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The Florida Senate

SB 108: Resolution of Disputed Property Insurance Claims

GENERAL BILL by Polsky

Resolution of Disputed Property Insurance Claims; Requiring, rather than authorizing, parties in a property insurance claim dispute to participate in mediation; providing that mediation is a condition precedent to commencing litigation; requiring all insureds, or their representatives, to attend the mediation; requiring the policyholder to provide the insurer with any information and certain documents within a specified timeframe after mediation is invoked; revising the definition of the term “claim”, etc. APPROPRIATION: $1,000,000

Effective Date: Except as otherwise expressly provided in this act and except for this section, which shall take effect July 1, 2026, this act shall take effect January 1, 2027
Last Action: 10/13/2025 Senate - Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Fiscal Policy
Bill Text: Web Page | PDF

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  • Bill History

    Date Chamber Action
    10/7/2025 Senate • Filed
    10/13/2025 Senate • Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Fiscal Policy

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  • SB 108, Original Filed Version (Current Bill Version) Posted 10/7/2025 at 8:21 AM

    Bill Text:   Web Page | PDF
    Analyses:   None

    Related Bills (2)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 341 Resolution of Disputed Property Insurance Claims Spencer Similar Last Action: 11/12/2025 H Now in Insurance & Banking Subcommittee
    H 459 Property Insurance Claims Maggard Compare Last Action: 11/24/2025 H Now in Insurance & Banking Subcommittee

    Citations - Statutes (2)

    Citation Catchline Location in Bill Location In Bill Help
    627.7015 Alternative procedure for resolution of disputed property insurance claims. Page 2 (pdf)
    627.7074 Alternative procedure for resolution of disputed sinkhole insurance claims. Page 7 (pdf)

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