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Glossary of Legislative Terms

SB 202: Mandatory Human Reviews of Insurance Claim Denials

GENERAL BILL by Bradley

Mandatory Human Reviews of Insurance Claim Denials; Requiring that insurers’ decisions to deny a claim or any portion of a claim be made by qualified human professionals; prohibiting the use of algorithms, artificial intelligence, or machine learning systems as the sole basis for determining whether to adjust or deny a claim; authorizing the Office of Insurance Regulation to conduct market conduct examinations and investigations under certain circumstances, etc.

Effective Date: 7/1/2026
Last Action: 11/3/2025 Senate - Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Appropriations Committee on Agriculture, Environment, and General Government (AEG)
  3. Rules (RC)


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Bill History

Date Chamber Action
10/15/2025 Senate • Filed
11/3/2025 Senate • Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules