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CS/CS/SB 1104: Policy Cancellations and Nonrenewals by Property Insurers

GENERAL BILL by Rules ; Judiciary ; Bradley

Policy Cancellations and Nonrenewals by Property Insurers; Prohibiting insurers from canceling and nonrenewing, within certain timeframes, policies covering personal residential or commercial residential properties damaged by hurricanes or wind losses; providing that such prohibition applies to flood damages caused by hurricanes under certain circumstances; providing that an insurer may not cancel personal residential or commercial residential property insurance policies until certain repairs are made or a specified policy renewal expires; providing that certain claims for loss or damage will not be covered under an extended or renewed policy, etc.

Effective Date: 7/1/2024
Last Action: 3/8/2024 House - Died in Messages
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Judiciary (JU)
  3. Rules (RC)

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  • Bill History

    Date Chamber Action
    12/28/2023 Senate • Filed
    1/8/2024 Senate • Referred to Banking and Insurance; Judiciary; Rules
    1/9/2024 Senate • Introduced
    1/17/2024 Senate • On Committee agenda-- Banking and Insurance, 01/22/24, 4:00 pm, 412 Knott Building
    1/22/2024 Senate • Favorable by Banking and Insurance; YEAS 10 NAYS 0
    1/23/2024 Senate • Now in Judiciary
    1/31/2024 Senate • On Committee agenda-- Judiciary, 02/05/24, 2:30 pm, 110 Senate Building
    2/5/2024 Senate • CS by Judiciary; YEAS 9 NAYS 0
    2/6/2024 Senate • Pending reference review under Rule 4.7(2) - (Committee Substitute)
    • Now in Rules
    2/7/2024 Senate • CS by Judiciary read 1st time
    2/21/2024 Senate • On Committee agenda-- Rules, 02/26/24, 2:00 pm, 412 Knott Building
    2/26/2024 Senate • CS/CS by- Rules; YEAS 20 NAYS 0
    2/27/2024 Senate • Pending reference review -under Rule 4.7(2) - (Committee Substitute)
    2/28/2024 Senate • CS/CS by Rules read 1st time
    3/1/2024 Senate • Placed on Calendar, on 2nd reading
    • Placed on Special Order Calendar, 03/04/24
    3/4/2024 Senate • Read 2nd time -SJ 644
    • Read 3rd time -SJ 644
    • CS passed; YEAS 39 NAYS 0 -SJ 644
    3/4/2024 House • In Messages
    3/8/2024 House • Died in Messages

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  • CS/CS/SB 1104, Committee Substitute 2 (Current Bill Version) Posted 2/27/2024 at 3:27 PM

    Bill Text:   Web Page | PDF
    Analyses:   None

    Related Bills (2)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 1149 (c2) Policy Cancellations and Nonrenewals by Property Insurers Insurance & Banking Subcommittee Compare Last Action: 3/8/2024 H Died on Second Reading Calendar
    H 1611 (er) Insurance Insurance & Banking Subcommittee Compare Last Action: 4/25/2024 Signed by Officers and presented to Governor

    Floor Votes (1)

    Date Chamber Result
    3/4/2024 5:52 PM Senate 39 Yeas - 0 Nays

    Citations - Statutes (2)

    Citation Catchline Location in Bill Location In Bill Help
    626.9201 Notice of cancellation or nonrenewal. Page 2 (pdf)
    627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 6 (pdf)

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  • CS/SB 1104, Committee Substitute 1 Posted 2/6/2024 at 4:01 PM

    Bill Text:   Web Page | PDF
    Analyses:   Rules (Pre-Meeting) 2/23/2024 (pdf)
    Rules (Post-Meeting) 2/27/2024 (pdf)

    Related Bills (2)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 1149 (c2) Policy Cancellations and Nonrenewals by Property Insurers Insurance & Banking Subcommittee Similar Last Action: 3/8/2024 H Died on Second Reading Calendar
    H 1611 (c2) Insurance Insurance & Banking Subcommittee Compare Last Action: 4/25/2024 Signed by Officers and presented to Governor

    Committee Amendments (1)

    Amendment Sponsor Filed Last Committee Action Format
    389018 - Amendment
    Delete lines 49 - 197 and insert:
    Rules
    (Bradley)
    2/25/2024
    3:33 PM
    Replaced by Committee Substitute
    2/27/2024
    Web Page
    PDF

    Committee Votes (1)

    Date Committee Result
    2/26/2024 2:00 PM Rules 20 Yeas - 0 Nays

    Citations - Statutes (2)

    Citation Catchline Location in Bill Location In Bill Help
    626.9201 Notice of cancellation or nonrenewal. Page 1 (pdf)
    627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 4 (pdf)

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  • SB 1104, Original Filed Version Posted 12/28/2023 at 8:50 AM

    Bill Text:   Web Page | PDF
    Analyses:   Banking and Insurance (Pre-Meeting) 1/19/2024 (pdf)
    Banking and Insurance (Post-Meeting) 1/23/2024 (pdf)
    Judiciary (Pre-Meeting) 2/2/2024 (pdf)
    Judiciary (Post-Meeting) 2/6/2024 (pdf)

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 1149 Policy Cancellations and Nonrenewals by Property Insurers Insurance & Banking Subcommittee Similar Last Action: 3/8/2024 H Died on Second Reading Calendar

    Committee Amendments (1)

    Amendment Sponsor Filed Last Committee Action Format
    839006 - Amendment (Delete All)
    Delete everything after the enacting clause and insert:
    Judiciary
    (Bradley)
    2/2/2024
    2:30 PM
    Replaced by Committee Substitute
    2/5/2024
    Web Page
    PDF

    Committee Votes (2)

    Date Committee Result
    1/22/2024 4:00 PM Banking and Insurance 10 Yeas - 0 Nays
    2/5/2024 2:30 PM Judiciary 9 Yeas - 0 Nays

    Citations - Statutes (1)

    Citation Catchline Location in Bill Location In Bill Help
    627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 2 (pdf)

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