CS/CS/SB 1440: Public Records/Office of Financial Regulation
PUBLIC RECORDS/GENERAL BILL by Rules ; Banking and Insurance ; Martin
Public Records/Office of Financial Regulation; Providing an exemption from public records requirements for information received by the Office of Financial Regulation pursuant to certain cybersecurity event provisions relating to information systems and customer information of loan originators, mortgage brokers, and mortgage lenders and for information received by the office as a result of investigations and examinations of such cybersecurity events; providing a public records exemption for certain information in reports of financial exploitation; providing an exemption from public records requirements for information received by the office pursuant to certain cybersecurity events, documents relating to information systems, and customer information of money services businesses and for information received by the office as a result of investigations and examinations of such cybersecurity events; providing for future legislative review and repeal of the exemption; providing a statement of public necessity, etc.
Effective Date: Except as otherwise expressly provided in this act and except for this section, which shall take effect upon becoming a law, this act shall take effect on the same date that SB 540 or similar legislation takes effect, if such legislation is adopted in the same legislative session or an extension thereof and becomes a law
Last Action: 2/25/2026 House - In Messages
Bill Text: Web Page | PDF
Last Action: 2/25/2026 House - In Messages
Bill Text: Web Page | PDF
Senate Committee References:
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Bill History
Date Chamber Action 1/8/2026 Senate • Filed
1/16/2026 Senate • Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules
1/22/2026 Senate • Introduced
1/23/2026 Senate • On Committee agenda-- Banking and Insurance, 01/28/26, 10:30 am, 412 Knott Building
1/28/2026 Senate • CS by Banking and Insurance; YEAS 10 NAYS 0
1/29/2026 Senate • Pending reference review under Rule 4.7(2) - (Committee Substitute)
• Now in Appropriations Committee on Agriculture, Environment, and General Government
2/4/2026 Senate • CS by Banking and Insurance read 1st time
2/13/2026 Senate • On Committee agenda-- Appropriations Committee on Agriculture, Environment, and General Government, 02/18/26, 10:30 am, 412 Knott Building
2/18/2026 Senate • Favorable by Appropriations Committee on Agriculture, Environment, and General Government; YEAS 10 NAYS 1
• Now in Rules
2/19/2026 Senate • On Committee agenda-- Rules, 02/24/26, 12:00 pm, 412 Knott Building
2/24/2026 Senate • CS/CS by- Rules; YEAS 22 NAYS 1
• Pending reference review -under Rule 4.7(2) - (Committee Substitute)
• Placed on Calendar, on 2nd reading
• Placed on Special Order Calendar, 02/25/26
• CS/CS by Rules read 1st time
2/25/2026 Senate • Read 2nd time
• Amendment(s) adopted (137224, 338078)
• Read 3rd time
• CS passed as amended; YEAS 35 NAYS 1
• Immediately certified
2/25/2026 House • In Messages
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CS/CS/SB 1440, Engrossed 1 (Current Bill Version) Posted 2/25/2026 at 6:38 PM
Bill Text: Web Page | PDF Analyses: None Related Bills (8)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 198 (c2) Virtual Currency Kiosks Rouson Linked Last Action: 2/25/2026 S Laid on Table, refer to CS/HB 505 
S 314 (c1) Payment Stablecoin Burton Linked Last Action: 2/24/2026 S CS/CS by- Rules; YEAS 23 NAYS 0
S 540 (c3) Office of Financial Regulation Martin Linked Last Action: 2/25/2026 H In Messages
H 175 (c1) Payment Stablecoin Insurance & Banking Subcommittee Compare Last Action: 2/24/2026 H Favorable with CS by Commerce Committee
H 381 (c1) Office of Financial Regulation Insurance & Banking Subcommittee Compare Last Action: 2/16/2026 H Now in Commerce Committee
H 505 (c1) Virtual Currency Kiosks Commerce Committee Compare Last Action: 2/25/2026 H In Messages
H 777 Pub. Rec./Office of Financial Regulation Barnaby Compare Last Action: 1/22/2026 H Now in Government Operations Subcommittee
S 7044 Public Records/Custodians of Gold Coin and Silver Coin Banking and Insurance Compare Last Action: 2/18/2026 S Introduced
Citations - Statutes (6)
