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Glossary of Legislative Terms

SB 202: Mandatory Human Reviews of Insurance Claim Denials

GENERAL BILL by Bradley ; (CO-INTRODUCERS) Garcia

Mandatory Human Reviews of Insurance Claim Denials; Requiring that insurers’ decisions to deny a claim or any portion of a claim be made by qualified human professionals; prohibiting the use of algorithms, artificial intelligence, or machine learning systems as the sole basis for determining whether to adjust or deny a claim; authorizing the Office of Insurance Regulation to conduct market conduct examinations and investigations under certain circumstances, etc.

Effective Date: 7/1/2026
Last Action: 11/3/2025 Senate - Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Appropriations Committee on Agriculture, Environment, and General Government (AEG)
  3. Rules (RC)

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  • Bill History

    Date Chamber Action
    10/15/2025 Senate • Filed
    11/3/2025 Senate • Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules

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  • SB 202, Original Filed Version (Current Bill Version) Posted 10/15/2025 at 12:45 PM

    Bill Text:   Web Page | PDF
    Analyses:   None

    Citations - Statutes (1)

    Citation Catchline Location in Bill Location In Bill Help
    627.4263 Page 1 (pdf)

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