		Edmonds 5/24/2022
    5:47 PM     		House: Failed
    5/25/2022     		PDF
    779627 - Amendment
    Between lines 712 and 713, insert:     		Bartleman 5/24/2022
    7:52 PM     		House: Failed
    5/25/2022     		PDF
    089233 - Amendment
    Remove line 821 and insert:     		Williams 5/25/2022
    12:05 AM     		House: Failed
    5/25/2022     		PDF
    716817 - Amendment
    Between lines 864 and 865, insert:     		Skidmore 5/24/2022
    9:07 PM     		House: Failed
    5/25/2022     		PDF
    030587 - Amendment
    Remove line 961 and insert:     		Grieco 5/24/2022
    10:28 PM     		House: Failed
    5/25/2022     		PDF
    397785 - Amendment
    Remove lines 961-974 and insert:     		Grieco 5/24/2022
    10:28 PM     		House: Failed
    5/25/2022     		PDF
    022983 - Amendment
    Between lines 988 and 989, insert:     		Grieco 5/24/2022
    10:24 PM     		House: Failed
    5/25/2022     		PDF
    400891 - Amendment
    Between lines 1469 and 1470, insert:     		Jenne 5/24/2022
    7:44 PM     		House: Failed
    5/25/2022     		PDF
    057481 - Amendment
    Between lines 1490 and 1491, insert:     		Bartleman 5/24/2022
    7:51 PM     		House: Withdrawn
    5/25/2022     		PDF
    072035 - Amendment
    Between lines 1490 and 1491, insert:     		Learned 5/25/2022
    7:59 AM     		House: Withdrawn
    5/25/2022     		PDF
    602153 - Amendment
    Between lines 1531 and 1532, insert:     		Eskamani 5/24/2022
    6:07 PM     		House: Withdrawn
    5/25/2022     		PDF
    965699 - Amendment
    Between lines 1531 and 1532, insert:     		Omphroy 5/24/2022
    6:16 PM     		House: Failed
    5/25/2022     		PDF
    173275 - Amendment
    Between lines 1531 and 1532, insert:     		Jenne 5/24/2022
    7:44 PM     		House: Failed
    5/25/2022     		PDF
    160261 - Amendment
    Between lines 1531 and 1532, insert:     		Bartleman 5/24/2022
    7:52 PM     		House: Failed
    5/25/2022     		PDF
    896531 - Amendment
    Between lines 1531 and 1532, insert:     		Nixon 5/24/2022
    8:34 PM     		House: Ruled Out of Order
    5/25/2022     		PDF
    356725 - Amendment
    Between lines 1531 and 1532, insert:     		Geller 5/24/2022
    9:46 PM     		House: Failed
    5/25/2022     		PDF
    716407 - Amendment
    Between lines 1531 and 1532, insert:     		Eskamani 5/24/2022
    10:43 PM     		House: Failed
    5/25/2022     		PDF
    510139 - Amendment
    Between lines 1531 and 1532, insert:     		Hinson 5/24/2022
    10:59 PM     		House: Failed
    5/25/2022     		PDF

    Floor Votes (10)

    Date Chamber Result
    5/25/2022 11:38 AM House 107 Yeas - 0 Nays
    5/25/2022 12:19 PM House - Amendment 049687 35 Yeas - 72 Nays
    5/25/2022 12:25 PM House - Amendment 551411 36 Yeas - 72 Nays
    5/25/2022 12:34 PM House - Amendment 103441 36 Yeas - 72 Nays
    5/25/2022 12:46 PM House - Amendment 089233 37 Yeas - 72 Nays
    5/25/2022 12:55 PM House - Amendment 400891 38 Yeas - 71 Nays
    5/25/2022 1:00 PM House - Amendment 173275 37 Yeas - 72 Nays
    5/25/2022 1:06 PM House - Amendment 356725 38 Yeas - 71 Nays
    5/25/2022 1:12 PM House - Amendment 510139 38 Yeas - 72 Nays
    5/25/2022 3:05 PM House 95 Yeas - 14 Nays

    Citations - Statutes (19)

