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CS/CS/CS/HB 165: Property and Casualty Insurance

GENERAL BILL by Regulatory Affairs Committee ; Government Operations Appropriations Subcommittee ; Insurance and Banking Subcommittee ; Santiago

Property and Casualty Insurance; Restricting to certain property rate filings a requirement that the chief executive officer or chief financial officer and chief actuary of a property insurer certify the information contained in a rate filing; requiring an insurer to employ in certain rate filings actuarial methods, principles, standards, models, or output ranges found by the Florida Commission on Hurricane Loss Projection Methodology to be accurate or reliable in determining probable maximum loss levels, etc.

Effective Date: 7/1/2015
Last Action: 6/15/2015 - Chapter No. 2015-135
Bill Text: PDF

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  • Bill History

    Date Chamber Action
    1/5/2015 House • Filed
    1/15/2015 House • Referred to Insurance and Banking Subcommittee; Government Operations Appropriations Subcommittee; Regulatory Affairs Committee -HJ 19
    2/10/2015 House • PCS on Committee agenda-- Insurance and Banking Subcommittee, 02/17/15, 2:00 pm, Sumner Hall
    2/17/2015 House • CS by Insurance and Banking Subcommittee; YEAS 12 NAYS 1 -HJ 136
    2/24/2015 House • Pending review of CS under Rule 7.19(c)
    2/25/2015 House • Now in Government Operations Appropriations Subcommittee -HJ 131
    3/3/2015 House • Introduced -HJ 18
    • CS by Insurance and Banking Subcommittee read 1st time -HJ 125
    3/27/2015 House • On Committee agenda-- Government Operations Appropriations Subcommittee, 03/31/15, 9:00 am, Morris Hall
    3/31/2015 House • CS/CS by Government Operations Appropriations Subcommittee; YEAS 10 NAYS 2 -HJ 363
    • Pending review of CS under Rule 7.19(c)
    4/1/2015 House • Now in Regulatory Affairs Committee -HJ 363
    • CS/CS by Government Operations Appropriations Subcommittee read 1st time -HJ 361
    4/10/2015 House • PCS on Committee agenda-- Regulatory Affairs Committee, 04/14/15, 1:00 pm, Sumner Hall
    4/14/2015 House • CS/CS/CS by- Regulatory Affairs Committee; YEAS 17 NAYS 0 -HJ 580
    4/15/2015 House • Pending review of CS -under Rule 7.19(c)
    4/16/2015 House • CS/CS/CS by Regulatory Affairs Committee read 1st time -HJ 576
    • Placed on Calendar -HJ 588
    4/17/2015 House • Placed on Special Order Calendar, 04/21/15
    4/21/2015 House • Read 2nd time -HJ 597
    • Amendment(s) adopted (279121, 634497, 877553) -HJ 598
    • Placed on 3rd reading
    4/22/2015 House • Read 3rd time -HJ 646
    • CS passed as amended; YEAS 117 NAYS 0 -HJ 646
    4/22/2015 Senate • In Messages
    • Referred to Banking and Insurance; Appropriations Subcommittee on General Government; Appropriations -SJ 507
    • Received -SJ 507
    • Withdrawn from Banking and Insurance; Appropriations Subcommittee on General Government; Appropriations -SJ 494
    • Placed on Calendar, on 2nd reading -SJ 494
    • Substituted for CS/CS/SB 258 -SJ 494
    • Read 2nd time -SJ 494
    • Placed on 3rd reading
    4/23/2015 Senate • Read 3rd time -SJ 584
    • CS passed; YEAS 38 NAYS 1 -SJ 584
    4/23/2015 House • Ordered enrolled -HJ 761
    6/1/2015 • Signed by Officers and presented to Governor
    6/11/2015 • Approved by Governor
    6/15/2015 • Chapter No. 2015-135

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  • CS/CS/CS/HB 165, Enrolled (Current Bill Version) Posted 4/24/2015 at 9:10 AM

