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Glossary of Legislative Terms

CS/SB 838: Electronic Payments of Retail Installment Contracts

GENERAL BILL by Commerce and Tourism ; Yarborough

Electronic Payments of Retail Installment Contracts; Defining the terms “ACH payment” and “electronic payment”; authorizing holders of retail installment contracts and their agents to collect fees for processing electronic payments made by motor vehicle retail buyers under certain circumstances, etc.

Effective Date: 7/1/2026
Last Action: 2/19/2026 House - In Messages
Bill Text: Web Page | PDF
Senate Committee References:
  1. Commerce and Tourism (CM)
  2. Banking and Insurance (BI)
  3. Rules (RC)

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  • Bill History

    Date Chamber Action
    12/9/2025 Senate • Filed
    12/16/2025 Senate • Referred to Commerce and Tourism; Banking and Insurance; Rules
    1/8/2026 Senate • On Committee agenda-- Commerce and Tourism, 01/13/26, 4:00 pm, 110 Senate Building
    1/13/2026 Senate • CS by Commerce and Tourism; YEAS 10 NAYS 0
    • Introduced
    1/14/2026 Senate • Pending reference review under Rule 4.7(2) - (Committee Substitute)
    • Now in Banking and Insurance
    • CS by Commerce and Tourism read 1st time
    1/30/2026 Senate • On Committee agenda-- Banking and Insurance, 02/04/26, 10:30 am, 412 Knott Building
    2/4/2026 Senate • Favorable by Banking and Insurance; YEAS 10 NAYS 0
    • Now in Rules
    2/12/2026 Senate • On Committee agenda-- Rules, 02/17/26, 12:00 pm, 412 Knott Building
    2/17/2026 Senate • Favorable by- Rules; YEAS 24 NAYS 0
    2/18/2026 Senate • Placed on Calendar, on 2nd reading
    • Placed on Special Order Calendar, 02/19/26
    2/19/2026 Senate • Read 2nd time -SJ 351
    • Amendment(s) adopted (794450) -SJ 352
    • Read 3rd time -SJ 352
    • CS passed as amended; YEAS 38 NAYS 0 -SJ 352
    • Immediately certified -SJ 356
    2/19/2026 House • In Messages

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  • CS/SB 838, Engrossed 1 (Current Bill Version) Posted 2/19/2026 at 12:59 PM

    Bill Text:   Web Page | PDF
    Analyses:   None

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 959 (c1) Electronic Payment Processing Fees for Motor Vehicle Purchases Industries & Professional Activities Subcommittee Similar Last Action: 2/16/2026 H Now in Commerce Committee Track This Bill

    Citations - Statutes (1)

    Citation Catchline Location in Bill Location In Bill Help
    520.105 Page 1 (pdf)

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  • CS/SB 838, Committee Substitute 1 Posted 1/14/2026 at 3:01 PM

    Bill Text:   Web Page | PDF
    Analyses:   Banking and Insurance (Pre-Meeting) 2/3/2026 (pdf)
    Banking and Insurance (Post-Meeting) 2/4/2026 (pdf)
    Rules (Pre-Meeting) 2/16/2026 (pdf)
    Rules (Post-Meeting) 2/17/2026 (pdf)

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 959 (c1) Electronic Payment Processing Fees for Motor Vehicle Purchases Industries & Professional Activities Subcommittee Similar Last Action: 2/16/2026 H Now in Commerce Committee Track This Bill

    Floor Amendments (2)

    Amendment Sponsor Filed Last Floor Action Format
    296936 - Amendment (Delete All)
    Delete everything after the enacting clause and insert:     		Yarborough 2/18/2026
    4:14 PM     		Senate: Replaced by Substitute Amendment
    2/19/2026     		Web Page
    PDF
    hierarchy 794450 - Substitute Amendment (Delete All) (296936)
    Delete everything after the enacting clause and insert:     		Yarborough 2/19/2026
    10:31 AM     		Senate: Adopted
    2/19/2026     		Web Page
    PDF

    Committee Votes (2)

    Date Committee Result
    2/4/2026 10:30 AM Banking and Insurance 10 Yeas - 0 Nays
    2/17/2026 12:00 PM Rules 24 Yeas - 0 Nays

    Floor Votes (1)

    Date Chamber Result
    2/19/2026 12:37 PM Senate 38 Yeas - 0 Nays

    Citations - Statutes (1)

    Citation Catchline Location in Bill Location In Bill Help
    520.105 Page 1 (pdf)

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  • SB 838, Original Filed Version Posted 12/9/2025 at 4:12 PM

    Bill Text:   Web Page | PDF
    Analyses:   Commerce and Tourism (Pre-Meeting) 1/14/2026 (pdf)
    Commerce and Tourism (Post-Meeting) 1/14/2026 (pdf)

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 959 Electronic Payment Processing Fees for Motor Vehicle Purchases Industries & Professional Activities Subcommittee Similar Last Action: 2/16/2026 H Now in Commerce Committee Track This Bill

    Committee Amendments (1)

    Amendment Sponsor Filed Last Committee Action Format
    254968 - Amendment
    Delete lines 31 - 35 and insert:     		Commerce and Tourism
    (Yarborough)     		1/12/2026
    3:48 PM     		Replaced by Committee Substitute
    1/14/2026     		Web Page
    PDF

    Committee Votes (1)

    Date Committee Result
    1/13/2026 4:00 PM Commerce and Tourism 10 Yeas - 0 Nays

    Citations - Statutes (1)

    Citation Catchline Location in Bill Location In Bill Help
    520.105 Page 1 (pdf)

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