SB 522: Motor Vehicle Insurance
GENERAL BILL by Grall
Motor Vehicle Insurance; Repealing provisions which comprise the Florida Motor Vehicle No-Fault Law; revising garage liability insurance requirements for recreational vehicle dealer license applicants; revising minimum liability coverage requirements for motor vehicle owners or operators; revising requirements for motor vehicle liability policies relating to coverage, and exclusion from coverage, for certain drivers and vehicles; revising coverages that may provide for a reduction in motor vehicle insurance policy premium charges under certain circumstances; revising the legal liability of an uninsured motorist coverage insurer; providing a prohibition, requirements, applicability, and construction relating to motor vehicle insurance policies as of a certain date, etc. APPROPRIATION: $83,651
Last Action: 11/17/2025 Senate - Filed
Bill Text: Web Page | PDF
Bill History
| Date | Chamber | Action |
|---|---|---|
| 11/17/2025 | Senate |
• Filed |
Related Bills
No Related Bills AvailableCommittee Amendments
Floor Amendments
Bill Analyses
No Bill Analyses AvailableVote History - Committee
No Committee Vote History AvailableVote History - Floor
No Vote History AvailableCitations - Statutes (70)
| Citation | Catchline | Location in Bill Location In Bill Help |
|---|---|---|
| 316.2122 | Operation of a low-speed vehicle, mini truck, or low-speed autonomous delivery vehicle on certain roadways. | Page 7 (pdf) |
| 316.646 | Security required; proof of security and display thereof. | Page 7 (pdf) |
| 318.18 | Amount of penalties. | Page 8 (pdf) |
| 320.02 | Registration required; application for registration; forms. | Page 10 (pdf) |
| 320.0609 | Transfer and exchange of registration license plates; transfer fee. | Page 12 (pdf) |
| 320.27 | Motor vehicle dealers. | Page 13 (pdf) |
| 320.771 | License required of recreational vehicle dealers. | Page 16 (pdf) |
| 322.251 | Notice of cancellation, suspension, revocation, or disqualification of license. | Page 17 (pdf) |
| 322.34 | Driving while license suspended, revoked, canceled, or disqualified. | Page 18 (pdf) |
| 324.011 | Purpose of chapter. | Page 19 (pdf) |
| 324.021 | Definitions; minimum insurance required. | Page 20 (pdf) |
| 324.022 | Financial responsibility for property damage. | Page 25 (pdf) |
| 324.0221 | Reports by insurers to the department; suspension of driver license and vehicle registrations; reinstatement. | Page 28 (pdf) |
| 324.0222 | Page 30 (pdf) | |
| 324.023 | Financial responsibility for bodily injury or death. | Page 30 (pdf) |
| 324.031 | Manner of proving financial responsibility. | Page 31 (pdf) |
| 324.032 | Manner of proving financial responsibility; for-hire passenger transportation vehicles. | Page 33 (pdf) |
| 324.051 | Reports of crashes; suspensions of licenses and registrations. | Page 35 (pdf) |
| 324.071 | Reinstatement; renewal of license; reinstatement fee. | Page 37 (pdf) |
| 324.091 | Notice to department; notice to insurer. | Page 38 (pdf) |
| 324.151 | Motor vehicle liability policies; required provisions. | Page 38 (pdf) |
| 324.161 | Proof of financial responsibility; deposit. | Page 41 (pdf) |
| 324.171 | Self-insurer. | Page 42 (pdf) |
| 324.242 | Personal injury protection and property damage liability insurance policies; public records exemption. | Page 44 (pdf) |
| 324.251 | Short title. | Page 44 (pdf) |
| 400.9905 | Definitions. | Page 44 (pdf) |
| 400.991 | License requirements; background screenings; prohibitions. | Page 53 (pdf) |
| 400.9935 | Clinic responsibilities. | Page 54 (pdf) |