    Bill Text:   PDF
    Analyses:   None

    Related Bills (7)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 258 (c2) Property and Casualty Insurance Brandes Similar Last Action: 4/22/2015 S Laid on Table, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135), CS/HB 273 (Ch. 2015-170) -SJ 494
    Location: Laid on Table
    H 533 Health Care Clinic Act Jacobs Compare Last Action: 4/28/2015 H Died in Health Innovation Subcommittee, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135)
    Location: In committee/council (HIS)
    H 639 (c1) Commercial Insurance Rate Filing Procedures Plakon Compare Last Action: 4/28/2015 H Died in Regulatory Affairs Committee, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135)
    Location: In committee/council (RAC)
    H 1053 (e1) Motor Vehicle Insurance Fant Compare Last Action: 5/1/2015 S Died in Banking and Insurance, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135)
    Location: In committee/council (BI)
    S 486 Health Care Clinic Act Sobel Compare Last Action: 5/1/2015 S Died in Appropriations Subcommittee on Health and Human Services, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135)
    Location: In committee/council (AHS)
    S 916 (c1) Commercial Insurer Rate Filing Procedures Montford Compare Last Action: 4/28/2015 H Died in Messages, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135)
    Location: In messages from Senate
    S 1250 (c2) Motor Vehicle Insurance Montford Compare Last Action: 5/1/2015 S Died in Fiscal Policy, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135)
    Location: In committee/council (FP)

    Citations - Statutes (9)

    Citation Catchline Location in Bill Location In Bill Help
    627.062 Rate standards. Page 3 (pdf)
    627.0628 Florida Commission on Hurricane Loss Projection Methodology; public records exemption; public meetings exemption. Page 4 (pdf)
    627.0645 Annual filings. Page 4 (pdf)
    627.3518 Citizens Property Insurance Corporation policyholder eligibility clearinghouse program. Page 5 (pdf)
    627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 5 (pdf)
    627.7074 Alternative procedure for resolution of disputed sinkhole insurance claims. Page 10 (pdf)
    627.736 Required personal injury protection benefits; exclusions; priority; claims. Page 10 (pdf)
    627.744 Required preinsurance inspection of private passenger motor vehicles. Page 16 (pdf)
    631.65 Prohibited advertisement or solicitation. Page 17 (pdf)

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  • CS/CS/CS/HB 165, Engrossed 1 Posted 4/21/2015 at 5:51 PM

    Bill Text:   PDF
    Analyses:   None

    Related Bills (5)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 258 (c2) Property and Casualty Insurance Brandes Similar Last Action: 4/22/2015 S Laid on Table, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135), CS/HB 273 (Ch. 2015-170) -SJ 494
    Location: Laid on Table
    H 639 (c1) Commercial Insurance Rate Filing Procedures Plakon Compare Last Action: 4/28/2015 H Died in Regulatory Affairs Committee, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135)
    Location: In committee/council (RAC)
    H 1053 (e1) Motor Vehicle Insurance Fant Compare Last Action: 5/1/2015 S Died in Banking and Insurance, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135)
    Location: In committee/council (BI)
    S 916 (c1) Commercial Insurer Rate Filing Procedures Montford Compare Last Action: 4/28/2015 H Died in Messages, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135)
    Location: In messages from Senate
    S 1250 (c2) Motor Vehicle Insurance Montford Compare Last Action: 5/1/2015 S Died in Fiscal Policy, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135)
    Location: In committee/council (FP)

    Floor Amendments (1)

    Amendment Sponsor Filed Last Floor Action Format
    835268 - Amendment
    Delete line 447 and insert:
    Latvala 4/22/2015
    1:56 PM
    Senate: Withdrawn
    4/22/2015
    Web Page
    PDF

    Floor Votes (2)

    Date Chamber Result
    4/22/2015 9:10 AM House 117 Yeas - 0 Nays
    4/23/2015 2:48 PM Senate 38 Yeas - 1 Nays

    Citations - Statutes (9)

    Citation Catchline Location in Bill Location In Bill Help
    627.062 Rate standards. Page 3 (pdf)
    627.0628 Florida Commission on Hurricane Loss Projection Methodology; public records exemption; public meetings exemption. Page 4 (pdf)
    627.0645 Annual filings. Page 4 (pdf)
    627.3518 Citizens Property Insurance Corporation policyholder eligibility clearinghouse program. Page 5 (pdf)
    627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 5 (pdf)
    627.7074 Alternative procedure for resolution of disputed sinkhole insurance claims. Page 10 (pdf)
    627.736 Required personal injury protection benefits; exclusions; priority; claims. Page 10 (pdf)
    627.744 Required preinsurance inspection of private passenger motor vehicles. Page 16 (pdf)
    631.65 Prohibited advertisement or solicitation. Page 17 (pdf)

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  • CS/CS/CS/HB 165, Committee Substitute 3 Posted 4/15/2015 at 5:31 PM

    Bill Text:   PDF
    Analyses:   None

    Related Bills (5)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 258 (c2) Property and Casualty Insurance Brandes Similar Last Action: 4/22/2015 S Laid on Table, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135), CS/HB 273 (Ch. 2015-170) -SJ 494
    Location: Laid on Table
    H 639 (c1) Commercial Insurance Rate Filing Procedures Plakon Compare Last Action: 4/28/2015 H Died in Regulatory Affairs Committee, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135)
    Location: In committee/council (RAC)
    H 1053 (c2) Motor Vehicle Insurance Fant Compare Last Action: 5/1/2015 S Died in Banking and Insurance, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135)
    Location: In committee/council (BI)
    S 916 (c1) Commercial Insurer Rate Filing Procedures Montford Compare Last Action: 4/28/2015 H Died in Messages, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135)
    Location: In messages from Senate
    S 1250 (c2) Motor Vehicle Insurance Montford Compare Last Action: 5/1/2015 S Died in Fiscal Policy, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135)
    Location: In committee/council (FP)

    Floor Amendments (4)

    Amendment Sponsor Filed Last Floor Action Format
    634497 - Amendment
    Between lines 56 and 57, insert:
    Santiago 4/20/2015
    1:30 PM
    House: Adopted as Amended
    4/21/2015
    PDF
    hierarchy 921461 - Amendment to Amendment (634497)
    Remove lines 18-20 of the amendment and insert:
    Gaetz 4/20/2015
    3:37 PM
    House: Adopted
    4/21/2015
    PDF
    279121 - Amendment
    Between lines 326 and 327, insert:
    Diaz, J. 4/20/2015
    12:45 PM
    House: Adopted
    4/21/2015
    PDF
    877553 - Amendment
    Between lines 358 and 359, insert:
    Diaz, J. 4/20/2015
    12:44 PM
    House: Adopted
    4/21/2015
    PDF

    Citations - Statutes (7)

    Citation Catchline Location in Bill Location In Bill Help
    627.062 Rate standards. Page 2 (pdf)
    627.0645 Annual filings. Page 3 (pdf)
    627.3518 Citizens Property Insurance Corporation policyholder eligibility clearinghouse program. Page 3 (pdf)
    627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 4 (pdf)
    627.7074 Alternative procedure for resolution of disputed sinkhole insurance claims. Page 8 (pdf)
    627.736 Required personal injury protection benefits; exclusions; priority; claims. Page 9 (pdf)
    627.744 Required preinsurance inspection of private passenger motor vehicles. Page 13 (pdf)

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  • CS/CS/HB 165, Committee Substitute 2 Posted 3/31/2015 at 6:48 PM

    Bill Text:   PDF
    Analyses:   Regulatory Affairs Committee (Post-Meeting) 4/15/2015 (pdf)

    Related Bills (5)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 258 (c2) Property and Casualty Insurance Brandes Similar Last Action: 4/22/2015 S Laid on Table, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135), CS/HB 273 (Ch. 2015-170) -SJ 494
    Location: Laid on Table
    H 273 (er) Insurer Notifications Perry Compare Last Action: 6/17/2015 Chapter No. 2015-170
    Location: Became Law
    H 1053 (c2) Motor Vehicle Insurance Fant Compare Last Action: 5/1/2015 S Died in Banking and Insurance, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135)
    Location: In committee/council (BI)
    S 202 (c2) Insurer Notifications Bradley Compare Last Action: 4/1/2015 S Laid on Table, companion bill(s) passed, see CS/HB 273 (Ch. 2015-170) -SJ 297
    Location: Laid on Table
    S 1250 (c1) Motor Vehicle Insurance Montford Compare Last Action: 5/1/2015 S Died in Fiscal Policy, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135)
    Location: In committee/council (FP)

    Citations - Statutes (7)

    Citation Catchline Location in Bill Location In Bill Help
    627.0651 Making and use of rates for motor vehicle insurance. Page 2 (pdf)
    627.3518 Citizens Property Insurance Corporation policyholder eligibility clearinghouse program. Page 3 (pdf)
    627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 3 (pdf)
    627.421 Delivery of policy. Page 7 (pdf)
    627.7074 Alternative procedure for resolution of disputed sinkhole insurance claims. Page 9 (pdf)
    627.736 Required personal injury protection benefits; exclusions; priority; claims. Page 9 (pdf)
    627.744 Required preinsurance inspection of private passenger motor vehicles. Page 14 (pdf)

