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The Florida Senate

SB 104: Residential Mortgage Loans


Residential Mortgage Loans; Requiring mortgage lenders and mortgage servicers to comply with specified federal law; requiring mortgage servicers and mortgage lenders to assume duties and obligations relating to previously approved first lien loan modifications, foreclosure prevention alternatives, and other loan modifications under certain circumstances; prohibiting mortgage servicers and mortgage lenders from commencing certain civil actions, recording specified notices, or conducting foreclosure sales unless specified conditions are met; prohibiting insurers and insurance agents from engaging in certain acts relating to lender-placed insurance, etc.

Effective Date: 7/1/2023
Last Action: 5/5/2023 Senate - Died in Banking and Insurance
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Judiciary (JU)
  3. Rules (RC)

Bill History

Date Chamber Action
12/21/2022 Senate • Filed
1/4/2023 Senate • Referred to Banking and Insurance; Judiciary; Rules
3/7/2023 Senate • Introduced
5/5/2023 Senate • Died in Banking and Insurance