| 409.901 | Definitions; ss. 409.901-409.920. | Page 55 (pdf) |
| 409.910 | Responsibility for payments on behalf of Medicaid-eligible persons when other parties are liable. | Page 56 (pdf) |
| 456.057 | Ownership and control of patient records; report or copies of records to be furnished; disclosure of information. | Page 57 (pdf) |
| 456.072 | Grounds for discipline; penalties; enforcement. | Page 58 (pdf) |
| 626.9541 | Unfair methods of competition and unfair or deceptive acts or practices defined. | Page 58 (pdf) |
| 626.989 | Investigation by department or Division of Criminal Investigations; compliance; immunity; confidential information; reports to division; division investigator’s power of arrest. | Page 65 (pdf) |
| 627.06501 | Insurance discounts for certain persons completing driver improvement course. | Page 67 (pdf) |
| 627.0651 | Making and use of rates for motor vehicle insurance. | Page 67 (pdf) |
| 627.0652 | Insurance discounts for certain persons completing safety course. | Page 68 (pdf) |
| 627.0653 | Insurance discounts for specified motor vehicle equipment. | Page 68 (pdf) |
| 627.4132 | Stacking of coverages prohibited. | Page 69 (pdf) |
| 627.4137 | Disclosure of certain information required. | Page 70 (pdf) |
| 627.7263 | Rental and leasing driver’s insurance to be primary; exception. | Page 71 (pdf) |
| 627.727 | Motor vehicle insurance; uninsured and underinsured vehicle coverage; insolvent insurer protection. | Page 71 (pdf) |
| 627.7275 | Motor vehicle liability. | Page 74 (pdf) |
| 627.7278 | Page 76 (pdf) | |
| 627.728 | Cancellations; nonrenewals. | Page 79 (pdf) |
| 627.7295 | Motor vehicle insurance contracts. | Page 80 (pdf) |
| 627.730 | Florida Motor Vehicle No-Fault Law. | Page 7 (pdf) |
| 627.731 | Purpose. | Page 7 (pdf) |
| 627.7311 | Effect of law on personal injury protection policies. | Page 7 (pdf) |
| 627.732 | Definitions. | Page 7 (pdf) |
| 627.733 | Required security. | Page 7 (pdf) |
| 627.734 | Proof of security; security requirements; penalties. | Page 7 (pdf) |
| 627.736 | Required personal injury protection benefits; exclusions; priority; claims. | Page 7 (pdf) |
| 627.737 | Tort exemption; limitation on right to damages; punitive damages. | Page 7 (pdf) |
| 627.739 | Personal injury protection; optional limitations; deductibles. | Page 7 (pdf) |
| 627.7401 | Notification of insured’s rights. | Page 7 (pdf) |
| 627.7403 | Mandatory joinder of derivative claim. | Page 7 (pdf) |
| 627.7405 | Insurers’ right of reimbursement. | Page 7 (pdf) |
| 627.7407 | Application of the Florida Motor Vehicle No-Fault Law. | Page 7 (pdf) |
| 627.7415 | Commercial motor vehicles; additional liability insurance coverage. | Page 83 (pdf) |
| 627.747 | Named driver exclusion. | Page 84 (pdf) |
| 627.748 | Transportation network companies. | Page 85 (pdf) |
| 627.7483 | Peer-to-peer car sharing; insurance requirements. | Page 89 (pdf) |
| 627.749 | Autonomous vehicles; insurance requirements. | Page 93 (pdf) |
| 627.8405 | Prohibited acts; financing companies. | Page 94 (pdf) |
| 627.915 | Insurer experience reporting. | Page 95 (pdf) |
| 628.909 | Applicability of other laws. | Page 96 (pdf) |
| 705.184 | Derelict or abandoned motor vehicles on the premises of public-use airports. | Page 97 (pdf) |
| 713.78 | Liens for recovering, towing, or storing vehicles and vessels. | Page 101 (pdf) |
| 817.234 | False and fraudulent insurance claims. | Page 104 (pdf) |
Citations - Constitution (0)
No Constitutional citations.
Citations - Chapter Law (0)
No Chapter Law citations.
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