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  • CS/HB 165, Committee Substitute 1 Posted 2/24/2015 at 10:49 AM

    Bill Text:   PDF
    Analyses:   Government Operations Appropriations Subcommittee (Post-Meeting) 3/31/2015 (pdf)

    Related Bills (5)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 258 (c2) Property and Casualty Insurance Brandes Similar Last Action: 4/22/2015 S Laid on Table, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135), CS/HB 273 (Ch. 2015-170) -SJ 494
    Location: Laid on Table
    H 273 (c1) Insurer Notifications Perry Compare Last Action: 6/17/2015 Chapter No. 2015-170
    Location: Became Law
    H 1053 (c1) Motor Vehicle Insurance Fant Compare Last Action: 5/1/2015 S Died in Banking and Insurance, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135)
    Location: In committee/council (BI)
    S 202 (c2) Insurer Notifications Bradley Compare Last Action: 4/1/2015 S Laid on Table, companion bill(s) passed, see CS/HB 273 (Ch. 2015-170) -SJ 297
    Location: Laid on Table
    S 1250 Motor Vehicle Insurance Montford Compare Last Action: 5/1/2015 S Died in Fiscal Policy, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135)
    Location: In committee/council (FP)

    Committee Amendments (2)

    Amendment Sponsor Filed Last Committee Action Format
    926273 - Amendment
    Remove line 46 and insert:
    Santiago 3/30/2015
    6:21 PM
    Adopted without Objection
    3/31/2015
    PDF
    683759 - Amendment
    Between lines 363 and 364, insert:
    Santiago 3/30/2015
    6:22 PM
    Withdrawn
    3/31/2015
    PDF

    Citations - Statutes (7)

    Citation Catchline Location in Bill Location In Bill Help
    627.0651 Making and use of rates for motor vehicle insurance. Page 2 (pdf)
    627.3518 Citizens Property Insurance Corporation policyholder eligibility clearinghouse program. Page 2 (pdf)
    627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 3 (pdf)
    627.421 Delivery of policy. Page 7 (pdf)
    627.7074 Alternative procedure for resolution of disputed sinkhole insurance claims. Page 8 (pdf)
    627.736 Required personal injury protection benefits; exclusions; priority; claims. Page 9 (pdf)
    627.744 Required preinsurance inspection of private passenger motor vehicles. Page 13 (pdf)

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  • HB 165, Original Filed Version Posted 1/5/2015 at 10:16 AM

    Bill Text:   PDF
    Analyses:   Insurance and Banking Subcommittee (Post-Meeting) 6/17/2015 (pdf)

    Related Bills (4)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 258 (c1) Property and Casualty Insurance Brandes Similar Last Action: 4/22/2015 S Laid on Table, companion bill(s) passed, see CS/CS/CS/HB 165 (Ch. 2015-135), CS/HB 273 (Ch. 2015-170) -SJ 494
    Location: Laid on Table
    H 273 (c1) Insurer Notifications Perry Compare Last Action: 6/17/2015 Chapter No. 2015-170
    Location: Became Law
    H 947 Property Insurance Plakon Compare Last Action: 4/28/2015 H Died in Insurance and Banking Subcommittee
    Location: In committee/council (IBS)
    S 202 (c1) Insurer Notifications Bradley Compare Last Action: 4/1/2015 S Laid on Table, companion bill(s) passed, see CS/HB 273 (Ch. 2015-170) -SJ 297
    Location: Laid on Table

    Citations - Statutes (9)

    Citation Catchline Location in Bill Location In Bill Help
    627.062 Rate standards. Page 2 (pdf)
    627.0628 Florida Commission on Hurricane Loss Projection Methodology; public records exemption; public meetings exemption. Page 5 (pdf)
    627.0651 Making and use of rates for motor vehicle insurance. Page 5 (pdf)
    627.3518 Citizens Property Insurance Corporation policyholder eligibility clearinghouse program. Page 6 (pdf)
    627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 7 (pdf)
    627.421 Delivery of policy. Page 11 (pdf)
    627.7074 Alternative procedure for resolution of disputed sinkhole insurance claims. Page 12 (pdf)
    627.736 Required personal injury protection benefits; exclusions; priority; claims. Page 13 (pdf)
    627.744 Required preinsurance inspection of private passenger motor vehicles. Page 17 (pdf)

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