CS/HB 645: Limited Agent Licenses
GENERAL BILL by Commerce Committee ; Smith
Limited Agent Licenses; Renames "portable electronics insurance" as "portable electronics or eyewear insurance" to include eyewear for purposes of insurance coverage & licenses.
Effective Date: 7/1/2026
Last Action: 1/29/2026 House - 1st Reading (Committee Substitute 1)
Bill Text: PDF
Last Action: 1/29/2026 House - 1st Reading (Committee Substitute 1)
Bill Text: PDF
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Bill History
Date Chamber Action 12/3/2025 House • Filed
12/12/2025 House • Referred to Insurance & Banking Subcommittee
• Referred to Commerce Committee
• Now in Insurance & Banking Subcommittee
1/12/2026 House • Added to Insurance & Banking Subcommittee agenda
1/13/2026 House • 1st Reading (Original Filed Version)
1/14/2026 House • Favorable by Insurance & Banking Subcommittee
• Reported out of Insurance & Banking Subcommittee
• Now in Commerce Committee
1/23/2026 House • Added to Commerce Committee agenda
1/27/2026 House • Favorable with CS by Commerce Committee
1/29/2026 House • Reported out of Commerce Committee
• Laid on Table under Rule 7.18(a)
• CS Filed
• 1st Reading (Committee Substitute 1)
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CS/HB 645, Committee Substitute 1 (Current Bill Version) Posted 1/29/2026 at 12:01 PM
Bill Text: PDF Analyses: None Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 772 (c1) Limited Licenses for Portable Electronics or Eyewear Insurance Burgess Similar Last Action: 1/29/2026 S Now in Appropriations Committee on Agriculture, Environment, and General Government 
Citations - Statutes (4)
Citation Catchline Location in Bill Location In Bill Help 626.221 Examination requirement; exemptions. Page 8 (pdf) 626.321 Limited licenses and registration. Page 1 (pdf) 626.732 Requirement as to knowledge, experience, or instruction. Page 9 (pdf) 626.8685 Portable electronics insurance claims; exemption; licensure restriction. Page 9 (pdf) -
HB 645, Original Filed Version Posted 12/3/2025 at 4:40 PM
Bill Text: PDF Analyses: Insurance & Banking Subcommittee (Post-Meeting) 1/14/2026 (pdf)
Commerce Committee (Post-Meeting) 1/30/2026 (pdf)
Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 772 Limited Licenses for Portable Electronics and Eyewear Insurance Burgess Identical Last Action: 1/29/2026 S Now in Appropriations Committee on Agriculture, Environment, and General Government
Committee Amendments (1)
Amendment Sponsor Filed Last Committee Action Format 594875 - Strike All Amendment
Remove everything after the enacting clause and insert:Smith 1/26/2026
5:39 PMAdopted without Objection
1/27/2026PDF Citations - Statutes (4)
Citation Catchline Location in Bill Location In Bill Help 626.221 Examination requirement; exemptions. Page 8 (pdf) 626.321 Limited licenses and registration. Page 1 (pdf) 626.732 Requirement as to knowledge, experience, or instruction. Page 8 (pdf) 626.8685 Portable electronics insurance claims; exemption; licensure restriction. Page 9 (pdf)