    Citation Catchline Location in Bill Location In Bill Help
    215.5551 Page 6 (pdf)
    215.5586 My Safe Florida Home Program. Page 16 (pdf)
    489.147 Prohibited property insurance practices. Page 20 (pdf)
    624.1551 Page 21 (pdf)
    624.307 General powers; duties. Page 21 (pdf)
    624.313 Publications. Page 22 (pdf)
    624.315 Department; annual report. Page 22 (pdf)
    624.424 Annual statement and other information. Page 23 (pdf)
    626.9373 Attorney fees. Page 24 (pdf)
    627.428 Attorney fees. Page 25 (pdf)
    627.701 Liability of insureds; coinsurance; deductibles. Page 26 (pdf)
    627.7011 Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. Page 30 (pdf)
    627.70131 Insurer’s duty to acknowledge communications regarding claims; investigation. Page 32 (pdf)
    627.70152 Suits arising under a property insurance policy. Page 35 (pdf)
    627.7142 Homeowner Claims Bill of Rights. Page 36 (pdf)
    627.7152 Assignment agreements. Page 40 (pdf)
    627.7154 Page 45 (pdf)
    631.031 Initiation and commencement of delinquency proceeding. Page 51 (pdf)
    631.398 Prevention of insolvencies. Page 52 (pdf)

    Top of SectionTop of Page

  • CS/SB 2-D, Committee Substitute 1 Posted 5/23/2022 at 4:16 PM

    Bill Text:   Web Page | PDF
    Analyses:   Appropriations (Post-Meeting) 5/23/2022 (pdf)

    Related Bills (3)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 1D Property Insurance Appropriations Committee Similar Last Action: 5/25/2022 H Laid on Table; companion bill(s) passed, see CS/SB 2-D (Ch. 2022-268) Track This Bill
    H 11D Insurance Gottlieb Compare Last Action: 5/18/2022 H Withdrawn prior to introduction; companion bill(s) passed, see CS/SB 2-D (Ch. 2022-268) Track This Bill
    H 15D Homeowners' Insurance Policies Hinson Compare Last Action: 5/24/2022 H Withdrawn prior to introduction; companion bill(s) passed, see CS/SB 2-D (Ch. 2022-268) Track This Bill

    Floor Amendments (25)

    Amendment Sponsor Filed Last Floor Action Format
    909730 - Amendment
    Delete lines 369 - 373 and insert:     		Boyd 5/23/2022
    4:36 PM     		Senate: Adopted
    5/24/2022     		Web Page
    PDF
    522372 - Amendment
    Between lines 525 and 526 insert:     		Boyd 5/23/2022
    4:37 PM     		Senate: Adopted
    5/24/2022     		Web Page
    PDF
    125058 - Amendment
    Delete lines 555 - 558 and insert:     		Polsky 5/24/2022
    8:48 AM     		Senate: Failed
    5/24/2022     		Web Page
    PDF
    508274 - Amendment
    Between lines 617 and 618 insert:     		Taddeo 5/23/2022
    4:46 PM     		Senate: Failed
    5/24/2022     		Web Page
    PDF
    287014 - Amendment
    Between lines 617 and 618 insert:     		Farmer 5/23/2022
    5:51 PM     		Senate: Failed
    5/24/2022     		Web Page
    PDF
    948766 - Amendment
    Between lines 617 and 618 insert:     		Farmer 5/23/2022
    5:52 PM     		Senate: Failed
    5/24/2022     		Web Page
    PDF
    921852 - Amendment
    Delete lines 621 - 652 and insert:     		Farmer 5/23/2022
    5:37 PM     		Senate: Failed
    5/24/2022     		Web Page
    PDF
    821180 - Amendment
    Between lines 652 and 653 insert:     		Farmer 5/23/2022
    5:57 PM     		Senate: Failed
    5/24/2022     		Web Page
    PDF
    422768 - Amendment
    Between lines 676 and 677 insert:     		Taddeo 5/23/2022
    5:02 PM     		Senate: Failed
    5/24/2022     		Web Page
    PDF
    139186 - Amendment
    Between lines 676 and 677 insert:     		Farmer 5/23/2022
    5:39 PM     		Senate: Failed
    5/24/2022     		Web Page
    PDF
    367274 - Amendment
    Between lines 676 and 677 insert:     		Farmer 5/23/2022
    5:39 PM     		Senate: Failed
    5/24/2022     		Web Page
    PDF
    690394 - Amendment
    Between lines 676 and 677 insert:     		Farmer 5/23/2022
    5:42 PM     		Senate: Failed
    5/24/2022     		Web Page
    PDF
    116884 - Amendment
    Between lines 676 and 677 insert:     		Taddeo 5/23/2022
    6:13 PM     		Senate: Failed
    5/24/2022     		Web Page
    PDF
    746282 - Amendment
    Delete line 785 and insert:     		Powell 5/24/2022
    11:32 AM     		Senate: Failed
    5/24/2022     		Web Page
    PDF
    484216 - Amendment
    Between lines 879 and 880 insert:     		Boyd 5/24/2022
    10:58 AM     		Senate: Adopted
    5/24/2022     		Web Page
    PDF
    352416 - Amendment
    Between lines 993 and 994 insert:     		Rouson 5/24/2022
    8:24 AM     		Senate: Failed
    5/24/2022     		Web Page
    PDF
    518252 - Amendment
    Between lines 1426 and 1427 insert:     		Farmer 5/23/2022
    5:21 PM     		Senate: Withdrawn
    5/24/2022     		Web Page
    PDF
    503666 - Amendment
    Between lines 1426 and 1427 insert:     		Osgood 5/24/2022
    9:25 AM     		Senate: Failed
    5/24/2022     		Web Page
    PDF
    157972 - Amendment
    Between lines 1488 and 1489 insert:     		Taddeo 5/23/2022
    4:58 PM     		Senate: Failed
    5/24/2022     		Web Page
    PDF
    770908 - Amendment
    Between lines 1488 and 1489 insert:     		Book 5/23/2022
    5:36 PM     		Senate: Failed
    5/24/2022     		Web Page
    PDF
    322868 - Amendment
    Between lines 1488 and 1489 insert:     		Farmer 5/23/2022
    5:47 PM     		Senate: Failed
    5/24/2022     		Web Page
    PDF
    220380 - Amendment
    Between lines 1488 and 1489 insert:     		Farmer 5/23/2022
    6:28 PM     		Senate: Failed
    5/24/2022     		Web Page
    PDF
    578438 - Amendment
    Between lines 1488 and 1489 insert:     		Bracy 5/24/2022
    8:44 AM     		Senate: Failed
    5/24/2022     		Web Page
    PDF
    305960 - Amendment
    Between lines 1488 and 1489 insert:     		Gibson 5/24/2022
    10:13 AM     		Senate: Withdrawn
    5/24/2022     		Web Page
    PDF
    453462 - Amendment
    Between lines 1488 and 1489 insert:     		Book 5/24/2022
    10:45 AM     		Senate: Failed
    5/24/2022     		Web Page
    PDF

