The Florida Senate

SB 832: Residential Property Insurance

GENERAL BILL by Avila

Residential Property Insurance; Requiring that certain rate filings with the Office of Insurance Regulation from residential property insurers include rate transparency reports; requiring the office to establish and maintain a comprehensive resource center on its website; specifying that certain information is not a trade secret and is not subject to certain public records exemptions; prohibiting an insurer from including the value of certain land when establishing a coverage amount or adjusting certain claims, etc.

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• Bill History

  Date	Chamber	Action
  12/9/2025	Senate	• Filed

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• SB 832, Original Filed Version (Current Bill Version) Posted 12/9/2025 at 3:55 PM

  Bill Text:	Web Page | PDF

  Analyses:	None

  Citations - Statutes (3)

  Citation	Catchline	Location in Bill Location In Bill Help
  627.0621	Transparency in rate regulation.	Page 2 (pdf)
  627.7011	Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage.	Page 7 (pdf)
  627.7142	Homeowner Claims Bill of Rights.	Page 8 (pdf)

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