SB 832: Residential Property Insurance
GENERAL BILL by Avila
Residential Property Insurance; Requiring that certain rate filings with the Office of Insurance Regulation from residential property insurers include rate transparency reports; requiring the office to establish and maintain a comprehensive resource center on its website; specifying that certain information is not a trade secret and is not subject to certain public records exemptions; prohibiting an insurer from including the value of certain land when establishing a coverage amount or adjusting certain claims, etc.
Effective Date: 7/1/2026
Last Action: 1/14/2026 Senate - Now in Appropriations Committee on Agriculture, Environment, and General Government
Bill Text: Web Page | PDF
Last Action: 1/14/2026 Senate - Now in Appropriations Committee on Agriculture, Environment, and General Government
Bill Text: Web Page | PDF
Senate Committee References:
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Bill History
Date Chamber Action 12/9/2025 Senate • Filed
12/16/2025 Senate • Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Fiscal Policy
1/8/2026 Senate • On Committee agenda-- Banking and Insurance, 01/13/26, 4:00 pm, 412 Knott Building
1/13/2026 Senate • Favorable by Banking and Insurance; YEAS 10 NAYS 0
• Introduced
1/14/2026 Senate • Now in Appropriations Committee on Agriculture, Environment, and General Government
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SB 832, Original Filed Version (Current Bill Version) Posted 12/9/2025 at 3:55 PM
Bill Text: Web Page | PDF Analyses: Banking and Insurance (Pre-Meeting) 1/12/2026 (pdf)
Banking and Insurance (Post-Meeting) 1/14/2026 (pdf)
Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills H 767 Residential Property Insurance Benarroch Similar Last Action: 1/22/2026 H Now in State Administration Budget Subcommittee 
Committee Votes (1)
Date Committee Result 1/13/2026 4:00 PM Banking and Insurance 10 Yeas - 0 Nays Citations - Statutes (3)
Citation Catchline Location in Bill Location In Bill Help 627.0621 Transparency in rate regulation. Page 2 (pdf) 627.7011 Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. Page 7 (pdf) 627.7142 Homeowner Claims Bill of Rights. Page 8 (pdf)