    Floor Votes (7)

    Date Chamber Result
    5/24/2022 11:45 AM Senate - Amendment 508274 15 Yeas - 24 Nays
    5/24/2022 12:12 PM Senate - Amendment 770908 16 Yeas - 23 Nays
    5/24/2022 12:33 PM Senate - Amendment 352416 14 Yeas - 24 Nays
    5/24/2022 12:40 PM Senate - Amendment 578438 16 Yeas - 23 Nays
    5/24/2022 12:44 PM Senate - Amendment 125058 16 Yeas - 22 Nays
    5/24/2022 12:48 PM Senate - Amendment 503666 16 Yeas - 23 Nays
    5/24/2022 5:03 PM Senate 30 Yeas - 9 Nays

    Citations - Statutes (19)

    Citation Catchline Location in Bill Location In Bill Help
    215.5551 Page 6 (pdf)
    215.5586 My Safe Florida Home Program. Page 16 (pdf)
    489.147 Prohibited property insurance practices. Page 19 (pdf)
    624.1551 Page 20 (pdf)
    624.307 General powers; duties. Page 20 (pdf)
    624.313 Publications. Page 20 (pdf)
    624.315 Department; annual report. Page 21 (pdf)
    624.424 Annual statement and other information. Page 22 (pdf)
    626.9373 Attorney fees. Page 23 (pdf)
    627.428 Attorney fees. Page 24 (pdf)
    627.701 Liability of insureds; coinsurance; deductibles. Page 25 (pdf)
    627.7011 Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. Page 29 (pdf)
    627.70131 Insurer’s duty to acknowledge communications regarding claims; investigation. Page 31 (pdf)
    627.70152 Suits arising under a property insurance policy. Page 33 (pdf)
    627.7142 Homeowner Claims Bill of Rights. Page 35 (pdf)
    627.7152 Assignment agreements. Page 39 (pdf)
    627.7154 Page 44 (pdf)
    631.031 Initiation and commencement of delinquency proceeding. Page 50 (pdf)
    631.398 Prevention of insolvencies. Page 50 (pdf)

    Top of SectionTop of Page

  • SB 2-D, Original Filed Version Posted 5/20/2022 at 7:51 PM

    Bill Text:   Web Page | PDF
    Analyses:   Appropriations (Pre-Meeting) 5/22/2022 (pdf)

