CS/HB 1263: Office of Insurance Regulation
GENERAL BILL by Insurance & Banking Subcommittee ; Chaney
Office of Insurance Regulation; Provides that OIR is responsible for all activities concerning entities under its jurisdiction; authorizes DFS & office to issue cease & desist orders for certain activity & provides for enforcement; grants office authority to examine administrators; provides requirements to OIR, FDLE, & FBI relating to fingerprinting & background checks of certain persons; specifies who bears costs of fingerprint processing; provides requirements for projection of private passenger automobile insurance; requires OIR to determine minimum rate differentials for certain windstorm damage mitigation techniques; revises requirements of rate filing with OIR for certain insurers; requires OIR to contract with state university to design, operate, upgrade, & maintain specified database; requires property insurers to file certain policyholder forms in database; provides & revises requirements & exemptions for certain reports & liquidity stress test; requires attorneys in fact of reciprocal insurers to obtain registration; provides requirements for application, renewal, suspension, & revocation of such registration; authorizes office to issue administrative fines in lieu of suspension or revocation.
Last Action: 2/13/2026 House - 1st Reading (Committee Substitute 1)
Bill Text: PDF
Bill History
| Date | Chamber | Action |
|---|---|---|
| 1/8/2026 | House |
• Filed |
| 1/13/2026 | House |
• 1st Reading (Original Filed Version) |
| 1/15/2026 | House |
• Referred to Insurance & Banking Subcommittee • Referred to Commerce Committee • Now in Insurance & Banking Subcommittee |
| 2/9/2026 | House |
• PCS added to Insurance & Banking Subcommittee agenda |
| 2/11/2026 | House |
• Favorable with CS by Insurance & Banking Subcommittee |
| 2/13/2026 | House |
• Reported out of Insurance & Banking Subcommittee • Laid on Table under Rule 7.18(a) • CS Filed • 1st Reading (Committee Substitute 1) |
