CS/HB 767: Residential Property Insurance
GENERAL BILL by Commerce Committee ; Benarroch ; Basabe ; (CO-INTRODUCERS) Barnaby ; Blanco ; Gerwig ; Gossett-Seidman
Residential Property Insurance; Requires OIR to establish & maintain comprehensive resource center on its website; provides requirements for resource center; specifies that certain information is not trade secret & is not subject to certain public records exemptions; requires residential property insurers to provide notice of comprehensive resource center on office's website with any offer of coverage & policy renewal; prohibits insurer from including value of certain land when establishing homeowner's policy coverage amount or adjusting certain claims; provides construction; provides that notice of premium discounts for hurricane loss mitigation must include information about whether insurer offers enhanced discounts for roof systems that use secondary water resistance.
- Rules (RC)
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Bill History
Date Chamber Action 12/15/2025 House • Filed
1/5/2026 House • Referred to Insurance & Banking Subcommittee
• Referred to State Administration Budget Subcommittee
• Referred to Commerce Committee
• Now in Insurance & Banking Subcommittee
1/13/2026 House • 1st Reading (Original Filed Version)
1/16/2026 House • Added to Insurance & Banking Subcommittee agenda
1/21/2026 House • Favorable by Insurance & Banking Subcommittee
1/22/2026 House • Reported out of Insurance & Banking Subcommittee
• Now in State Administration Budget Subcommittee
2/3/2026 House • Added to State Administration Budget Subcommittee agenda
2/5/2026 House • Favorable by State Administration Budget Subcommittee
• Reported out of State Administration Budget Subcommittee
• Now in Commerce Committee
2/6/2026 House • Added to Commerce Committee agenda
2/10/2026 House • Favorable with CS by Commerce Committee
2/11/2026 House • Reported out of Commerce Committee
• Laid on Table under Rule 7.18(a)
• CS Filed
• 1st Reading (Committee Substitute 1)
2/12/2026 House • Bill referred to House Calendar
• Added to Second Reading Calendar
2/19/2026 House • Bill added to Special Order Calendar (2/25/2026)
2/25/2026 House • Read 2nd time
• Added to Third Reading Calendar
• Read 3rd time
• CS passed; YEAS 114, NAYS 0
2/25/2026 Senate • In Messages
2/26/2026 Senate • Referred to Rules
• Received
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CS/HB 767, Committee Substitute 1 (Current Bill Version) Posted 2/11/2026 at 2:18 PM
Bill Text: PDF Analyses: None Related Bills (2)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 832 Residential Property Insurance Avila Similar Last Action: 1/14/2026 S Now in Appropriations Committee on Agriculture, Environment, and General Government 
H 1263 (c1) Office of Insurance Regulation Insurance & Banking Subcommittee Compare Last Action: 2/26/2026 H Favorable with CS by Commerce Committee
Floor Votes (1)
Date Chamber Result 2/25/2026 2:39 PM House 114 Yeas - 0 Nays Citations - Statutes (4)
Citation Catchline Location in Bill Location In Bill Help 627.0621 Transparency in rate regulation. Page 2 (pdf) 627.7011 Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. Page 6 (pdf) 627.711 Notice of premium discounts for hurricane loss mitigation; uniform mitigation verification inspection form. Page 7 (pdf) 627.7142 Homeowner Claims Bill of Rights. Page 8 (pdf) -
HB 767, Original Filed Version Posted 12/15/2025 at 12:35 PM
Bill Text: PDF Analyses: Insurance & Banking Subcommittee (Post-Meeting) 1/22/2026 (pdf)
State Administration Budget Subcommittee (Post-Meeting) 2/5/2026 (pdf)
Commerce Committee (Post-Meeting) 2/11/2026 (pdf)
Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 832 Residential Property Insurance Avila Similar Last Action: 1/14/2026 S Now in Appropriations Committee on Agriculture, Environment, and General Government
Committee Amendments (1)
Amendment Sponsor Filed Last Committee Action Format 388655 - Strike All Amendment
Remove everything after the enacting clause and insert:Benarroch 2/9/2026
3:54 PMAdopted without Objection
2/10/2026PDF Citations - Statutes (3)
Citation Catchline Location in Bill Location In Bill Help 627.0621 Transparency in rate regulation. Page 2 (pdf) 627.7011 Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. Page 8 (pdf) 627.7142 Homeowner Claims Bill of Rights. Page 9 (pdf)