    Related Bills (3)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 1D Property Insurance Appropriations Committee Identical Last Action: 5/25/2022 H Laid on Table; companion bill(s) passed, see CS/SB 2-D (Ch. 2022-268) Track This Bill
    H 11D Insurance Gottlieb Compare Last Action: 5/18/2022 H Withdrawn prior to introduction; companion bill(s) passed, see CS/SB 2-D (Ch. 2022-268) Track This Bill
    H 15D Homeowners' Insurance Policies Hinson Compare Last Action: 5/24/2022 H Withdrawn prior to introduction; companion bill(s) passed, see CS/SB 2-D (Ch. 2022-268) Track This Bill

    Committee Amendments (10)

    Amendment Sponsor Filed Last Committee Action Format
    892970 - Amendment
    Delete lines 337 - 490 and insert:     		Appropriations
    (Boyd)     		5/22/2022
    11:29 PM     		Replaced by Committee Substitute
    5/23/2022     		Web Page
    PDF
    624398 - Amendment
    Delete lines 579 - 632 and insert:     		Appropriations
    (Boyd)     		5/22/2022
    11:30 PM     		Replaced by Committee Substitute
    5/23/2022     		Web Page
    PDF
    233284 - Amendment
    Delete line 818 and insert:     		Appropriations
    (Powell)     		5/23/2022
    8:34 AM     		Unfavorable
    5/23/2022     		Web Page
    PDF
    142174 - Amendment
    Delete line 899 and insert:     		Appropriations
    (Brandes)     		5/23/2022
    9:26 AM     		Unfavorable
    5/23/2022     		Web Page
    PDF
    920248 - Amendment
    Delete lines 1023 - 1026 and insert:     		Appropriations
    (Rouson)     		5/23/2022
    8:28 AM     		Unfavorable
    5/23/2022     		Web Page
    PDF
    698794 - Amendment
    Delete lines 1295 - 1499 and insert:     		Appropriations
    (Boyd)     		5/22/2022
    11:31 PM     		Replaced by Committee Substitute
    5/23/2022     		Web Page
    PDF
    651870 - Amendment
    Between lines 1512 and 1513 insert:     		Appropriations
    (Gibson)     		5/23/2022
    9:26 AM     		Withdrawn
    5/23/2022     		Web Page
    PDF
    hierarchy 630500 - Substitute Amendment (651870)
    Between lines 1512 and 1513 insert:     		Appropriations
    (Gibson)     		5/23/2022
    10:42 AM
    (Late Filed)     		Unfavorable
    5/23/2022     		Web Page
    PDF
    965780 - Amendment
    Between lines 1512 and 1513 insert:     		Appropriations
    (Book)     		5/23/2022
    9:41 AM     		Unfavorable
    5/23/2022     		Web Page
    PDF
    406018 - Amendment
    Between lines 1512 and 1513 insert:     		Appropriations
    (Pizzo)     		5/23/2022
    9:42 AM     		Withdrawn
    5/23/2022     		Web Page
    PDF

    Committee Votes (1)

    Date Committee Result
    5/23/2022 10:30 AM Appropriations 19 Yeas - 2 Nays

    Citations - Statutes (19)

    Citation Catchline Location in Bill Location In Bill Help
    215.5551 Page 6 (pdf)
    215.5586 My Safe Florida Home Program. Page 16 (pdf)
    489.147 Prohibited property insurance practices. Page 19 (pdf)
    624.1551 Page 20 (pdf)
    624.307 General powers; duties. Page 20 (pdf)
    624.313 Publications. Page 21 (pdf)
    624.315 Department; annual report. Page 22 (pdf)
    624.424 Annual statement and other information. Page 23 (pdf)
    626.9373 Attorney fees. Page 24 (pdf)
    627.428 Attorney fees. Page 25 (pdf)
    627.701 Liability of insureds; coinsurance; deductibles. Page 26 (pdf)
    627.7011 Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. Page 30 (pdf)
    627.70131 Insurer’s duty to acknowledge communications regarding claims; investigation. Page 32 (pdf)
    627.70152 Suits arising under a property insurance policy. Page 34 (pdf)
    627.7142 Homeowner Claims Bill of Rights. Page 36 (pdf)
    627.7152 Assignment agreements. Page 40 (pdf)
    627.7154 Page 45 (pdf)
    631.031 Initiation and commencement of delinquency proceeding. Page 51 (pdf)
    631.398 Prevention of insolvencies. Page 52 (pdf)

    Top of SectionTop of Page