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Glossary of Legislative Terms

CS/SB 1184: Residual Market Insurers

GENERAL BILL by Banking and Insurance ; DiCeglie

Residual Market Insurers; Revising the conditions for insurance coverage to be eligible for export; transferring to surplus lines insurance those provisions relating to liability of insureds and deductibles; prohibiting policyholders from assigning post-loss insurance benefits under property insurance policies; requiring settlements or verdicts against insureds as a condition precedent to the accrual or maintenance of causes of actions against liability insurers by persons who are not insureds, etc.

Effective Date: 7/1/2025
 Last Action: 3/27/2025 Senate - On Committee agenda-- Judiciary, 04/01/25, 4:00 pm, 110 Senate Building --Temporarily Postponed
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Judiciary (JU)
  3. Rules (RC)

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  • Bill History

    Date Chamber Action
    2/25/2025 Senate • Filed
    3/3/2025 Senate • Referred to Banking and Insurance; Judiciary; Rules
    3/4/2025 Senate • Introduced
    3/12/2025 Senate • On Committee agenda-- Banking and Insurance, 03/17/25, 1:30 pm, 412 Knott Building
    3/17/2025 Senate • CS by Banking and Insurance; YEAS 7 NAYS 0
    3/19/2025 Senate • Pending reference review under Rule 4.7(2) - (Committee Substitute)
    • Now in Judiciary
    • CS by Banking and Insurance read 1st time
    3/27/2025 Senate • On Committee agenda-- Judiciary, 04/01/25, 4:00 pm, 110 Senate Building --Temporarily Postponed

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  • CS/SB 1184, Committee Substitute 1 (Current Bill Version) Posted 3/19/2025 at 2:54 PM

    Bill Text:   Web Page | PDF
    Analyses:   Judiciary (Pre-Meeting) 3/31/2025 (pdf)

    Related Bills (2)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 643 (c2) Insurance Insurance & Banking Subcommittee Compare Last Action: 4/25/2025 S Received Track This Bill
    S 1612 (c2) Financial Services Grall Compare Last Action: 4/30/2025 S Laid on Table, refer to CS/HB 1549 -SJ 976 Track This Bill

    Citations - Statutes (23)

    Citation Catchline Location in Bill Location In Bill Help
    626.913 Surplus Lines Law; short title; purposes. Page 3 (pdf)
    626.914 Definitions. Page 3 (pdf)
    626.916 Eligibility for export. Page 3 (pdf)
    626.918 Eligible surplus lines insurers. Page 48 (pdf)
    626.9261 Page 7 (pdf)
    626.9262 Page 8 (pdf)
    626.9263 Page 15 (pdf)
    626.9264 Page 17 (pdf)
    626.9265 Page 20 (pdf)
    626.9266 Page 21 (pdf)
    626.931 Agent affidavit and insurer reporting requirements. Page 23 (pdf)
    626.932 Surplus lines tax. Page 24 (pdf)
    626.9325 Service fee. Page 49 (pdf)
    626.935 Suspension, revocation, or refusal of surplus lines agent’s license. Page 54 (pdf)
    626.9541 Unfair methods of competition and unfair or deceptive acts or practices defined. Page 49 (pdf)
    627.351 Insurance risk apportionment plans. Page 25 (pdf)
    627.4085 Insurer name, agent name, and license identification number required on application. Page 5 (pdf)
    627.701 Liability of insureds; coinsurance; deductibles. Page 6 (pdf)
    627.70131 Insurer’s duty to acknowledge communications regarding claims; investigation. Page 8 (pdf)
    627.70132 Notice of property insurance claim. Page 14 (pdf)
    627.70152 Suits arising under a property insurance policy. Page 16 (pdf)
    627.715 Flood insurance. Page 55 (pdf)
    627.952 Risk retention and purchasing group agents. Page 22 (pdf)

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  • SB 1184, Original Filed Version Posted 2/25/2025 at 2:06 PM

    Bill Text:   Web Page | PDF
    Analyses:   Banking and Insurance (Pre-Meeting) 3/14/2025 (pdf)
    Banking and Insurance (Post-Meeting) 3/19/2025 (pdf)

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 643 Residual Market Insurers Insurance & Banking Subcommittee Identical Last Action: 4/25/2025 S Received Track This Bill

    Committee Amendments (1)

    Amendment Sponsor Filed Last Committee Action Format
    613174 - Amendment
    Delete lines 80 - 1291 and insert:     		Banking and Insurance
    (DiCeglie)     		3/14/2025
    12:55 PM     		Replaced by Committee Substitute
    3/19/2025     		Web Page
    PDF

    Committee Votes (1)

    Date Committee Result
    3/17/2025 1:30 PM Banking and Insurance 7 Yeas - 0 Nays

    Citations - Statutes (23)

    Citation Catchline Location in Bill Location In Bill Help
    626.913 Surplus Lines Law; short title; purposes. Page 3 (pdf)
    626.914 Definitions. Page 3 (pdf)
    626.916 Eligibility for export. Page 3 (pdf)
    626.918 Eligible surplus lines insurers. Page 48 (pdf)
    626.9261 Page 8 (pdf)
    626.9262 Page 9 (pdf)
    626.9263 Page 16 (pdf)
    626.9264 Page 17 (pdf)
    626.9265 Page 21 (pdf)
    626.9266 Page 21 (pdf)
    626.931 Agent affidavit and insurer reporting requirements. Page 23 (pdf)
    626.932 Surplus lines tax. Page 25 (pdf)
    626.9325 Service fee. Page 49 (pdf)
    626.935 Suspension, revocation, or refusal of surplus lines agent’s license. Page 54 (pdf)
    626.9541 Unfair methods of competition and unfair or deceptive acts or practices defined. Page 50 (pdf)
    627.351 Insurance risk apportionment plans. Page 25 (pdf)
    627.4085 Insurer name, agent name, and license identification number required on application. Page 7 (pdf)
    627.701 Liability of insureds; coinsurance; deductibles. Page 7 (pdf)
    627.70131 Insurer’s duty to acknowledge communications regarding claims; investigation. Page 8 (pdf)
    627.70132 Notice of property insurance claim. Page 15 (pdf)
    627.70152 Suits arising under a property insurance policy. Page 17 (pdf)
    627.715 Flood insurance. Page 55 (pdf)
    627.952 Risk retention and purchasing group agents. Page 22 (pdf)

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