Citation Catchline Location in Bill Location In Bill Help 494.00125 Public records exemptions. Page 3 (pdf) 517.2015 Confidentiality of information relating to investigations and examinations. Page 5 (pdf) 560.129 Confidentiality. Page 7 (pdf), Page 11 (pdf) 655.0171 Page 18 (pdf) 655.057 Records; limited restrictions upon public access. Page 22 (pdf), Page 25 (pdf) 655.50 Florida Control of Money Laundering and Terrorist Financing in Financial Institutions Act. Page 34 (pdf) -
CS/CS/SB 1440, Committee Substitute 2 Posted 2/24/2026 at 6:30 PM
Bill Text: Web Page | PDF Analyses: Rules (Post-Meeting) 2/25/2026 (pdf)
Related Bills (6)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 314 (c1) Payment Stablecoin Burton Linked Last Action: 2/24/2026 S CS/CS by- Rules; YEAS 23 NAYS 0
S 540 (c3) Office of Financial Regulation Martin Linked Last Action: 2/25/2026 H In Messages
H 175 (c1) Payment Stablecoin Insurance & Banking Subcommittee Compare Last Action: 2/24/2026 H Favorable with CS by Commerce Committee
H 381 (c1) Office of Financial Regulation Insurance & Banking Subcommittee Compare Last Action: 2/16/2026 H Now in Commerce Committee
H 777 Pub. Rec./Office of Financial Regulation Barnaby Compare Last Action: 1/22/2026 H Now in Government Operations Subcommittee
S 7044 Public Records/Custodians of Gold Coin and Silver Coin Banking and Insurance Compare Last Action: 2/18/2026 S Introduced
Floor Amendments (2)
Amendment Sponsor Filed Last Floor Action Format 338078 - Amendment
In directory clause, delete line 299 and insert:Martin 2/25/2026
5:19 PMSenate: Adopted
2/25/2026Web Page
PDF137224 - Amendment
Delete lines 356 - 357 and insert:Martin 2/25/2026
1:38 PMSenate: Adopted
2/25/2026Web Page
PDFFloor Votes (1)
Date Chamber Result 2/25/2026 5:47 PM Senate 35 Yeas - 1 Nays Citations - Statutes (6)
Citation Catchline Location in Bill Location In Bill Help 494.00125 Public records exemptions. Page 3 (pdf) 517.2015 Confidentiality of information relating to investigations and examinations. Page 5 (pdf) 560.129 Confidentiality. Page 7 (pdf), Page 11 (pdf) 655.0171 Page 18 (pdf) 655.057 Records; limited restrictions upon public access. Page 22 (pdf), Page 25 (pdf) 655.50 Florida Control of Money Laundering and Terrorist Financing in Financial Institutions Act. Page 34 (pdf) -
CS/SB 1440, Committee Substitute 1 Posted 1/29/2026 at 2:24 PM
Bill Text: Web Page | PDF Related Bills (3)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 540 (c3) Office of Financial Regulation Martin Linked Last Action: 2/25/2026 H In Messages
H 777 Pub. Rec./Office of Financial Regulation Barnaby Similar Last Action: 1/22/2026 H Now in Government Operations Subcommittee
H 381 (c1) Office of Financial Regulation Insurance & Banking Subcommittee Compare Last Action: 2/16/2026 H Now in Commerce Committee
Committee Amendments (1)
Amendment Sponsor Filed Last Committee Action Format 266456 - Amendment
Delete lines 92 - 338 and insert:Rules
(Martin)2/23/2026
11:58 AMReplaced by Committee Substitute
2/24/2026Web Page
PDFCommittee Votes (2)
Date Committee Result 2/18/2026 10:30 AM Appropriations Committee on Agriculture, Environment, and General Government 10 Yeas - 1 Nays 2/24/2026 12:00 PM Rules 22 Yeas - 1 Nays Citations - Statutes (4)
Citation Catchline Location in Bill Location In Bill Help 494.00125 Public records exemptions. Page 2 (pdf) 560.129 Confidentiality. Page 4 (pdf) 655.0171 Page 5 (pdf) 655.057 Records; limited restrictions upon public access. Page 9 (pdf) -
SB 1440, Original Filed Version Posted 1/8/2026 at 12:46 PM
Bill Text: Web Page | PDF Analyses: Banking and Insurance (Pre-Meeting) 1/27/2026 (pdf)
Banking and Insurance (Post-Meeting) 1/29/2026 (pdf)
Related Bills (3)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 540 (c1) Office of Financial Regulation Martin Linked Last Action: 2/25/2026 H In Messages
H 777 Pub. Rec./Office of Financial Regulation Barnaby Identical Last Action: 1/22/2026 H Now in Government Operations Subcommittee
H 381 (c1) Office of Financial Regulation Insurance & Banking Subcommittee Compare Last Action: 2/16/2026 H Now in Commerce Committee
Committee Amendments (1)
Amendment Sponsor Filed Last Committee Action Format 960882 - Amendment
Delete lines 252 - 332 and insert:Banking and Insurance
(Martin)1/27/2026
10:16 AMReplaced by Committee Substitute
1/29/2026Web Page
PDFCommittee Votes (1)
Date Committee Result 1/28/2026 10:30 AM Banking and Insurance 10 Yeas - 0 Nays Citations - Statutes (4)
Citation Catchline Location in Bill Location In Bill Help 494.00125 Public records exemptions. Page 2 (pdf) 560.129 Confidentiality. Page 4 (pdf) 655.0171 Page 5 (pdf) 655.057 Records; limited restrictions upon public access. Page 9 (pdf)