CS/CS/HB 147: Prohibited Practices in Consumer Debt Collection
GENERAL BILL by Commerce Committee ; Insurance & Banking Subcommittee ; Gossett-Seidman ; (CO-INTRODUCERS) LaMarca
Prohibited Practices in Consumer Debt Collection; Provides applicability of certain prohibited practices in consumer debt collection.
Effective Date: upon becoming law
Last Action: 4/29/2025 House - Laid on Table, refer to CS/CS/SB 232
Bill Text: PDF
Last Action: 4/29/2025 House - Laid on Table, refer to CS/CS/SB 232
Bill Text: PDF
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Bill History
Date Chamber Action 1/14/2025 House • Filed
1/22/2025 House • Referred to Insurance & Banking Subcommittee
• Referred to Civil Justice & Claims Subcommittee
• Referred to Commerce Committee
• Now in Insurance & Banking Subcommittee
3/3/2025 House • PCS added to Insurance & Banking Subcommittee agenda
3/4/2025 House • 1st Reading (Original Filed Version)
3/5/2025 House • Favorable with CS by Insurance & Banking Subcommittee
3/7/2025 House • Reported out of Insurance & Banking Subcommittee
• Laid on Table under Rule 7.18(a)
• CS Filed
• 1st Reading (Committee Substitute 1)
3/10/2025 House • Referred to Civil Justice & Claims Subcommittee
• Referred to Commerce Committee
• Now in Civil Justice & Claims Subcommittee
3/18/2025 House • Added to Civil Justice & Claims Subcommittee agenda
3/20/2025 House • Favorable by Civil Justice & Claims Subcommittee
• Reported out of Civil Justice & Claims Subcommittee
• Now in Commerce Committee
4/11/2025 House • Added to Commerce Committee agenda
4/15/2025 House • Favorable with CS by Commerce Committee
4/16/2025 House • Reported out of Commerce Committee
• Laid on Table under Rule 7.18(a)
• CS Filed
4/17/2025 House • 1st Reading (Committee Substitute 2)
4/18/2025 House • Bill referred to House Calendar
• Added to Second Reading Calendar
4/29/2025 House • Laid on Table, refer to CS/CS/SB 232
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CS/CS/HB 147, Committee Substitute 2 (Current Bill Version) Posted 4/16/2025 at 7:41 PM
Bill Text: PDF Analyses: None Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 232 (er) Debt Collection Rodriguez Identical Last Action: 4/29/2025 S Ordered enrolled 
Citations - Statutes (6)
Citation Catchline Location in Bill Location In Bill Help 559.565 Enforcement action against out-of-state consumer debt collector. Page 5 (pdf) 559.72 Prohibited practices generally. Page 1 (pdf) 559.725 Consumer complaints; administrative duties. Page 6 (pdf) 559.77 Civil remedies. Page 6 (pdf) 648.44 Prohibitions; penalty. Page 8 (pdf) 817.7001 Definitions. Page 8 (pdf) -
CS/HB 147, Committee Substitute 1 Posted 3/7/2025 at 9:46 AM
Bill Text: PDF Analyses: Civil Justice & Claims Subcommittee (Post-Meeting) 3/20/2025 (pdf)
Commerce Committee (Post-Meeting) 4/17/2025 (pdf)
Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 232 (c2) Debt Collection Rodriguez Similar Last Action: 4/29/2025 S Ordered enrolled
Committee Amendments (1)
Amendment Sponsor Filed Last Committee Action Format 214791 - Amendment
Remove lines 19-109 and insert:Gossett-Seidman 4/14/2025
11:36 AMAdopted without Objection
4/16/2025PDF Citations - Statutes (6)
Citation Catchline Location in Bill Location In Bill Help 559.565 Enforcement action against out-of-state consumer debt collector. Page 5 (pdf) 559.72 Prohibited practices generally. Page 1 (pdf) 559.725 Consumer complaints; administrative duties. Page 6 (pdf) 559.77 Civil remedies. Page 6 (pdf) 648.44 Prohibitions; penalty. Page 8 (pdf) 817.7001 Definitions. Page 8 (pdf) -
HB 147, Original Filed Version Posted 1/14/2025 at 9:01 AM
Bill Text: PDF Analyses: Insurance & Banking Subcommittee (Post-Meeting) 3/7/2025 (pdf)
Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 232 (c1) Debt Collection Rodriguez Similar Last Action: 4/29/2025 S Ordered enrolled
Citations - Statutes (6)
Citation Catchline Location in Bill Location In Bill Help 559.565 Enforcement action against out-of-state consumer debt collector. Page 5 (pdf) 559.72 Prohibited practices generally. Page 1 (pdf) 559.725 Consumer complaints; administrative duties. Page 6 (pdf) 559.77 Civil remedies. Page 6 (pdf) 648.44 Prohibitions; penalty. Page 8 (pdf) 817.7001 Definitions. Page 8 (pdf)