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HB 1489: Medical Debt Protection and Comprehensive Health Care for Residents

GENERAL BILL by Joseph

Medical Debt Protection and Comprehensive Health Care for Residents; Requires large health care facilities to develop written financial assistance policies; provides financial assistance eligibility criteria; provides billing & collections rules & prohibitions; prohibits information relating to medical debt from being included in consumer reports, communicated with & reported to consumer reporting agencies, & used for certain decisions; prohibits medical creditors & medical debt collectors from engaging in certain acts during health insurance appeals; limits interest on medical debt under certain circumstances; creates Florida Health Plan; provides eligibility for & coverage of plan; authorizes Florida Health Board to establish financial arrangements with other states & foreign countries; authorizes plan enrollees to choose certain health care providers to have primary care providers & access to care coordination; authorizes enrollees to see health care specialists without referral; requires board to secure repeals & waivers of certain provisions of federal law; provides that plan's responsibility for providing health care is secondary to existing federal programs; requires plan to collect health care costs from collateral sources; prohibits patient care from being affected by fee schedules & financial incentives; prohibits noninstitutional & institutional providers that accept payments from plan from billing patients; provides requirements for capital expenditures by noninstitutional & institutional providers which exceed specified amount; requires Secretary of Health Care Administration to designate health planning regions; provides considerations for such designations; provides requirements for regional planning boards; prohibits certain health insurance policies & contracts from being sold in this state on & after specified date.

Effective Date: July 1, 2026, but only if HB 1491 or similar legislation is adopted
Last Action: 1/15/2026 House - Now in Health Care Facilities & Systems Subcommittee
Bill Text: PDF

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  • Bill History

    Date Chamber Action
    1/9/2026 House • Filed
    1/13/2026 House • 1st Reading (Original Filed Version)
    1/15/2026 House • Referred to Health Care Facilities & Systems Subcommittee
    • Referred to Health Care Budget Subcommittee
    • Referred to Health & Human Services Committee
    • Now in Health Care Facilities & Systems Subcommittee

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  • HB 1489, Original Filed Version (Current Bill Version) Posted 1/9/2026 at 5:58 PM

    Bill Text:   PDF
    Analyses:   None

    Related Bills (2)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 1491 Trust Funds/Creation/Florida Health Plan Joseph Linked Last Action: 1/15/2026 H Now in Health Care Facilities & Systems Subcommittee
    S 740 Comprehensive Health Care for Residents Osgood Compare Last Action: 1/13/2026 S Introduced

    Citations - Statutes (17)

    Citation Catchline Location in Bill Location In Bill Help
    381.4011
    641.71
    641.72
    641.73
    641.74
    641.755
    641.77
    641.78
    641.791
    641.792
    641.793
    641.794
    641.795
    641.796
    641.797
    641.798
    641.799

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